The Infiniti Q50 blends bold styling with luxury sedan performance, and its insurance costs reflect that. At $216 per month, it’s steeper than the Audi A4 ($171 per month) or BMW 3 Series ($176 per month). The Q50 is no longer in production, but a certified pre-owned model runs from $24,000 to $31,000.3
With sleek designs and strong safety ratings, Infiniti is a go-to for drivers who want a touch of luxury without a European price tag.1 But when it comes to car insurance, you might be surprised: Infiniti owners pay an average of $226 per month for full coverage, which is more than you’ll pay with a Lexus or Acura but cheaper than insurance for a BMW or Mercedes.
Cost of Infiniti car insurance by model
Infiniti car insurance rates vary by model. Sportier sedans like the Q50 and Q60 tend to cost less to insure than larger SUVs, though exceptions exist. Here’s a look at the average monthly quotes for some of the most popular Infiniti vehicles.
Cheapest Infiniti insurance by model
Infiniti models deliver premium features and performance at relatively reasonable insurance rates, although some models are easier on your wallet. Here’s a look at how the full-coverage insurance costs stack up for different models.
Sporty lines and a luxury badge typically mean high insurance premiums. The Q60 coupe, averaging $218 per month for coverage, is no exception. Although discontinued after the 2022 model year, its insurance rates are more expensive than the Audi A5 ($188 per month) and BMW 4 Series ($205 per month).
The compact QX30 crossover, though no longer in production, offers affordable insurance options, at approximately $178 per month. The cost is slightly higher than the BMW X2 ($176 per month) and Audi Q3 ($171 per month).
The QX50 has an average insurance cost of $167 per month, offering decent value for a luxury compact SUV. This cost is in line with the BMW X3 ($163 per month) and lower than the Mercedes-Benz GLC-Class ($173 per month). The 2025 QX50 has a starting MSRP of around $43,000, making it a solid mid-tier luxury pick.
The stylish QX56 coupe-inspired crossover has an average monthly insurance premium of approximately $146. This rate puts it on the lower end of the Infiniti lineup for insurance costs and is cheaper than the Lexus NX ($168 per month) and Audi Q5 ($158 per month), both of which are similarly sized luxury crossovers.
The family-friendly QX60 three-row SUV offers surprisingly reasonable insurance costs, averaging about $166 per month. The monthly premium is close to the Audi Q7 ($167 per month) and lower than the BMW X5 ($170 per month).
The flagship QX80 full-size SUV has an average insurance premium of $176 per month, which is remarkable considering its size and luxury status. It’s also cheaper than the BMW X7 ($207 per month) and Mercedes-Benz GLS-Class ($190 per month). The 2025 QX80 has a MSRP of $82,450.
Best companies for Infiniti car insurance
An auto insurance quote tool can help you avoid headaches when shopping for an Infiniti policy. A few winning insurers stand out when comparing quotes, customer service, available discounts, and insurance policy options:
USAA: Best for excellent customer service
GEICO: Best for lower premiums
State Farm: Best for in-person service
Average cost of Infiniti insurance by state
How much you pay to insure your Infiniti depends on where you live. Here’s a look at how geography influences what owners pay to protect their luxury ride.
How to ensure you have enough coverage on your Infiniti
Protecting your Infiniti requires the right car insurance coverage levels tailored to your coverage needs, annual mileage, and driving record. Be sure to review the company’s insurance services, including policy exclusions, claims handling, and customer support.
Here are some coverage types Infiniti owners should consider:
You may also want to consider optional protections like roadside assistance, rental car reimbursement, or accident forgiveness for more peace of mind.
Infiniti car insurance FAQs
If you’re considering an Infiniti, it’s natural to have questions about insurance costs and reliability. Here are answers to common questions about Infiniti auto insurance.
USAA offers some of the lowest average rates for Infiniti vehicles, though you’ll need military connections to qualify. For broader accessibility, GEICO and State Farm typically provide the next best rates.
Infiniti vehicles fall in the midrange for luxury insurance costs. While your final rate depends on the make and model of your car, your coverage parameters and insurance company also affect premiums.
The average insurance premium for an Infiniti Q50 is about $282 per month for full coverage. Liability rates cost an average of $150 per month.
Infiniti sits slightly below average in the J.D. Power 2025 U.S. Vehicle Dependability Study, with 208 problems per 100 vehicles compared to the industry average of 202.
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