Cost of Ford Fiesta Car Insurance (2025)

Ford Fiestas cost an average of $146 per month, or $1,752 per year, to insure.

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The 2019 Ford Fiesta is one of the cheaper subcompact vehicles on the market, with an original MSRP of $15,235.1 The small sedan earned a solid 8.2 out of 10 rating from Edmunds and a rating of 3.9 out of 5 from Kelley Blue Book (KBB).

Before its 2019 discontinuation in North America, the Ford Fiesta was a mildly popular car, with around 60,000 sold that year in the U.S.2 The average cost of Ford Fiesta car insurance is $96 per month for liability coverage and $196 per month for full coverage, Insurify data shows. Before buying a policy, always compare car insurance quotes from multiple insurance companies.

Ford Fiesta insurance cost

A Ford Fiesta costs $146 per month to insure, on average. Fiesta drivers pay an average of $96 per month for liability insurance and $196 per month for a full-coverage policy. But the exact rate you pay will vary based on your age, location, driving record, and more.

USAA offers the lowest rates for Fiesta drivers, with an average monthly rate of $175 for the 2023 model. But you need to be an active-duty military member, a veteran, or an immediate family member of one to qualify for coverage with this insurer. If this doesn’t apply to you, State Farm and GEICO offer affordable rates, as well.

2023 Ford Fiesta insurance

The MSRP of the 2023 Ford Fiesta ranged from $29,260 for the basic trim level to $35,310 for the most upgraded version.3

Take a look at the table below for the average monthly insurance premium for the 2023 Ford Fiesta from some of the best auto insurance companies.

2022 Ford Fiesta insurance

The MSRP of the 2022 Ford Fiesta ranged from $29,040 for the basic trim level to $34,980 for the top-end model.

The table below highlights the average monthly insurance quotes for the 2022 Ford Fiesta from some of the best companies.

2021 Ford Fiesta insurance

The MSRP of the 2021 Ford Fiesta ranged from $25,740 for the basic trim level to $31,790 for the fully upgraded model.

The table below showcases some of the most affordable insurance options for the 2021 Ford Fiesta.

2020 Ford Fiesta insurance

The MSRP of the 2020 Ford Fiesta ranged from $24,420 for the basic trim level to $30,140 for the high-end version.

Check out the table below for average 2020 Ford Fiesta insurance rates from top auto insurance companies.

2019 Ford Fiesta insurance

The 2019 Ford Fiesta had an MSRP of $15,235, according to KBB.

See the table below for the average monthly insurance premium for the 2019 Ford Fiesta from some of the best auto insurance companies.

Ford Fiesta car insurance coverages

If you’re a new Ford Fiesta owner, you’ll need to get car insurance before taking it on the road, unless you live in New Hampshire. If you already have a policy, make sure it’s enough for your new ride.

Some of the most common coverages you’ll need include:

Ford Fiesta car insurance FAQs

If you still want more information about Ford Fiesta car insurance, check out these answers to some of the most commonly asked questions about the subcompact sedan.

  • Which company has the cheapest Ford Fiesta insurance?

    USAA has the cheapest Ford Fiesta auto insurance, with an average monthly rate of $175 for the 2019 model year. State Farm and GEICO are the second- and third-cheapest insurers for Fiestas, respectively.

  • Are Ford Fiestas expensive to insure?

    No. Ford Fiestas aren’t expensive to insure. The average cost to insure a Ford Fiesta is $146 per month, slightly below the national average cost to insure a vehicle of $143 per month.

  • How much does a Ford Fiesta cost to insure?

    It costs $146 per month, on average, to insure a Ford Fiesta. Fiesta owners pay $96 per month for liability and $196 per month for full coverage, according to Insurify data.

  • Is the Ford Fiesta a reliable car?

    Yes. The Ford Fiesta is a reliable car. It earned 4.2 out of 5 stars in Kelley Blue Book’s Expert rating and an Edmunds rating of 8.2 out of 10. The Fiesta finished 12th out of 19 similar cars, with an overall score of 94.9%, according to the 2023 What Car? Reliability Survey.

Danny Smith
Danny Smith

Danny is a Brooklyn-based writer with a producer’s license for property and casualty insurance. A former editor at Insurify, he specializes in auto, home, and pet insurance. He works to translate his insurance expertise into digestible, easy-to-understand content for drivers, homeowners, and pet owners alike.

Danny has been a contributor at Insurify since March 2022.

Cost of Ford Fiesta Car Insurance (2025) | Insurify