Hyundai Elantra Car Insurance Quotes (2025)
The Hyundai Elantra is a popular choice for drivers who prefer smaller sedans, but insurance premiums tend to be slightly higher than the national average.
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The Hyundai Elantra offers impressive gas mileage, plenty of safety features, and a low base price, making it one of the most popular small sedans on the market.[?] But drivers pay an average insurance premium of $115 per month for liability-only coverage and $216 for full coverage, making the Elantra slightly more expensive to insure than other compact models.
Auto insurance rates vary widely from one insurance company to the next, so the average insurance premium isn’t necessarily the amount you’ll pay. Keep reading to learn how much it costs to insure an Elantra, and find out how to compare rates to get the best price.
Quick Facts
The average insurance quote for a Hyundai Elantra is $165 per month.
USAA offers the cheapest Elantra insurance on average, followed by State Farm and Allstate.
North Carolina has the cheapest average insurance rates for Elantras, and New York’s rates are the highest.
Cost of Hyundai Elantra Insurance by model year
Insuring a car costs an average of $138 per month, based on Insurify’s proprietary data. The average monthly Hyundai Elantra rate ranges from $166 for a 2016 model to $214 for a 2025 model.
USAA has the cheapest insurance rates overall for Elantras, averaging $53 per month for liability-only coverage and $110 per month for full coverage.
Model Year  | Average Monthly Quote: Full Coverage | Average Monthly Quote: Liability Only |
|---|---|---|
| 2025 | $279 | $148 |
| 2024 | $269 | $143 |
| 2023 | $268 | $142 |
| 2022 | $257 | $136 |
| 2021 | $244 | $130 |
| 2020 | $238 | $126 |
| 2019 | $233 | $124 |
| 2018 | $227 | $121 |
| 2017 | $222 | $118 |
| 2016 | $217 | $115 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Hyundai Elantra has a manufacturer’s suggested retail price (MSRP) ranging from $22,125 to $28,975. The following table lists a selection of insurance companies and their average monthly Elantra quotes.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $140 $73 State Farm $167 $86 Allstate $187 $95 GEICO $206 $107 American Family $215 $110 Progressive $220 $157 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When released in 2024, the Elantra’s starting MSRP was $22,740, according to Kelley Blue Book (KBB). In the table below, you can see monthly rates from different companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $135 $70 State Farm $161 $83 Allstate $180 $91 GEICO $199 $103 American Family $207 $106 Progressive $213 $152 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The base-price MSRP for the 2023 Hyundai Elantra was $22,065. The following table shows average monthly rates from several insurers.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $134 $70 State Farm $161 $82 Allstate $180 $91 GEICO $198 $102 American Family $206 $105 Progressive $212 $151 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Elantra had a starting MSRP of $21,295. Insurance rates for that model year appear in the table below.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $129 $67 State Farm $154 $79 Allstate $172 $87 GEICO $190 $98 American Family $198 $101 Progressive $203 $144 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2021, the Elantra’s base MSRP was $20,665, according to KBB. See the table below for a comparison of average monthly quotes from several of the best insurance companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $122 $64 State Farm $146 $75 Allstate $163 $83 GEICO $181 $94 American Family $188 $96 Progressive $193 $138 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Elantra’s base MSRP in 2020 was $20,295. The following table shows average monthly quotes for this model year.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $119 $62 State Farm $143 $73 Allstate $159 $81 GEICO $176 $91 American Family $183 $93 Progressive $188 $134 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Hyundai Elantra had a base MSRP of $19,130. Below are average monthly insurance rates from several companies.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $117 $61 State Farm $140 $72 Allstate $146 $79 GEICO $172 $89 American Family $179 $92 Progressive $184 $131 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2018, the Hyundai Elantra’s base price was $18,835. The following table shows average monthly insurance rates for this model year.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $114 $59 State Farm $136 $70 Allstate $152 $77 GEICO $168 $87 American Family $175 $90 Progressive $179 $128 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Hyundai Elantra had a starting MSRP of $18,985. Average monthly insurance costs from several companies appear in the table below.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $111 $58 State Farm $133 $68 Allstate $149 $76 GEICO $164 $85 American Family $171 $87 Progressive $175 $125 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
When new, the 2016 Hyundai Elantra SE had a starting MSRP of $19,085. The following table shows average monthly insurance rates for this model year.
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability OnlyUSAA $109 $56 State Farm $130 $67 Allstate $145 $74 GEICO $161 $83 American Family $167 $85 Progressive $171 $122 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Hyundai insurance by state
Where you live significantly affects how much you’ll pay for auto insurance.[?] The map below shows average monthly premiums for all Hyundai models by state, from $96 in North Carolina to $483 in New York. Alaska and Hawaii are not included due to lack of data.
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How to ensure you have enough coverage on your Hyundai Elantra
Insurance is about managing risk and protecting yourself financially. Consider the following coverage options for your Hyundai Elantra:[?]
Hyundai Elantra car insurance FAQs
Hyundai Elantra insurance tends to be slightly higher than the national average. Answers to the following frequently asked questions can provide more information as you shop for a policy.
USAA has the cheapest rates for a Hyundai Elantra. Full coverage averages $110 per month, and liability-only coverage averages $53. But USAA is available only to military members, veterans, and their families. State Farm and Allstate are also good options for cheap Elantra insurance.
Insuring a Hyundai Elantra is slightly more expensive than the national average, with full coverage costing $216 per month and liability-only coverage averaging $115. For comparison, the national average is $177 per month for full coverage and $100 for liability-only coverage.
Some insurers won’t insure Hyundais manufactured between 2011 and 2022 because they were vulnerable to theft. Certain features made them easy to hotwire. The company has since offered free anti-theft software upgrades and steering-wheel locks for affected vehicles.
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