Cost of Honda Car Insurance (2025)
Honda drivers pay an average of $143 per month for car insurance, but your rate will depend on many factors, including the type of Honda you have.
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Honda is one of the most popular car brands in America, according to a recent Insurify study. Affordability and reliability may explain why Americans favor the Honda brand, along with its relatively affordable cost to insure.
The average cost of full-coverage car insurance for a Honda is $187, compared to the national average of $177 for all makes and models.
Here’s what you should know about finding car insurance for your Honda.
Quick Facts
High theft rates might help explain why the Civic is more expensive to insure than most other Honda models.
Liability-only insurance for a Honda costs an average of $99 per month, compared to the overall national average of $100 for all vehicle makes and models.
The Odyssey is one of the cheapest Honda models to insure, and the Prologue is one of the most expensive models to insure.
Cost of Honda insurance by model
Factors that can affect the cost of insurance for Honda models include size, trim level, safety features, and model year — new vehicles are typically more expensive.[?] How the vehicle is powered can also influence cost. Due to higher repair costs, hybrid models are more expensive on average than models with an internal combustion engine (ICE).
Check out average monthly liability-only and full-coverage costs for some popular Honda models in the table below.
Honda Model  | Average Quote: Full Coverage | Average Quote: Liability Only |
|---|---|---|
| Accord | $201 | $107 |
| Civic | $200 | $106 |
| CR-V | $158 | $84 |
| HR-V | $188 | $100 |
| Odyssey | $153 | $81 |
| Passport | $181 | $96 |
| Pilot | $169 | $90 |
| Prologue | $268 | $142 |
| Ridgeline | $162 | $86 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest Honda insurance by model
The type of Honda you drive can affect how much you pay for car insurance coverage. In the sections that follow, you can see average monthly quotes from different insurers.
The Honda Accord took the top spot as America’s most popular vehicle in a recent Insurify study, but it’s one of the most expensive Honda models to insure, with an average monthly premium of $154.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $103 $49 GEICO $122 $57 State Farm $123 $58 Allstate $136 $64 Progressive $158 $103 American Family $159 $73 Nationwide $189 $90 Travelers $199 $95 Farmers $242 $114 Liberty Mutual $259 $180 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Honda Civic is affordable and ranked as the third most popular vehicle in America, according to a recent Insurify study. Unfortunately, the Civic is also one of the most popular cars for thieves. Higher rates of theft might help explain why the Civic is one of the most expensive Honda models to insure.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $102 $49 GEICO $121 $56 State Farm $122 $57 Allstate $136 $64 Progressive $157 $102 American Family $158 $73 Nationwide $188 $90 Travelers $198 $95 Farmers $241 $114 Liberty Mutual $258 $179 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Honda CR-V is one of the cheapest Honda models to insure, with only the Honda Odyssey costing less. Sports cars and luxury vehicles usually cost more to insure because they’re involved in more accidents and thefts and are more expensive to repair.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $81 $39 GEICO $95 $44 State Farm $96 $45 Allstate $107 $50 Progressive $124 $81 American Family $125 $58 Nationwide $148 $71 Travelers $156 $75 Farmers $190 $90 Liberty Mutual $203 $142 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The cost of insurance is higher for the Honda HR-V than for the similar CR-V model. Monthly full-coverage insurance for the HR-V is $188 compared to $158 for the CR-V. And the HR-V’s monthly liability-only coverage is $100 compared to $84 for the CR-V.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $96 $46 GEICO $114 $53 State Farm $115 $54 Allstate $127 $60 Progressive $148 $96 American Family $149 $69 Nationwide $176 $84 Travelers $186 $89 Farmers $226 $107 Liberty Mutual $242 $168 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Compared to other Honda models, full coverage and liability-only coverage cost less for the Odyssey.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $78 $37 GEICO $92 $43 State Farm $93 $44 Allstate $103 $48 Progressive $120 $78 American Family $121 $56 Nationwide $143 $68 Travelers $151 $72 Farmers $184 $87 Liberty Mutual $196 $137 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance costs for the Honda Passport are in the middle of the pack compared to other Honda models on this list. See how much it costs to insure this midsize SUV with some popular insurers in the table below.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $92 $44 GEICO $109 $51 State Farm $110 $52 Allstate $122 $57 Progressive $142 $92 American Family $143 $66 Nationwide $169 $81 Travelers $179 $86 Farmers $217 $103 Liberty Mutual $233 $162 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
As a midsize SUV, the Pilot is larger than the Passport but has a lower insurance cost. The monthly cost of full-coverage car insurance is $169, and liability-only coverage is $90. Like many other Honda models, the Pilot is listed as a Top Safety Pick by the Insurance Institute for Highway Safety (IIHS).[?]
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $86 $41 GEICO $102 $47 State Farm $103 $48 Allstate $114 $54 Progressive $133 $86 American Family $133 $61 Nationwide $158 $76 Travelers $167 $80 Farmers $203 $96 Liberty Mutual $217 $151 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
This midsize electric SUV is the most expensive Honda to insure of the models Insurify researched. Insurance for electric cars can cost more because of the higher MSRPs and repair costs for these vehicles.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $137 $66 GEICO $162 $75 State Farm $163 $77 Allstate $181 $85 Progressive $211 $137 American Family $212 $98 Nationwide $251 $120 Travelers $265 $127 Farmers $322 $152 Liberty Mutual $345 $240 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Ridgeline is Honda’s pickup truck. The cost to insure a Ridgeline falls in the middle of the other Honda models. The cost of liability insurance is often higher for large trucks because they can cause more significant damage in an accident, but the Ridgeline is considered a midsize pickup, so this might help keep the cost down.
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability OnlyUSAA $82 $40 GEICO $98 $45 State Farm $98 $46 Allstate $109 $51 Progressive $127 $82 American Family $128 $59 Nationwide $152 $72 Travelers $160 $77 Farmers $194 $92 Liberty Mutual $208 $145 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Best companies for Honda car insurance
Three of the best car insurance companies for Honda car insurance include USAA, State Farm, and GEICO. The best insurance company for you will depend on your unique insurance needs and budget. It’s important to compare quotes from multiple insurance companies before making a decision.
Best for active military members, veterans, and their families: USAA
Best for customer satisfaction: State Farm
Best for drivers older than 25: GEICO
Average cost of Honda insurance by state
Your location is one factor that affects how much you pay for car insurance.[?] In the chart below, you can see how much Honda insurance costs in different states across all models.
How to ensure you have enough coverage on your Honda
You may need to carry several different types of insurance coverage for your Honda. Some of the most common coverages that can meet your needs include:
Honda car insurance FAQs
Finding the right auto insurance as a Honda driver will depend on your particular circumstances, including what specific model you drive, your driving history, your location, your credit history, and your age. Here are some of the most commonly asked questions about Honda insurance.
Some of the cheapest Honda insurance quotes come from USAA, GEICO, and State Farm, according to Insurify data. The cost of insurance can vary greatly depending on factors such as your age, gender, location, and driving record. When looking for the cheapest Honda insurance, compare multiple companies, considering rates, fees, and if they offer any discounts, such as home and auto bundling and good student discounts.
Full-coverage car insurance for Hondas costs $187 per month, which is similar to the national average of $177. The average cost of liability-only insurance for a Honda is $99 per month, which is also on par with the national average of $100. How expensive a Honda is to insure will vary based on the vehicle model, as well as your age, gender, marital status, location, and driving record.
The average cost of a car insurance policy for a Honda Civic is $200 per month for full coverage and $106 per month for liability coverage. Your cost will depend on several factors, including your age, gender, marital status, mileage, location, and driving record. In some states, having good credit can also help you secure a lower rate. Civic drivers generally pay higher car insurance rates than people who drive other Honda models.
The cost of car insurance for a Honda Civic is higher than for other Honda models because it’s one of the most stolen cars in America. Insurers consider this a higher risk when determining your car insurance premium.
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