The average cost to insure a Honda CR-V is $89 per month for a minimum-liability policy and $181 per month for a full-coverage policy. But the national average doesn’t apply to everyone, and your insurance costs may be very different depending on your age, location, driving history, specific Honda CR-V model year, and other factors.
The Honda CR-V is a tremendously popular car thanks to its versatility, high safety ratings from the Insurance Institute for Highway Safety, and affordability, costing about as much as similar cars in its class.1 2
Keep reading to learn more about Honda CR-V insurance rates and additional ways to save.
Cost of Honda CR-V insurance
The average cost of car insurance for Honda CR-V drivers is $89 per month for a liability-only policy and $181 per month for a full-coverage policy.
The military-focused insurer USAA offers the best value on a CR-V insurance policy. If you aren’t part of the military community, State Farm and GEICO are also affordable options for CR-V drivers.
2024 Honda CR-V insurance
The starting MSRP on a new 2024 Honda CR-V is $30,850.4 The following table shows average rates by insurer:
2023 Honda CR-V insurance
A new 2023 Honda CR-V costs $29,735.5 Drivers of the 2023 CR-V pay the following average insurance cost for this model year:
2022 Honda CR-V insurance
This model had a starting MSRP of $29,545 when Honda launched it for the 2022 model year.6 Here’s a breakdown of the insurance companies offering the lowest rates for this model year:
2021 Honda CR-V insurance
The price for a 2021 Honda CR-V was $28,075 when it was a newer model.7 The average auto insurance premiums for 2021 Honda CR-Vs are in the following table:
2020 Honda CR-V insurance
A 2020 Honda CR-V had an MSRP of $27,770 when it was a brand-new vehicle.8 Here are the car insurance rates that the best car insurance companies are charging on average for a 2020 CR-V:
Honda CR-V car insurance coverages
One crucial factor affecting your annual average insurance costs is how much coverage you buy. It’s a trade-off between paying a higher rate today for the tools to protect you later when you need them — otherwise, you may have to pay these expenses out of pocket.
Honda CR-V insurance FAQs
A Honda CR-V ranks as one of the most affordable cars to insure, but you still have plenty to consider when choosing your insurance company.
Which company has the cheapest Honda CR-V insurance?
Among the top car insurance companies, USAA ranked No .1 for having the lowest cost, but it’s only available to active and former military members and their immediate families. State Farm offers the next-cheapest insurance premiums.
Are Honda CR-Vs expensive to insure?
No. Compared to the cost of car insurance for other vehicle listings in Insurify’s car insurance comparison study, Honda CR-Vs are the sixth-cheapest model to insure. Even though you’ll pay lower rates on a CR-V than many others, that doesn’t mean it’s affordable for you, and you have many ways you can whittle your car insurance costs down further.
How much does it cost to insure a Honda CR-V?
Average Honda CR-V auto insurance rates are $89 per month for a liability policy and $181 per month for full coverage. If you have good credit, a clean driving record, and use telematics programs many insurers offer, you’ll typically pay lower insurance rates. Younger drivers generally pay higher auto insurance rates.
What are the cons of a Honda CR-V?
Small and outdated infotainment systems are one of the biggest complaints among CR-V owners with a newer Honda model. In addition, Honda CR-Vs were the 10th most-stolen vehicle in the U.S. in 2022.9 It’s a good idea to consider a vehicle security system, which can even score you a policy discount with many insurers.