Dodge Challenger Car Insurance Quotes (2025)
Challenger drivers pay an average of $199 per month for car insurance.
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As one of the bestselling muscle cars in the United States, the Dodge Challenger remains a true crowd-pleaser among drivers who appreciate a thrilling ride. The average cost of car insurance for a Dodge Challenger is $138 per month for liability insurance and $260 for full coverage.
Although Dodge discontinued the Challenger brand in December 2023, you can still secure affordable coverage for used Challengers in the market.1
Here’s what you need to know about finding the best car insurance for your Challenger.
Cost of Dodge Challenger insurance by model year
Many different factors affect car insurance costs, including your location, age, driving record, and credit history. Having standard safety features, like anti-lock brakes, adaptive cruise control, and electronic stability control, can all help you earn lower rates.
The model year of your Challenger and the discounts you qualify for will also have a significant influence on your premium.
Below are the Dodge Challenger insurance costs by model year.
The 2023 Dodge Challenger’s MSRP ranges from $32,695 to $90,340, depending on the chosen trim levels.
The MSRP for the 2022 Challenger ranges from $30,545 for the base model to $86,645 for the top-of-the-line model.
The 2021 Dodge Challenger has an MSRP of $28,870 for the base model and $80,170 for the highest trim.
For a 2020 Dodge Challenger, you can expect a starting MSRP of $28,095 and $79,595 for the top-of-the-line model.
The 2019 Dodge Challenger has an MSRP ranging between $27,845 and $69,995, depending on the specific model you have.
The MSRP range for the 2018 Dodge Challenger is $21,590 to $46,998.
If you’re interested in buying a 2017 Dodge Challenger, you can expect an MSRP of $26,995 to $62,495, depending on the model you choose.
The MSRP for a 2016 Dodge Challenger ranges from $26,995 to $65,945.
How to ensure you have enough coverage on your Dodge Challenger
When you buy a Dodge Challenger — or any vehicle — you need to at least purchase the minimum level of car insurance required in your state. Liability-only insurance typically includes bodily injury liability and property damage liability. A minimum-coverage policy will cover any medical expenses or property damage others sustain after you cause an accident.
Purchasing optional coverages will provide more vehicle protection but lead to increased insurance prices. You should consider the following optional coverages:
Dodge Challenger car insurance FAQs
Dodge Challenger insurance rates vary greatly based on numerous factors, like driver age, ZIP code, credit history, driving record, and more. The following information should help answer any of your remaining questions about Dodge Challenger car insurance.
Even though Dodge discontinued this model, you can still find coverage for your Challenger. USAA has the cheapest average insurance premiums for Dodge Challenger models. Highly rated auto insurance companies — like State Farm and GEICO — also offer cheap Dodge Challenger car insurance.
Dodge Challengers have higher insurance rates than some similar cars in their class. So it’s a good idea to get car insurance quotes from different auto insurers and find the best value and cheapest rate for your unique budget and needs.
The average insurance cost for a liability-only policy for a Dodge Challenger is $138 per month, while the average rate for a full-coverage policy is $260.
Liability-only policies typically have lower insurance rates than full-coverage policies because they provide only the minimum amount of coverage required by state law. But full-coverage auto insurance can protect you legally and financially in many situations.
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