Hyundais have become increasingly popular in the United States, with record-breaking sales over the last two years.1 Each Hyundai includes an industry-leading 10-year/100,000-mile powertrain warranty, and various models sell for less than $40,000.
Insuring a Hyundai is also reasonably affordable. Liability-only coverage costs an average of $106 per month, while full coverage averages $200. For comparison, the national average cost of liability coverage is $103, and full-coverage averages $182 per month.
Here’s what you need to know when comparing quotes for a Hyundai.
Below are several of the most popular Hyundais on the market and their average monthly insurance rates. While insurance costs are generally similar, rates can vary depending on the specific model and insurance company.
The best insurance company for you varies based on factors like your car model, driver profile, and driving record. In the tables below, you can see the cheapest insurance companies for each of the most popular Hyundai models.
The Hyundai Elantra stands out as an affordable sedan with solid safety features. With a starting manufacturer’s suggested retail price (MSRP) of $23,320, according to Kelley Blue Book (KBB), it’s also one of the least expensive models to insure.
The table below shows average monthly rates from several major companies.
Genesis is Hyundai’s luxury brand. It offers a separate lineup of high-end vehicles, including the G70, G80, G90, GV70, and GV80, and has a starting MSRP of $57,100.
Exact insurance costs depend on the model, but they tend to be higher for the Genesis than for standard Hyundai models. Average prices listed below are for the Genesis G70.
An electric car, the Ioniq 5 is the most expensive Hyundai to insure. It’s also Hyundai’s most expensive model, with a starting MSRP of $67,675.
Rates from several companies appear below for full-coverage and liability-only policies.
The Kona is a subcompact SUV, similar in size to a sedan but with more space. With a starting MSRP of $26,000, it costs an average of $150 per month to insure. The Kona is one of the cheapest Hyundais to insure, and the companies listed below offer even lower average monthly quotes.
As one of the most affordable options for a full-size three-row SUV, the Hyundai Palisade is a family-friendly car with a starting MSRP of $38,675. Among other popular Hyundai models, the Palisade’s insurance costs are right in the middle.
The table below shows average monthly quotes from several insurers.
With three-row seating and a starting price tag of $35,795, the Santa Fe is a budget-friendly pick that’s more compact than the Palisade. Redesigned in 2024 with a new body shape and more interior space, the Santa Fe is also one of the cheapest Hyundai models to insure.
Average monthly rates for the Santa Fe appear in the table below.
The Sonata is Hyundai’s upscale sedan. While its $28,095 starting price is higher than the Elantra’s, its average insurance costs are similar.
See the table below for average monthly rates from several of the cheapest insurance companies.
Hyundai offers the Tucson as both a hybrid and plug-in hybrid version, with the plug-in model costing about $6,000 more. It’s a compact SUV with impressive fuel economy and plenty of interior space. Insurance costs for this model are on the lower end compared to other Hyundais.
Knowing your priorities can help you select the best insurance company for your Hyundai. For example, you may want a specific type of coverage, such as gap insurance, or you may prioritize affordability.
The following insurers are the top choices for Hyundai owners based on various preferences.
Where you live affects your insurance costs. Pricing may vary based on your state, city, and even your ZIP code.2
The map below shows the average monthly insurance cost for Hyundai owners by state. Alaska and Hawaii are not included due to lack of data.
As a driver, your first priority is to get insurance that meets your state’s minimum liability requirements. A policy from a reputable insurer will fulfill that requirement. But it’s also important to consider additional coverage options for more protection.
The following are some of the most common coverages you can buy:3
Hyundai insurance is cheaper than the national average. The answers to these common questions can help you find the best car insurance.
USAA has the cheapest Hyundai insurance, but coverage is available only to military members, veterans, and their families. You can also find low-cost coverage from GEICO and State Farm. Your exact cost depends on your location, driving record, car model, and other factors.
No. Hyundais aren’t expensive to insure compared to the national average. Hyundai insurance averages $153 per month, compared to the national average of $143 for all vehicles. Comparing quotes from different insurance companies can help you find the lowest rates. Be sure to ask about any discounts you may qualify for.
Insuring a Genesis G80 costs an average of $237 per month for full coverage. The exact cost of coverage for a Hyundai Genesis G80 depends on the vehicle’s age, where you live, your driver profile, and other factors.
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