Cost of Jeep Insurance (2025)
The overall average cost of car insurance for a Jeep is about $160 per month, but rates vary based on driving history, age, vehicle model, and more.
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Jeep vehicles consistently rank among the top SUVs on the market, according to Kelley Blue Book (KBB) and Edmunds. With their off-road capability and wide range of models and price points, Jeeps are a popular choice for many drivers.
Insuring a Jeep costs $204 per month for full-coverage auto insurance and $115 for liability-only coverage, on average. The average cost of car insurance for a Jeep is similar to the cost of coverage for a Mazda but significantly less than what you’d pay to cover a luxury vehicle like a Mercedes.
Quick Facts
Jeep insurance rates vary widely between insurance companies.
Seven Insurance, Safety Insurance, Mile Auto, and Certainly are some of the car insurance companies offering the cheapest average coverage for Jeeps.
The Jeep Wrangler ranked 10th in Kelley Blue Book’s “Best Compact SUVs of 2025” list.[?]
Cost of Jeep insurance by model
The average cost to insure a Jeep will vary depending on the model. For example, you’ll spend less on car insurance if you drive one of the cheapest models, like the Jeep Renegade, than you would for the top-of-the-line Jeep Wagoneer.
In the table below, you can see how car insurance rates for full-coverage insurance and liability-only coverage fluctuate based on the model you drive.
Jeep Model  | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| Jeep Compass | $117 | $207 |
| Jeep Cherokee | $116 | $204 |
| Jeep Grand Cherokee | $114 | $203 |
| Jeep Renegade | $113 | $203 |
| Jeep Wrangler | $114 | $201 |
| Jeep Gladiator | $112 | $200 |
| Jeep Wagoneer | $110 | $197 |
| Jeep Grand Wagoneer | $115 | $193 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Cheapest Jeep insurance by model
Six Jeep models — the Compass, Renegade, Wrangler, Gladiator, Grand Cherokee, and Wagoneer — rank as some of the best SUVs on the market, according to both KBB and Edmunds. Whether you purchase a full-coverage policy or liability-only insurance, you should shop around with multiple insurers to find the best policy for you.
In the following sections, you’ll see how much car insurance costs from different auto insurance companies for several Jeep models.
The Jeep Renegade ranked as KBB’s 12th-best subcompact SUV of 2023 and 2024.
The most recent model year sold — the 2023 Jeep Renegade — has a KBB Fair Purchase Price ranging from $20,117 to $25,846, depending on the vehicle trim. The vehicle has a maximum towing capacity of 2,000 pounds and a maximum horsepower of 177.
Auto insurance rates vary for drivers with a Renegade depending on the insurer they choose to buy coverage from. Average auto insurance quotes for the Renegade range from $40 to $310 per month, which resembles costs for drivers with a Compass, Cherokee, or Wrangler. See how average full-coverage insurance quotes vary by insurer below.
Insurance CompanyAverage Monthly QuoteSeven Insurance $40 Safety Insurance $45 Mile Auto $75 Aspire General $76 Certainly $78 Novo $94 CSAA $96 First Chicago $99 Just Pay-Per-Mile $101 Root $106 Safeco $119 Mercury $125 HiRoad $132 Progressive $133 Sun Coast $136 Direct Auto $138 Excepsure $138 National General $140 Freedom National $148 Orion Indemnity Company $149 Dairyland $150 Clearcover $158 The General $163 Insure on the Spot $164 Elephant $166 Alinsco $171 Anchor $177 First Acceptance $177 Bristol West $180 Commonwealth Casualty $196 Just Unlimited $196 Liberty Mutual $204 GAINSCO $205 Infinity $205 Foremost Signature $208 Kemper $208 Hugo $214 Lone Star $217 Covercube $220 AssuranceAmerica $223 USA Underwriters $252 InsureMax $310 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The Jeep Compass ranks 14th in lists from KBB and Edmunds of the best compact SUVs in 2025.[?]
The 2025 Jeep Compass has a base MSRP of $26,900. The Compass has a sporty look, a maximum towing capacity of 2,000 pounds, and a standard horsepower of 200.
Insurance costs for the Compass range between $47 and $244 per month. Drivers with a Renegade, Wrangler, or Gladiator face similar average costs. The table below shows average full-coverage quotes from top insurers.
Insurance CompanyAverage Monthly QuoteSafety Insurance $47 Seven Insurance $47 Mile Auto $73 Certainly $74 Just Pay-Per-Mile $84 Aspire General $88 CSAA $96 Novo $107 Root $115 Safeco $115 First Chicago $117 Insure on the Spot $117 HiRoad $124 Progressive $125 Dairyland $130 Sun Coast $130 Mercury $133 Direct Auto $136 Excepsure $139 National General $139 Freedom National $147 Just Unlimited $153 The General $158 Clearcover $161 Elephant $163 Anchor $168 Orion Indemnity Company $171 Alinsco $173 Bristol West $174 Commonwealth Casualty $177 First Acceptance $185 Lone Star $189 Covercube $192 Kemper $203 Liberty Mutual $205 AssuranceAmerica $207 GAINSCO $207 Hugo $210 Infinity $230 Foremost Signature $236 USA Underwriters $238 InsureMax $244 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The most iconic Jeep model, the Wrangler ranked as the 10th-best small SUV from KBB in 2025.
The 2025 Wrangler two-door sport model has a starting MSRP of $32,690. The sport model has a towing capacity of 2,000 pounds.
Jeep Wrangler car insurance rates from the insurers below range from $40 to $225 per month. Compare full-coverage insurance quotes from top car insurance companies below.
Insurance CompanyAverage Monthly QuoteSeven Insurance $40 Safety Insurance $46 Certainly $73 Mile Auto $74 First Chicago $78 Aspire General $82 Just Pay-Per-Mile $84 Safeco $110 HiRoad $115 Root $116 Sun Coast $122 Dairyland $123 Novo $124 CSAA $125 Progressive $126 Insure on the Spot $128 Freedom National $131 Direct Auto $134 National General $138 Excepsure $139 Mercury $139 The General $150 Just Unlimited $159 Orion Indemnity Company $159 Clearcover $161 Alinsco $162 Elephant $164 Lone Star $164 Bristol West $168 Commonwealth Casualty $185 Covercube $189 GAINSCO $190 Kemper $195 First Acceptance $197 Liberty Mutual $200 AssuranceAmerica $212 Hugo $214 InsureMax $214 Foremost Signature $215 USA Underwriters $222 National General Value $225 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In the midsize truck market, the 2025 Jeep Gladiator model earned a sixth-place ranking from KBB and a seventh-place ranking from Edmunds.
The Gladiator has a base MSRP of $38,695. Its maximum towing capacity is 7,700 pounds.
The cost to insure a Gladiator ranges from $55 to $252 per month, similar to insurance costs for the Compass and Wrangler. See how average full-coverage insurance rates vary by company below.
Insurance CompanyAverage Monthly QuoteSeven Insurance $55 Certainly $73 Aspire General $75 Mile Auto $76 Freedom National $82 Just Pay-Per-Mile $97 CSAA $109 Root $117 Safeco $117 Orion Indemnity Company $119 HiRoad $127 Novo $128 Sun Coast $132 Dairyland $135 Mercury $139 Direct Auto $142 Excepsure $144 National General $144 The General $154 Lone Star $165 Elephant $166 Alinsco $172 Commonwealth Casualty $182 Bristol West $183 Clearcover $187 Covercube $187 Kemper Standard $187 AssuranceAmerica $191 GAINSCO $192 USA Underwriters $205 Hugo $209 Foremost Signature $214 Liberty Mutual $219 Infinity $252 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2025 Jeep Grand Cherokee ranks as the 13th-best midsize SUV from KBB and the third-best from Edmunds. The vehicle has a starting MSRP of $36,495, much less than Jeep’s luxury full-size Grand Wagoneer.
Insurance costs for the Grand Cherokee range between $62 and $289 per month. Compare average full-coverage quotes from top insurance companies below.
Insurance CompanyAverage Monthly QuoteSeven Insurance $42 Safety Insurance $54 Mile Auto $69 Certainly $76 Just Pay-Per-Mile $84 Aspire General $88 First Chicago $88 Sun Coast $107 HiRoad $109 Safeco $109 Dairyland $110 Insure on the Spot $110 Novo $113 Freedom National $114 Root $114 Farmers/21st Century $119 CSAA $122 Progressive $123 Direct Auto $124 Mercury $125 National General $127 Orion Indemnity Company $137 The General $139 Excepsure $140 First Acceptance $151 Clearcover $154 Bristol West $157 Elephant $157 Commonwealth Casualty $165 Alinsco $170 Lone Star $172 Anchor $173 GAINSCO $174 AssuranceAmerica $180 Foremost Signature $181 Just Unlimited $182 Liberty Mutual $197 Covercube $202 Kemper Standard $202 InsureMax $203 Hugo $210 Infinity $218 USA Underwriters $223 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Discontinued after Jeep released its 2023 model, the Jeep Cherokee is a compact SUV. Its original MSRP was $39,290, though its current Kelley Blue Book (KBB) Fair Purchase Price is $24,774.
The cost of full-coverage insurance for a Jeep Cherokee ranges from $44 to $355 per month. Compare quotes from different insurance companies below.
Insurance CompanyAverage Monthly QuoteSeven Insurance $44 Safety Insurance $50 Mile Auto $73 Certainly $76 National General Value $84 Just Pay-Per-Mile $96 Aspire General $97 First Chicago $101 CSAA $107 Root $110 Safeco $114 Dairyland $120 Progressive $120 HiRoad $122 Mercury $124 Sun Coast $126 Direct Auto $132 Excepsure $137 Orion Indemnity Company $138 National General $139 The General $158 Freedom National $160 Commonwealth Casualty $162 Elephant $166 Alinsco $168 Bristol West $171 Clearcover $171 Insure on the Spot $171 Infinity $175 First Acceptance $177 Anchor $184 Just Unlimited $187 GAINSCO $193 Kemper Standard $194 Lone Star $196 Foremost Signature $203 Liberty Mutual $203 AssuranceAmerica $210 Hugo $211 Covercube $226 USA Underwriters $238 InsureMax $240 AssuranceAmerica Economy $355 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Jeep Grand Wagoneer earned a seventh-place ranking for large luxury SUVs from Edmunds, and the 2025 model earned a sixth-place ranking from KBB.
The 2025 Grand Wagoneer has a starting MSRP of $84,945 and a towing capacity of 9,800 pounds.
The vehicle is one of the more expensive Jeeps to insure, with monthly costs varying widely from $62 to $289 per month. Compare average full-coverage quotes below.
Insurance CompanyAverage Monthly QuoteFirst Chicago $62 Mile Auto $85 National General $110 Root $113 Foremost Signature $117 Safeco $119 The General $122 Lone Star $123 Excepsure $138 Bristol West $141 Direct Auto $141 Mercury $142 Elephant $176 Liberty Mutual $192 Hugo $231 Dairyland $237 Commonwealth Casualty $289 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2025 Jeep Wagoneer has a starting MSRP ranging from $59,945 to $73,945, depending on the specific vehicle trim. The full-size SUV has three rows of seating, a high towing capacity, and off-road capabilities.
On average, the cost to insure a Jeep Wagoneer ranges from $42 to $216 per month for full-coverage insurance. You can compare average quotes from different companies below.
Insurance CompanyAverage Monthly QuoteSeven Insurance $42 Certainly $61 Root $79 Mile Auto $80 Dairyland $90 Safeco $92 Alinsco $113 The General $119 Excepsure $123 Just Pay-Per-Mile $126 GAINSCO $129 National General $131 Novo $137 Elephant $144 Direct Auto $145 Bristol West $177 Hugo $177 Mercury $182 Commonwealth Casualty $184 Liberty Mutual $196 USA Underwriters $216 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Best companies for Jeep car insurance
Picking the best car insurance company for your Jeep depends on many factors, including your driver profile, budget, the type of coverage you need, vehicle safety ratings, your location (down to your ZIP code), and more. When shopping around, it’s smart to consider coverage options, customer reviews, customer satisfaction ratings, and average premiums.
Here’s a closer look at Insurify’s top picks for the best car insurance companies to consider when buying coverage for a Jeep vehicle.
Best insurer for overall customer satisfaction: State Farm
Best insurer for drivers older than 25: GEICO
Best insurer for teen drivers: Allstate
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Average cost of Jeep insurance by state
How much you pay for car insurance depends on your location, including the state, city, and ZIP code you live in. Insurance companies consider the location-based risks where you live, such as population density, vehicle theft rates, accident rates, climate, and more.
Below, you can compare average full-coverage Jeep insurance quotes by state.
How to ensure you have enough coverage on your Jeep
Jeep owners can choose from various insurance products and coverage options, ranging from liability-only coverage to full-coverage insurance with additional endorsements. Liability coverage is typically cheaper than a full-coverage insurance policy but doesn’t offer as much financial protection.[?]
If you’re shopping around for insurance for a new Jeep, you should consider purchasing more than your state’s minimum coverage requirements. If you’re financing or leasing your vehicle, your lender will likely require you to purchase full-coverage insurance.
Consider the following optional coverages that provide extra vehicle protection in various situations:
Jeep insurance FAQs
Shopping around for car insurance quotes for your Jeep is a smart way to help you find the best rates and plan. The information below should help answer any of your remaining questions about insuring your Jeep.
Car insurance rates can fluctuate for Jeep drivers, but Hugo, USAA, and State Farm have some of the cheapest insurance rates for Jeep drivers. Other cheap car insurance companies offering lower-than-average rates include GEICO, Nationwide, and Allstate. The best way to find the right car insurance coverage for you is to compare quotes from multiple insurers.
Not especially. The average cost to insure a Jeep is $181 per month for full coverage and $110 for liability coverage. This is similar to the national average rate of $177 per month for full coverage and $100 for liability insurance.
Not really. When compared to the national average of $177 per month for full coverage and $100 for liability, Jeep Wrangler insurance rates are about the same. On average, full-coverage insurance for Jeep Wrangler costs $189 per month, while liability-only insurance is $112 per month.
Not necessarily. Insurance plans often only cover normal vehicle use on regulated roads, so if you plan to use your Jeep’s off-road capability, it’s a good idea to check your policy terms closely or talk to customer service to make sure your policy covers off-road driving.
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