The 2025 Hyundai Santa Fe’s MSRP ranges from $35,795 to $48,345, depending on the trim, according to Kelley Blue Book (KBB).2
The table below shows the average monthly insurance rates from several major companies.
The Hyundai Santa Fe, a midsize crossover SUV, is one of the brand’s most popular models. With a starting manufacturer’s suggested retail price (MSRP) of $35,795, the Santa Fe is competitively priced against the Mazda CX-70, which has a starting MSRP of $41,900.
The Santa Fe’s lower sticker price may contribute to its lower-than-average insurance rates. Full coverage for a Hyundai Santa Fe costs an average of $171 per month — slightly less than the national average of $182 for all vehicles, Insurify data shows.
Find out how to compare car insurance quotes for your Santa Fe to ensure you get the coverage you need.
Cost of Hyundai Santa Fe insurance by model year
Several factors affect your car insurance rates.1 In addition to your car’s make and model, your location, gender, and driving history play a role.
Insuring a Santa Fe averages $131 per month. While insurance prices vary by company, USAA, State Farm, and Allstate have some of the cheapest Santa Fe rates.
The table below shows average full-coverage and liability-only rates across 10 model years.
Hyundai redesigned the Santa Fe for 2024, with a new exterior and updated interior. With its $35,365 starting MSRP, it was also priced significantly higher than the previous year’s model.
Average monthly rates from some of the best insurers appear below.
In 2023, the Santa Fe’s starting MSRP ranged from $30,085 for the base model to $43,935 for the top-of-the-line Calligraphy Sport Utility.
The table below highlights average monthly rates from several of the top insurance companies.
The 2022 Hyundai Santa Fe’s MSRP ranged from $28,495 to $42,705.
The following table shows average monthly quotes from several insurers for this model year.
In 2021, the Hyundai Santa Fe’s starting MSRP was $28,025.
Average monthly rates for the 2021 Santa Fe appear in the table below.
The 2020 Hyundai Santa Fe had a starting MSRP of $27,450, with the 2.0T Limited Sport Utility model starting at $39,050.
The following table highlights average monthly premiums from several insurers.
In 2019, the Santa Fe’s base MSRP was $26,845, according to KBB.
Check out the table below to see average monthly full-coverage and liability-only rates for the 2019 Santa Fe.
When new, the 2018 Hyundai Santa Fe had a starting MSRP of $32,080.
The table below shows average monthly rates from several insurance companies.
In 2017, the Hyundai Santa Fe’s base model MSRP started at $32,000.
The following table shows average monthly quotes from top insurers for this model year.
The Hyundai Santa Fe’s starting MSRP in 2016 was $31,545.
Below are average monthly rates to insure a 2016 Santa Fe.
Average cost of Hyundai insurance by state
As with any make of car, Hyundai insurance rates vary by state. In general, drivers in New York pay the highest average Hyundai insurance rates, while drivers in North Carolina pay the lowest premiums.
The map below shows average monthly Hyundai premiums by state. Alaska and Hawaii are not included due to insufficient data.
How to ensure you have enough coverage on your Hyundai Santa Fe
Although it ranks below average for dependability in the J.D. Power 2025 U.S. Vehicle Dependability Study, Hyundai is known for its long warranty program.3 It backs its vehicles with a 10-year/100,000-mile powertrain limited warranty and a five-year/60,000-mile new vehicle limited warranty.
Because warranties don’t cover damage caused by accidents, weather, or uninsured drivers, it’s important to choose the right insurance coverage.4
Hyundai Santa Fe car insurance FAQs
If you’re considering buying a new or used Hyundai Santa Fe (or already own one), these answers to the following frequently asked questions can provide more information.
USAA, State Farm, and Allstate have some of the lowest average Santa Fe premiums.
No. In general, a Hyundai Santa Fe is cheaper to insure than other cars. Compared to the national average of $103 for liability-only coverage and $182 for full coverage, Hyundai insurance rates tend to be cheaper.
Insuring a Hyundai Santa Fe with liability-only coverage costs an average of $91 per month, while full coverage averages $171 per month.
The two most stolen vehicles in the U.S. in 2024 were the Hyundai Elantra and Sonata, according to the National Insurance Crime Bureau.5 Hyundais produced between 2011 and 2022 are particularly vulnerable to theft because their ignition switches can be bypassed. As a result, some insurers charge higher rates to insure these vehicles.
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