Honda Accord Car Insurance Quotes (2025)
Car insurance for a Honda Accord costs an average of $154 per month.
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The average cost of car insurance for Honda Accords is $107 for liability-only car insurance and $201 for a full-coverage policy. The Honda Accord is a popular vehicle — it’s one of the bestselling vehicles over the last 10 years and has won Car and Driver’s 10Best award 39 times.1
The type of car you drive affects your car insurance rates. Here’s what you should know about Honda Accord car insurance costs.
Cost of Honda Accord insurance by model year
The national average cost of car insurance is $139 per month. USAA has consistently offered the lowest average rates for car insurance for older models and the latest model year of Honda Accords.
Check out monthly car insurance costs for different Honda Accord model years in the table below.
The 2025 Honda Accord has a starting MSRP of $29,445 for the LX trim and $31,710 for the SE trim.2 In the table below, you can see average monthly insurance costs for this model year from different insurance companies.
The starting MSRP for the Honda Accord ranges from $29,045 to $31,060, depending on the trim level you choose. Check out average car insurance costs for this model year in the table below.
The 2023 Honda Accord has an MSRP between $28,390 and $30,705 depending on the trim level.
The 2022 Honda Accord has an MSRP starting at $27,615 for the LX Sedan and $39,545 for the Touring Sedan.
The 2021 Honda Accord had an original starting MSRP ranging from $25,985 for the LX Sedan to $37,915 for the Touring Sedan.
The original starting MSRP for the 2020 Honda Accord ranged from $25,225 to $37,335, depending on the trim level.
The 2019 Honda Accord’s original starting MSRP was $24,675 for the LX Sedan and $36,905 for the Touring Sedan.
The 2018 Honda Accord had an original MSRP ranging from $24,465 to $34,695, depending on the trim level.
Depending on the trim level, the 2017 Honda Accord has an original MSRP between $24,145 and $35,820.
The 2016 Honda Accord has an original MSRP ranging from $23,840 to $35,515.
Average cost of Honda insurance by state
Where you live is one of many factors that determine how much you pay for car insurance. In the chart below, you can see how much Honda insurance costs in each state across all Honda models.
How to ensure you have enough coverage on your Honda Accord
When buying a Honda Accord, you should make sure to purchase your state’s minimum level of required car insurance. This usually includes bodily injury liability and property damage liability to cover any injuries or damage you cause to other drivers or their property in an accident.
You may also want to consider adding optional coverages to your insurance policy to better protect your finances, such as:
Honda Accord car insurance FAQs
Honda Accord insurance rates vary based on different factors, like driver age, safety features, ZIP code, location, discounts, driving record, good credit, and more. Below, you’ll find answers to some of the most commonly asked questions from Honda Accord owners.
USAA offers the cheapest Honda Accord auto insurance rates for vehicle years between 2016 and 2025. GEICO and State Farm also offer cheap car insurance rates for Accords compared to many other insurers. Remember that your rates may be higher or lower than the average, depending on your driving history and driver profile.
Honda Accords are more expensive to insure than some similar cars in their class, though they’re still comparatively affordable. For example, the Toyota Camry’s average rates are slightly higher than the Honda Accord’s. Other vehicles, like the Ford Mustang, are significantly more expensive to insure than Accords.
The average monthly price for a liability-only policy for the 2025 Honda Accord is $141 per month, while the average monthly price for a full-coverage policy is $258. Liability-only policies are often cheaper than full-coverage policies because they only provide a minimum amount of coverage as required by state law. But full-coverage policies include helpful optional coverages.
Honda Accord insurance may be higher than similar vehicles produced by other manufacturers in the same year for various reasons. The MSRP of an Accord is higher than a Camry’s and a Sonata’s, for example, which could increase the price. Certain Top Safety Pick features may not be available on some Accords, which could also have an effect on the total price.
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