The MSRP for a 2025 Ford Escape ranges from $29,150 to $31,395, depending on trim level.2 You can find the average monthly full-coverage quotes from top insurers for this model year in the table below.
Since its introduction more than 20 years ago, drivers have loved the Ford Escape. At the height of the Escape’s popularity, Ford consistently sold more than 300,000 of these vehicles per year.1
Ford Escape auto insurance costs an average of $84 per month for liability-only coverage. Drivers of similar compact SUVs, such as the Toyota RAV4 or the Chevrolet Equinox, pay slightly more for car insurance.
Whether you currently own an Escape or are thinking of getting one, here’s what you need to know about getting affordable Ford Escape insurance.
Cost of Ford Escape insurance by model year
For model years 2016 to 2025, the median monthly quote for insurance is $137 per month, according to Insurify data. USAA has the cheapest monthly insurance premium for this make and model, quoting an average of $39 per month for liability-only coverage and $80 per month for full coverage.
The table below shows how rates fluctuate based on the model year.
The 2024 Ford Escape had an MSRP that ranged from $29,495 to $32,660. Check out the average monthly insurance costs from major insurers in the table below.
Depending on your trim level preferences, the 2023 Ford Escape had an MSRP between $28,000 and $39,460. Now, you can find a 2023 Escape for $20,063 to $28,264.
You can find the average monthly insurance cost for this model year from several major insurers below.
For a 2022 Ford Escape, the original MSRP ranged between $27,185 and $37,305. Here’s how much it would currently cost per month to insure a 2022 Escape.
In 2021, a new Ford Escape had an original MSRP between $25,555 and $36,455. Now you can find a 2021 Escape for less than $20,000. In the table below, you’ll find average monthly quotes from several major insurance companies for a 2021 Escape.
In 2020, the Ford Escape came with an original MSRP between $24,885 and $36,835. If you’re interested in insuring a 2020 Escape, average monthly quotes for this model year are in the table below.
The original MSRP for the 2019 Ford Escape model year ran from $24,105 to $34,120, depending on trim choices. Now, a 2019 Escape costs between $13,524 and $17,495.
Here’s how much several major insurers currently charge for coverage on a 2019 Escape.
The Ford Escape in 2018 had an MSRP ranging from $23,940 to $33,490, based on the trim level. Here’s the current average monthly cost of insuring this model year.
For the 2017 Ford Escape, the original MSRP was between $23,750 and $31,000, but now you can find them for just over $10,000.
Find the average monthly insurance quotes for this model year in the table below.
The 2016 Ford Escape had an original MSRP that ranged from $23,590 to $31,745. This model year currently has the following average monthly insurance costs from major insurance companies.
Average cost of Ford insurance by state
How much you pay for your Ford Escape insurance premiums can vary a great deal depending on your location, even down to the ZIP code. This is because different areas have different levels of traffic, vandalism, crime, weather events, and repair costs.
The map below outlines the average rates Ford drivers pay depending on which state they live in. Alaska and Hawaii are not included due to lack of data.
How to ensure you have enough coverage on your Ford Escape
You have a number of factors to consider when finding the right coverage levels for your Ford Escape, starting with your state requirements for liability limits. You may choose to add other coverage options on top of your state-mandated liability insurance, such as these optional coverages:3
Ford Escape car insurance FAQs
If you’re looking for the best Ford Escape insurance rates, the answers to the following common questions can help.
USAA has the lowest average Ford Escape insurance quotes. But if you don’t qualify for USAA, GEICO and State Farm also have low rates. The cheapest car insurance rates aren’t the same for any two Ford Escape drivers. Everything from the driver profile, location, and driving history to the vehicle age, mileage, and safety features can all affect premiums, so it’s important to compare multiple companies.
No. It costs an average of $121 per month to insure an Escape, less than the national average of $143. It also costs a little less to insure a Ford Escape compared to other compact SUVs, like the Toyota RAV4 and the Chevrolet Equinox.
On average, the Ford Escape costs $84 per month for liability coverage and $158 per month for full coverage, Insurify data shows.
Yes. The Ford community gives the Escape an estimated longevity of 150,000 to 200,000 miles, or 10 to 15 years. But careful maintenance and good driving habits can keep these vehicles on the road longer.4
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