Cost of Genesis Car Insurance (2025)
Genesis car insurance costs $188 per month across all models, on average.
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Launched by Hyundai, Genesis is a luxury car brand with a more affordable price point than some other luxury brands.1 Genesis sells several car models, including SUVs, sedans, and electric vehicles.
On average, drivers with a Genesis vehicle pay $245 per month for full-coverage insurance and $130 for liability coverage, Insurify data shows. That’s more expensive than the U.S. national average rate of $196 per month for full coverage and $105 for liability coverage.
Cost of Genesis insurance by model
In addition to personal information, like your age, location, and driving record, your vehicle model can affect your car insurance costs.
In the table below, you can compare average monthly liability-only and full-coverage insurance quotes for some of the most popular Genesis models.
Cheapest Genesis insurance by model
If you’re in the market for a Genesis, it’s a good idea to compare auto insurance quotes from multiple companies for each vehicle model you’re interested in. You can decide which options make the most financial sense for you based on the vehicle offerings, price, and average cost to insure.
Learn more about some of the most popular Genesis models below, and start comparing quotes to find the best price for you.
On average, car insurance for a Genesis G70 is more expensive than coverage for most other Genesis models, though it’s similar to the cost of coverage for a Genesis G80. The 2025 version of this luxury sports sedan has a starting MSRP of $43,850. The coupe-like four-door vehicle has a modern interior and safety assistance features.
Below, you can compare the average monthly cost of coverage for a G70 vehicle from various car insurance companies.
The Genesis G80 is a luxury midsize sedan with a starting MSRP of $58,450. It earned a five-star safety rating from the Insurance Institute for Highway Safety in 2024.3 Its high safety rating and top-notch safety features may be why it’s a bit cheaper to insure than the G70.
Here are the cheapest car insurance companies for insuring a Genesis G80.
A luxury full-size sedan, the G90 has a starting MSRP of $91,050 and is the highest-priced Genesis sedan. Despite this, car insurance for the G90 costs less on average than rates for the G70 and G80 sedans.
Below, you can compare the cheapest car insurance companies for the Genesis G90.
The Genesis GV70 is a small luxury SUV. With a starting MSRP of $47,650, the 2025 GV70 is one of the cheaper Genesis models to buy. Full-coverage car insurance rates for the GV70 are less expensive than average rates for most other Genesis models.
Here are the cheapest car insurance companies for insuring a GV70.
The 2025 Genesis GV80 has a starting MSRP of $59,650, which makes it more expensive than most Genesis models.
See which insurance companies offer the lowest auto insurance quotes for a GV80 in the table below.
Best companies for Genesis car insurance
Fortunately, many companies offer good insurance options for Genesis vehicles. Before you buy auto insurance for your Genesis, you should compare personalized car insurance quotes from multiple companies to find the best deal for your unique situation.
Here are a few of the best companies with cheap rates for insuring your Genesis:
USAA
State Farm
GEICO
Average cost of Genesis insurance by state
How much you pay for Genesis car insurance will depend partly on where you live. In the chart below, you can see average car insurance costs across all Genesis models by state.
How to ensure you have enough coverage on your Genesis
Every state except New Hampshire requires drivers to carry a minimum amount of liability car insurance. A liability auto insurance policy is the cheapest car insurance you can buy, but it only covers the other driver’s property damage and medical bills after an accident where you’re at fault.
It’s a good idea to purchase optional coverage beyond your state’s minimum coverage requirements for higher levels of protection. Here’s a look at some of the most common optional car insurance coverages:4
Genesis car insurance FAQs
If you’re shopping for Genesis car insurance, the additional information below may help as you’re researching your coverage options.
The company with the cheapest standard insurance offerings for your Genesis will depend on factors like your driving record, age, and insurance claim history, as well as whether you have good credit or qualify for savings. But based on Insurify data, USAA, GEICO, and State Farm offer the best car insurance rates for Genesis vehicle owners.
On average, Genesis vehicle owners pay $130 per month for liability coverage and $245 for full-coverage car insurance. The cost to insure a Genesis vehicle will depend on the make, model, and year of your vehicle. The average cost of Genesis insurance is higher than the U.S. overall average.
People who drive a Genesis GV80 pay monthly averages of $121 for liability coverage and $228 for full coverage.
Compared to other luxury cars, Genesis vehicles are very affordable. This means you’ll likely pay lower car insurance rates for a Genesis than for another luxury vehicle from Lexus or Mercedes, for example.
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