Honda Pilot Car Insurance Quotes (2025)
Car insurance for a Honda Pilot averages $129 per month, which is cheaper than the national average.
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The Honda Pilot was introduced in 2003, and it’s considered one of the best three-row SUVs of 2025, according to Kelley Blue Book (KBB).[?]
Although the Honda Pilot is priced similarly to competing midsize SUVs, such as the Kia Telluride and Hyundai Palisade, its insurance costs are below the national average. Full coverage averages $169 per month, and liability coverage averages $90. For comparison, the national average is $177 per month for full coverage and $100 for liability-only coverage.
Here’s what you need to know when comparing car insurance rates for a Honda Pilot.
Quick Facts
J.D. Power ranks the 2025 Honda Pilot as one of the best upper-midsize SUVs.
USAA, State Farm, and Allstate offer some of the cheapest insurance premiums for the Honda Pilot.
The manufacturer’s suggested retail price (MSRP) for a 2025 Honda Pilot ranges from $41,650 to $56,030.
Cost of Honda Pilot insurance by model year
Honda Pilot drivers pay an average of $129 per month for insurance. Costs vary but depend on the model year and trim, as well as personal factors like your age, driving record, and location.[?] USAA has the cheapest average rates, according to Insurify data.
The following table shows average monthly Pilot quotes across different model years.
Model Year  | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| 2025 | $217 | $115 |
| 2024 | $210 | $111 |
| 2023 | $209 | $111 |
| 2022 | $200 | $106 |
| 2021 | $190 | $101 |
| 2020 | $185 | $98 |
| 2019 | $182 | $97 |
| 2018 | $177 | $94 |
| 2017 | $173 | $92 |
| 2016 | $169 | $90 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Honda Pilot’s MSRP ranges between $41,650 for the base Sport model and $56,030 for the Black Edition.
The table below shows the average monthly insurance cost for the 2025 Pilot from several of the best insurance companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $109 $56 State Farm $130 $67 Allstate $145 $74 GEICO $161 $83 American Family $167 $85 Progressive $171 $122 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2024, the Honda Pilot’s MSRP ranged from $38,540 for the LX trim to $53,930 for the top-of-the-line Pilot Elite.
The cheapest insurance companies for this model year appear below, along with their average monthly quotes.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $105 $54 State Farm $126 $64 Allstate $141 $71 GEICO $155 $80 American Family $162 $82 Progressive $166 $118 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for a Honda Pilot in 2023 was $39,775, with prices ranging up to $53,755 for the Elite Sport Utility 4D.
Check out the table below for average monthly full-coverage and liability-only quotes from several insurers.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $105 $54 State Farm $125 $64 Allstate $140 $71 GEICO $155 $80 American Family $161 $82 Progressive $165 $118 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2022, the starting MSRP for a Honda Pilot was $41,375 for the Sport SUV 4D and $53,165 for the Black Edition Sport Utility 4D.
You can see average monthly quotes for this model year from six of the cheapest insurance companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $100 $52 State Farm $120 $61 Allstate $134 $68 GEICO $148 $76 American Family $154 $78 Progressive $158 $112 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original starting MSRP for the 2021 Honda Pilot was $35,775 for the LX Sport Utility 4D and $51,445 for the Black Edition Sport Utility 4D.
Below are some of the cheapest average monthly quotes from various insurers.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $95 $49 State Farm $114 $59 Allstate $127 $65 GEICO $141 $73 American Family $146 $75 Progressive $150 $107 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2020, the Honda Pilot’s MSRP ranged from $34,770 to $50,840, depending on the trim level.
The table below shows average monthly insurance quotes from six of the cheapest companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $93 $48 State Farm $111 $57 Allstate $122 $62 GEICO $137 $71 American Family $142 $73 Progressive $146 $104 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The MSRP for the 2019 Honda Pilot ranged from $34,470 to $49,365, depending on the trim.
Average monthly insurance quotes for the 2019 Pilot appear in the table below.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $91 $48 State Farm $109 $56 Allstate $122 $62 GEICO $135 $70 American Family $140 $72 Progressive $144 $103 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The starting MSRP for the 2018 Honda Pilot ranged from $33,795 for the LX Sport Utility 4D trim to $48,690 for the Elite Sport Utility 4D.
Check out the following table to see average monthly quotes from various insurers.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $89 $46 State Farm $106 $55 Allstate $119 $60 GEICO $131 $68 American Family $136 $70 Progressive $140 $100 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The original MSRP for a 2017 Honda Pilot was between $33,520 and $48,420, depending on the trim.
The following table highlights average monthly rates from several companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $87 $45 State Farm $104 $53 Allstate $116 $59 GEICO $128 $66 American Family $133 $68 Progressive $137 $98 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2016, the starting MSRP for a Honda Pilot was $33,045 for the LX Sport Utility 4D and $47,895 for the top-of-the-line Elite Sport Utility 4D trim.
See below for some of the cheapest average monthly quotes from several companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $85 $44 State Farm $101 $52 Allstate $113 $58 GEICO $125 $65 American Family $130 $67 Progressive $134 $95 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Honda insurance by state
Insurers consider your location when calculating your monthly premiums. If you live in an urban area with higher rates of theft, vandalism, and car accidents, you’ll likely have higher rates than if you lived in a small town with lower risks.[?]
The map below shows average monthly Honda insurance costs across all models by state. Alaska and Hawaii are not included due to insufficient data.
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How to ensure you have enough coverage on your Honda Pilot
Nearly every state has minimum car insurance requirements, typically including bodily injury liability and property damage liability. While this is a good start, many experts recommend purchasing more than state-minimum coverage to protect yourself financially. Consider adding the following coverages to round out your policy:
Honda Pilot car insurance FAQs
For more information about Honda Pilot car insurance, check out the answers to some of the most frequently asked questions.
USAA offers the cheapest premiums on average for a Honda Pilot, according to Insurify data. State Farm and Allstate also offer cheap rates. Your premium may vary depending on factors like your age, gender, driving record, and location.
No. The average insurance rate for a Honda Pilot is $129 per month — slightly lower than rates for competitors like the Kia Telluride and Hyundai Palisade. It’s also less than the national average for all vehicles, which is $138 per month.
The average cost to insure a Honda Pilot is $90 per month for liability-only coverage and $169 for a full-coverage policy, Insurify data shows.
Honda Pilots manufactured in 2007, 2008, and 2014 have some of the highest reliability scores, according to data from J.D. Power. A high reliability ranking signals fewer problems with the vehicle. On the other hand, the 2020 Honda Pilot has the lowest reliability rating.
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