Ford Edge Car Insurance Quotes (2025)
Ford Edge owners pay an average of $124 per month for insurance.
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The Ford Edge is a midsize SUV and a popular Ford model. Although discontinued in 2024, it remained one of the top used cars for the year. When new, the 2024 model had a starting manufacturer’s suggested retail price (MSRP) of $39,960.
Compared to other midsize SUVs, the Edge is competitively priced. Its MSRP is slightly below the Honda Passport but higher than the Jeep Grand Cherokee. But the Ford Edge tends to be cheaper to insure than either the Honda Passport or the Grand Cherokee.
Policies for the Ford Edge are often lower than the industry average. But the best way to find the lowest rates is to shop around and compare quotes from several insurance companies.
Here’s how to find the best insurance for your Ford Edge.
Quick Facts
On average, liability-only policies for a Ford Edge cost $1,032 per year, and full-coverage policies cost $1,944 per year.
USAA, GEICO, and State Farm have the lowest full-coverage premiums for the Ford Edge.
The 2016 Ford Edge is the cheapest model year to insure.
Cost of Ford Edge insurance by model year
Several factors affect your insurance premiums, including your age, gender, location, and the make and model year of your car.[?]
On average, Ford Edge drivers pay $86 per month for liability-only coverage and $162 per month for full-coverage insurance. Rates can vary significantly by insurance company, but USAA, GEICO, and State Farm typically offer the lowest rates for the Edge.
As is typical with car insurance, policies are more expensive for newer Ford Edge model years than older ones since they have higher replacement costs.
Here’s how average rates compare by year.
Model Year  | Average Monthly Quote |
|---|---|
| 2024 | $155 |
| 2023 | $154 |
| 2022 | $148 |
| 2021 | $140 |
| 2020 | $137 |
| 2019 | $134 |
| 2018 | $131 |
| 2017 | $127 |
| 2016 | $125 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Ford discontinued the Edge in 2024, so the 2024 model year is the latest you can purchase. When new, the Ford Edge’s MSRP started at $39,960, and the Ford Edge ST, the top trim level, had an MSRP of $48,700.[?]
The table below highlights car insurance rate data from leading insurance companies for policies for the Ford Edge.
Insurance CompanyAverage Monthly QuoteUSAA $77 State Farm $92 Allstate $102 GEICO $113 American Family $118 Progressive $137 Nationwide $142 Travelers $150 Farmers $179 Liberty Mutual $226 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2023, the starting MSRP for the Ford Edge was $39,440, about $500 less than the starting MSRP for the 2024 model year. But the two model years have very similar insurance rates.
Below are car insurance rates for the Ford Edge from leading insurance companies.
Insurance CompanyAverage Monthly QuoteUSAA $77 State Farm $92 Allstate $102 GEICO $113 American Family $117 Progressive $136 Nationwide $141 Travelers $149 Farmers $179 Liberty Mutual $225 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The price of the 2022 Ford Edge increased significantly from the prior year. The MSRP of the base model was $39,440 — about 9% higher than the MSRP for the 2021 base model.
Below are the best rates for the 2022 Ford Edge.
Insurance CompanyAverage Monthly QuoteUSAA $74 State Farm $88 Allstate $97 American Family $112 GEICO $108 Progressive $130 Nationwide $136 Travelers $143 Farmers $171 Liberty Mutual $216 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2021 Ford Edge started at $35,990, about $1,600 more than the MSRP for the 2020 model year.
The table below showcases sample rates from leading insurers for the 2021 Ford Edge.
Insurance CompanyAverage Monthly QuoteUSAA $70 State Farm $83 Allstate $93 GEICO $103 American Family $107 Progressive $124 Nationwide $128 Travelers $136 Farmers $163 Liberty Mutual $205 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Ford Edge had an MSRP of $34,340. The highest-level trim, the ST Sport Utility 4D, had an MSRP of $44,510.
Below are the rates from leading insurers for the 2020 model year.
Insurance CompanyAverage Monthly QuoteUSAA $68 State Farm $81 Allstate $90 GEICO $100 American Family $104 Progressive $121 Nationwide $125 Travelers $132 Farmers $158 Liberty Mutual $200 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The price of the Ford Edge increased significantly between 2018 and 2019. The MSRP of the base model was $33,085, 9% higher than the MSRP for the 2018 model.
Below are the best car insurance rates for the 2019 Ford Edge.
Insurance CompanyAverage Monthly QuoteUSAA $67 State Farm $80 Allstate $89 GEICO $99 American Family $102 Progressive $119 Nationwide $123 Travelers $130 Farmers $156 Liberty Mutual $196 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When the 2018 Ford Edge entered the market, it had an MSRP of $30,310. Below, you can see rates from top auto insurance companies for the 2018 Ford Edge.
Insurance CompanyAverage Monthly QuoteUSAA $65 State Farm $78 Allstate $86 GEICO $96 American Family $99 Progressive $115 Nationwide $120 Travelers $126 Farmers $152 Liberty Mutual $191 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2017 Ford Edge was $29,845 for the base model. The table below shows what drivers pay for car insurance policies for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $63 State Farm $76 Allstate $84 GEICO $93 American Family $97 Progressive $112 Nationwide $117 Travelers $123 Farmers $147 Liberty Mutual $186 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Ford Edge had several upgrades from the prior year, including adaptive power steering and keyless entry with a push-button start. It had a starting MSRP of $29,595.
Below are the average rates from leading insurance companies for the 2016 Ford Edge.
Insurance CompanyAverage Monthly QuoteUSAA $63 State Farm $74 Allstate $83 GEICO $92 American Family $95 Progressive $111 Nationwide $115 Travelers $121 Farmers $145 Liberty Mutual $183 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Ford insurance by state
Where you live plays a significant role in how much you pay for coverage. For Ford vehicles, drivers in North Carolina tend to have the lowest premiums, paying an average of $85 per month for auto insurance. By contrast, drivers in New York pay an average of $427 per month.
The map below highlights the average rates for car insurance for Ford drivers in each state. Alaska and Hawaii are not included due to lack of data.
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How to ensure you have enough coverage on your Ford Edge
If you own a Ford Edge, you at least need an insurance policy that meets your state’s minimum liability requirements. But state-minimum coverage may not be adequate, or your lender may require you to carry more insurance.
To properly cover your car and protect yourself, you may want to consider the following coverages:
Ford Edge car insurance FAQs
As a Ford Edge owner or soon-to-be owner, the following information can help you find and choose the best coverage for your vehicle.
Premiums vary by company. USAA, GEICO, and State Farm have the lowest premiums for the Ford Edge, according to Insurify data.
The Ford Edge is relatively inexpensive to insure. On average, full-coverage policies for the Ford Edge are about 17% less than the national average premium for all vehicles.
Ford Edge owners pay an average of $86 per month for liability-only insurance and $162 per month for full-coverage insurance. Your actual cost will vary based on your age, gender, location, credit, and driving history.
It depends on what you’re looking for. If you’re in the market for a reliable SUV, the Ford Edge could be a good purchase. J.D. Power gave the 2024 Ford Edge a score of 82 out of 100 (putting it in the “great” category) for quality and reliability.[?]
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