Cost of Honda Odyssey Insurance (2025)
It costs an average of $125 per month to insure a Honda Odyssey. But car insurance prices vary depending on the age of your car and the insurance company.
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The average monthly cost of car insurance for a Honda Odyssey is $82 for liability only and $169 for full coverage. Insuring older models is usually cheaper, so you might pay more or less than the average, depending on your car’s age.
Honda Odysseys are popular minivans, and sales continue to increase every year. In fact, the number of vans sold in 2023 was 57% higher than in 2022.1 With a starting MSRP of $41,920, Odysseys have comparable pricing to similar cars like the Toyota Sienna and Chrysler Pacifica.
Here’s how much you might pay for car insurance when you own a Honda Odyssey.
Cost of Honda Odyssey insurance
Honda Odyssey owners pay an average of $169 per month for full-coverage car insurance. Liability insurance is cheaper, at $82 per month. USAA offers the lowest rates for every Odyssey model year.
2024 Honda Odyssey insurance
The 2024 Honda Odyssey is cheaper than the 2025 model, with a starting MSRP of $39,635.2 Here are the average insurance costs for this model year.
2023 Honda Odyssey insurance
The 2023 Honda Odyssey has a starting MSRP of $38,835.3 Insurance rates are slightly lower since the model is nearly two years old. Here are the cheapest insurers for this model year.
2022 Honda Odyssey insurance
The 2022 Honda Odyssey has five trim levels, and its starting MSRP is $33,040.4 Here are the average coverage costs.
2021 Honda Odyssey insurance
The 2021 Honda Odyssey is a family-friendly car with different solutions for multiple car seats. The MSRP starts at $31,790. Here are the average rates for insurance for this model year.
2020 Honda Odyssey insurance
Because the 2020 Honda Odyssey is nearly five years old, it’s cheaper to insure. The starting MSRP is $30,790, and you can find the cheapest insurance rates with the following companies.
Honda Odyssey car insurance coverages
As a Honda Odyssey owner, you have different car insurance coverage options. Every insurance policy meets the minimum-coverage requirements for each state, but you can add extra protection.
Most insurers offer the following coverage options:
Honda Odyssey insurance FAQs
As you search for the best car insurance coverage for your Honda Odyssey, consider the answers to these common questions.
Which company has the cheapest Honda Odyssey insurance?
USAA has the cheapest rates for Honda Odyssey insurance. The average cost of full-coverage car insurance for a Honda Odyssey is $169, and USAA’s rates are lower for every model year.
Coverage from USAA is available in all 50 states but is exclusive to military members and their families. If you don’t meet the membership criteria, you can also get competitive rates from State Farm, Allstate, and GEICO.
Are Honda Odysseys expensive to insure?
Compared to the national average of $182 for full-coverage car insurance, Honda Odysseys aren’t expensive to insure. The average cost of coverage for a Honda Odyssey is $169. Vehicle make, trim levels, model, size, cost, and safety features affect the cost of coverage.
How much does it cost to insure a Honda Odyssey?
The average cost of car insurance for a Honda Odyssey is $125 per month. But you might pay more or less depending on the year of your car.
For example, coverage for a 2020 Odyssey starts at $116 per month. But coverage for a 2024 Odyssey starts at $151 per month since it’s a newer model.
Is a Honda Odyssey a reliable vehicle?
Honda Odysseys are popular minivans known for unique safety features, such as anti-lock brakes and rollover sensors. In the J.D. Power 2023 consumer survey, the Odyssey earned one of the highest scores — 78 out of 100 — for safety and reliability.5 It’s also the top safety pick for the minivan category from the Insurance Institute for Highway Safety (IIHS).
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