Home>

Hyundai Santa Fe Car Insurance Quotes (2025)

The Hyundai Santa Fe is relatively inexpensive to insure, with lower-than-average rates for full-coverage and liability-only policies.

Updated | Reading time: 4 minutes

Save up to $1,025† by comparing quotes from the top 120+ insurance companies

Excellent
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

The Hyundai Santa Fe, a midsize crossover SUV, is one of the brand’s most popular models. With a starting manufacturer’s suggested retail price (MSRP) of $35,795, the Santa Fe is competitively priced against the Mazda CX-70, which has a starting MSRP of $41,900.

The Santa Fe’s lower sticker price may contribute to its lower-than-average insurance rates. Full coverage for a Hyundai Santa Fe costs an average of $171 per month — slightly less than the national average of $179 for all vehicles, Insurify data shows.

Find out how to compare car insurance quotes for your Santa Fe to ensure you get the coverage you need.

Quick Facts

  • Hyundai Santa Fe drivers pay an average of $2,052 per year for full coverage.

  • Models produced between 2011 and 2022 are at a higher risk of theft and may cost more to insure.

  • USAA, State Farm, and Allstate have some of the cheapest insurance rates for a Hyundai Santa Fe.

Cost of Hyundai Santa Fe insurance by model year

Several factors affect your car insurance rates.1 In addition to your car’s make and model, your location, gender, and driving history play a role.

Insuring a Santa Fe averages $131 per month. While insurance prices vary by company, USAA, State Farm, and Allstate have some of the cheapest Santa Fe rates.

The table below shows average full-coverage and liability-only rates across 10 model years.

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The 2025 Hyundai Santa Fe’s MSRP ranges from $35,795 to $48,345, depending on the trim, according to Kelley Blue Book (KBB).2

    The table below shows the average monthly insurance rates from several major companies.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • Hyundai redesigned the Santa Fe for 2024, with a new exterior and updated interior. With its $35,365 starting MSRP, it was also priced significantly higher than the previous year’s model.

    Average monthly rates from some of the best insurers appear below.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • In 2023, the Santa Fe’s starting MSRP ranged from $30,085 for the base model to $43,935 for the top-of-the-line Calligraphy Sport Utility.

    The table below highlights average monthly rates from several of the top insurance companies.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The 2022 Hyundai Santa Fe’s MSRP ranged from $28,495 to $42,705.

    The following table shows average monthly quotes from several insurers for this model year.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • In 2021, the Hyundai Santa Fe’s starting MSRP was $28,025.

    Average monthly rates for the 2021 Santa Fe appear in the table below.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The 2020 Hyundai Santa Fe had a starting MSRP of $27,450, with the 2.0T Limited Sport Utility model starting at $39,050.

    The following table highlights average monthly premiums from several insurers.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • In 2019, the Santa Fe’s base MSRP was $26,845, according to KBB.

    Check out the table below to see average monthly full-coverage and liability-only rates for the 2019 Santa Fe.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • When new, the 2018 Hyundai Santa Fe had a starting MSRP of $32,080.

    The table below shows average monthly rates from several insurance companies.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • In 2017, the Hyundai Santa Fe’s base model MSRP started at $32,000.

    The following table shows average monthly quotes from top insurers for this model year.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The Hyundai Santa Fe’s starting MSRP in 2016 was $31,545.

    Below are average monthly rates to insure a 2016 Santa Fe.

    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Average cost of Hyundai insurance by state

As with any make of car, Hyundai insurance rates vary by state. In general, drivers in New York pay the highest average Hyundai insurance rates, while drivers in North Carolina pay the lowest premiums.

The map below shows average monthly Hyundai premiums by state. Alaska and Hawaii are not included due to insufficient data.

How to ensure you have enough coverage on your Hyundai Santa Fe

Although it ranks below average for dependability in the J.D. Power 2025 U.S. Vehicle Dependability Study, Hyundai is known for its long warranty program.3 It backs its vehicles with a 10-year/100,000-mile powertrain limited warranty and a five-year/60,000-mile new vehicle limited warranty.

Because warranties don’t cover damage caused by accidents, weather, or uninsured drivers, it’s important to choose the right insurance coverage.4

Hyundai Santa Fe car insurance FAQs

If you’re considering buying a new or used Hyundai Santa Fe (or already own one), these answers to the following frequently asked questions can provide more information.

  • USAA, State Farm, and Allstate have some of the lowest average Santa Fe premiums.

  • No. In general, a Hyundai Santa Fe is cheaper to insure than other cars. Compared to the national average of $101 for liability-only coverage and $179 for full coverage, Hyundai insurance rates tend to be cheaper.

  • Insuring a Hyundai Santa Fe with liability-only coverage costs an average of $91 per month, while full coverage averages $171 per month.

  • The two most stolen vehicles in the U.S. in 2024 were the Hyundai Elantra and Sonata, according to the National Insurance Crime Bureau.5 Hyundais produced between 2011 and 2022 are particularly vulnerable to theft because their ignition switches can be bypassed. As a result, some insurers charge higher rates to insure these vehicles.

Kat Tretina
Kat Tretina

Kat Tretina is a personal finance writer specializing in debt repayment and insurance.

Previously, she worked in public relations within the pharmaceutical industry before switching to non-profit work. After struggling to repay her own student loan debt and seeing firsthand how complex the financial aid and repayment system is, she began writing to share what she learned so other people could better manage their loans.

For the past seven years, she’s been freelancing for major financial publications, focusing her work on helping people understand their financial options. Kat double-majored in English and Communications at Elizabethtown College, and she went on to earn her master’s at West Chester University. She has also earned certifications in student loan counseling and financial education.

Learn More