Infiniti discontinued the Q50 in 2024, but the Q50 may still be worth a look — especially if you’re looking for a used luxury sedan. Even the entry-level model has a turbocharged V-6 engine, and Kelley Blue Book mentions the car has a “decent amount” of standard equipment.1
That said, it costs an average of $150 per month to insure a Q50 with basic liability coverage and $282 for full coverage, which is high compared to similar models. Your rate depends on your Q50’s age and coverage levels, as well as your driving record, ZIP code, age and gender, and other factors.
If you’re considering buying an Infiniti Q50 or want to compare rates, here’s what you need to know.
Insurance companies consider the cost of repairing or replacing your vehicle when determining rates, so older models may be cheaper to insure than newer ones.2 But that’s not always the case.
Here’s a look at the average rates for different Q50 models from 2016 to 2024.
The starting manufacturer’s suggested retail price (MSRP) for the 2024 Infiniti Q50 was $44,200.3 As the most recent model, it’s also the most expensive to insure. But you may be able to save if you shop around strategically.
Below, you’ll find the average monthly rates of the cheapest insurance companies.
The 2023 Infiniti Q50 had a starting MSRP of $43,800, according to Kelley Blue Book (KBB).4 Here’s a look at the average full-coverage and liability-only rates from some of the best insurance companies, according to Insurify data.
When the 2022 Infiniti Q50 was released, its MSRP was $43,125. But its insurance costs aren’t much different from those of the newest model.
The table below shows some of the cheapest insurance companies for the 2022 Q50 and their average rates.
The 2021 Infiniti Q50’s base price was $37,725, but compared to the 2022 model, it’s not much cheaper to insure. The following table shows some of the cheapest average rates to help you maximize your savings.
The 2020 Infiniti Q50 had a base-price MSRP of $37,425, according to KBB. While that’s not much less than the 2021 model, its insurance costs are significantly lower. In fact, it’s tied for the cheapest model on our list to insure.
Below are average full-coverage and liability-only rates from top insurers.
The 2019 Infiniti Q50’s base-price MSRP was $36,675. Interestingly, though, it’s more expensive to insure than the 2020 model. Here are some of the cheapest average rates, according to Insurify data.
The 2018 Infiniti Q50 had a starting MSRP of $36,195 upon release. The table below shows average rates for full coverage and liability only from the cheapest insurers.
The 2017 Infiniti Q50’s base-model MSRP was $35,945. While the average insurance premium for the 2017 Q50 is lower than for the 2018 Q50, it’s still not as low as for the 2020 model. The table below shows some of the cheapest rates from various insurance companies.
The 2016 Q50 had an MSRP of $35,855 for its base model, and its average insurance costs are the same as those of the 2020 model. Below are average prices for full coverage and liability only from some of the cheapest insurance companies.
Where you live affects your car insurance premium significantly, since every area has a different rate of collisions, vandalism, theft, and other factors insurers consider.5
The average monthly rates to insure the Infiniti Q50 in each state are shown below. Alaska and Hawaii are not included due to lack of data.
Whether you have an accident, a cracked windshield, or a stolen vehicle, you’ll want to make sure you have enough coverage to avoid a financial disaster.6 As you consider your budget and insurance needs, keep the following coverage options in mind:
Below are some common questions and answers about Infiniti Q50 car insurance.
USAA, State Farm, and Allstate all offer cheap average rates for the Infiniti Q50. Remember that your rate will depend on your driving record and other factors unique to you. For this reason, it’s a good idea to shop around and compare coverage each time your policy is up for renewal to ensure you get the best rate.
Yes. The Infiniti Q50 tends to be more expensive to insure compared to other vehicles, including similar luxury sedans.
Insuring an Infinity Q50 costs an average of $282 per month for full coverage and $150 for liability-only coverage. But your rate can vary depending on your Infiniti Q50’s age, the coverage you choose, and other factors.
The Infiniti Q50’s average life expectancy is 152,658 miles, or 13.8 years, according to iSeeCars. But proper maintenance and safe driving may allow you to extend your car’s lifespan.
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