Jaguar has produced luxury sedans and sports cars since its inception in 1922.1 Over time, the automaker has also added crossovers and SUVs to its lineup.
Jaguar owners pay an average of $125 per month for liability insurance and $236 per month for full coverage. These figures are similar to car insurance rates from other luxury automakers like BMW, Mercedes-Benz, and Infiniti.
If you have a Jaguar or are in the market for one, here’s what else you need to know about securing car insurance for these sought-after vehicles.
Cost of Jaguar insurance by model
Jaguar offers a number of models to accommodate the budgets, needs, and preferences of various consumers.
Here, you’ll find monthly car insurance costs for some of the most popular Jaguar models.
Cheapest Jaguar insurance by model
Now, you can examine each individual Jaguar model more closely while comparing the average full-coverage insurance rates available for that model.
The Jaguar XE is a compact sports sedan last produced in 2024.2 Its original MSRP was $40,950.
Known as Jaguar’s midsize luxury sedan with above-average cargo capacity, the XF has an MSRP of $49,800.
The Jaguar F-Pace is a luxury performance SUV designed to tackle all types of terrain. Its MSRP is $57,000.
As Jaguar’s first crossover, the E-Pace features all-wheel drive and the ClearSight rearview mirror that uses a live video feed to ensure optimal visibility. The Jaguar E-Pace has an MSRP of $49,500.
The I-Pace is an all-electric SUV with an MSRP of $72,500. Insurance rates for the I-Pace are cheaper than for other Jaguar models.
Data on average monthly rates for the Jaguar I-Pace isn’t available.
The Jaguar F-Type is a sports car with a high-performing V-8 engine. It has an MSRP of $77,900.
An entry-level luxury sedan, the Jaguar X-Type had an MSRP of $34,370.3 It was produced from 2001 to 2009.
Rate data isn’t available for this model.
Best companies for Jaguar car insurance
Several car insurance companies offer affordable rates for Jaguar drivers. Here are three insurers to help you with your search:
USAA: Best for members of the military community
State Farm: Best for bundling discounts
GEICO: Best for drivers with traffic violations on their records
Average cost of Jaguar insurance by state
Your location is one of many factors that determine your car insurance premiums. In the table below, you can see how much the average Jaguar insurance costs vary in each state.
Data isn’t available for Alaska and Hawaii.
How to ensure you have enough coverage on your Jaguar
When you buy a vehicle, it’s your responsibility to make sure you have enough liability insurance coverage, which will depend on the laws in your state. Liability insurance typically includes bodily injury liability and property damage liability to reimburse you for damage or injuries that you cause to others after an accident.
You might also want to invest in these optional coverages for additional peace of mind:
Jaguar car insurance FAQs
If you still have questions around purchasing insurance for your Jaguar, the following answers can help.
USAA and GEICO offer the most affordable Jaguar insurance rates for most models. But remember that pricing depends on your model and several other factors and you may find more affordable coverage with another insurer depending on your unique circumstances.
Luxury vehicles, like Jaguars, can be costly to insure.4 This is typically because of their expensive parts and the high value of the vehicles, meaning any accident will be more expensive to cover.
The average monthly car insurance rate for a Jaguar I-Pace is $127. Keep in mind that factors like your location, age, and driving record will impact your premium.
The Jaguar I-Pace offers the lowest average car insurance rates. The S-Type is another Jaguar model with affordable premiums.
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