Cost of Jeep Insurance (2025)
The overall average cost of car insurance for a Jeep is about $160 per month, but rates vary based on driving history, age, vehicle model, and more.
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Jeep vehicles consistently rank among the top SUVs on the market, according to Kelley Blue Book (KBB) and Edmunds. With their off-road capability and wide range of models and price points, Jeeps are a popular choice for many drivers.
Insuring a Jeep costs $204 per month for full-coverage auto insurance and $115 for liability-only coverage, on average. The average cost of car insurance for a Jeep is similar to the cost of coverage for a Mazda but significantly less than what you’d pay to cover a luxury vehicle like a Mercedes.
Cost of Jeep insurance by model
The average cost to insure a Jeep will vary depending on the model. For example, you’ll spend less on car insurance if you drive one of the cheapest models, like the Jeep Renegade, than you would for the top-of-the-line Jeep Wagoneer.
In the table below, you can see how car insurance rates for full-coverage insurance and liability-only coverage fluctuate based on the model you drive.
Cheapest Jeep insurance by model
Six Jeep models — the Compass, Renegade, Wrangler, Gladiator, Grand Cherokee, and Wagoneer — rank as some of the best SUVs on the market, according to both KBB and Edmunds. Whether you purchase a full-coverage policy or liability-only insurance, you should shop around with multiple insurers to find the best policy for you.
In the following sections, you’ll see how much car insurance costs from different auto insurance companies for several Jeep models.
The Jeep Renegade ranked as KBB’s 12th-best subcompact SUV of 2023 and 2024.
The most recent model year sold — the 2023 Jeep Renegade — has a KBB Fair Purchase Price ranging from $20,117 to $25,846, depending on the vehicle trim. The vehicle has a maximum towing capacity of 2,000 pounds and a maximum horsepower of 177.
Auto insurance rates vary for drivers with a Renegade depending on the insurer they choose to buy coverage from. Average auto insurance quotes for the Renegade range from $40 to $310 per month, which resembles costs for drivers with a Compass, Cherokee, or Wrangler. See how average full-coverage insurance quotes vary by insurer below.
The Jeep Compass ranks 14th in lists from KBB and Edmunds of the best compact SUVs in 2025.2
The 2025 Jeep Compass has a base MSRP of $26,900. The Compass has a sporty look, a maximum towing capacity of 2,000 pounds, and a standard horsepower of 200.
Insurance costs for the Compass range between $47 and $244 per month. Drivers with a Renegade, Wrangler, or Gladiator face similar average costs. The table below shows average full-coverage quotes from top insurers.
The most iconic Jeep model, the Wrangler ranked as the 10th-best small SUV from KBB in 2025.
The 2025 Wrangler two-door sport model has a starting MSRP of $32,690. The sport model has a towing capacity of 2,000 pounds.
Jeep Wrangler car insurance rates from the insurers below range from $40 to $225 per month. Compare full-coverage insurance quotes from top car insurance companies below.
In the midsize truck market, the 2025 Jeep Gladiator model earned a sixth-place ranking from KBB and a seventh-place ranking from Edmunds.
The Gladiator has a base MSRP of $38,695. Its maximum towing capacity is 7,700 pounds.
The cost to insure a Gladiator ranges from $55 to $252 per month, similar to insurance costs for the Compass and Wrangler. See how average full-coverage insurance rates vary by company below.
The 2025 Jeep Grand Cherokee ranks as the 13th-best midsize SUV from KBB and the third-best from Edmunds. The vehicle has a starting MSRP of $36,495, much less than Jeep’s luxury full-size Grand Wagoneer.
Insurance costs for the Grand Cherokee range between $62 and $289 per month. Compare average full-coverage quotes from top insurance companies below.
Discontinued after Jeep released its 2023 model, the Jeep Cherokee is a compact SUV. Its original MSRP was $39,290, though its current Kelley Blue Book (KBB) Fair Purchase Price is $24,774.
The cost of full-coverage insurance for a Jeep Cherokee ranges from $44 to $355 per month. Compare quotes from different insurance companies below.
The 2024 Jeep Grand Wagoneer earned a seventh-place ranking for large luxury SUVs from Edmunds, and the 2025 model earned a sixth-place ranking from KBB.
The 2025 Grand Wagoneer has a starting MSRP of $84,945 and a towing capacity of 9,800 pounds.
The vehicle is one of the more expensive Jeeps to insure, with monthly costs varying widely from $62 to $289 per month. Compare average full-coverage quotes below.
The 2025 Jeep Wagoneer has a starting MSRP ranging from $59,945 to $73,945, depending on the specific vehicle trim. The full-size SUV has three rows of seating, a high towing capacity, and off-road capabilities.
On average, the cost to insure a Jeep Wagoneer ranges from $42 to $216 per month for full-coverage insurance. You can compare average quotes from different companies below.
Best companies for Jeep car insurance
Picking the best car insurance company for your Jeep depends on many factors, including your driver profile, budget, the type of coverage you need, vehicle safety ratings, your location (down to your ZIP code), and more. When shopping around, it’s smart to consider coverage options, customer reviews, customer satisfaction ratings, and average premiums.
Here’s a closer look at Insurify’s top picks for the best car insurance companies to consider when buying coverage for a Jeep vehicle.
Best insurer for overall customer satisfaction: State Farm
Best insurer for drivers older than 25: GEICO
Best insurer for teen drivers: Allstate
Average cost of Jeep insurance by state
How much you pay for car insurance depends on your location, including the state, city, and ZIP code you live in. Insurance companies consider the location-based risks where you live, such as population density, vehicle theft rates, accident rates, climate, and more.
Below, you can compare average full-coverage Jeep insurance quotes by state.
How to ensure you have enough coverage on your Jeep
Jeep owners can choose from various insurance products and coverage options, ranging from liability-only coverage to full-coverage insurance with additional endorsements. Liability coverage is typically cheaper than a full-coverage insurance policy but doesn’t offer as much financial protection.3
If you’re shopping around for insurance for a new Jeep, you should consider purchasing more than your state’s minimum coverage requirements. If you’re financing or leasing your vehicle, your lender will likely require you to purchase full-coverage insurance.
Consider the following optional coverages that provide extra vehicle protection in various situations:
Jeep insurance FAQs
Shopping around for car insurance quotes for your Jeep is a smart way to help you find the best rates and plan. The information below should help answer any of your remaining questions about insuring your Jeep.
Car insurance rates can fluctuate for Jeep drivers, but Hugo, USAA, and State Farm have some of the cheapest insurance rates for Jeep drivers. Other cheap car insurance companies offering lower-than-average rates include GEICO, Nationwide, and Allstate. The best way to find the right car insurance coverage for you is to compare quotes from multiple insurers.
Not especially. The average cost to insure a Jeep is $181 per month for full coverage and $110 for liability coverage. This is similar to the national average rate of $182 per month for full coverage and $103 for liability insurance.
Not really. When compared to the national average of $182 per month for full coverage and $103 for liability, Jeep Wrangler insurance rates are about the same. On average, full-coverage insurance for Jeep Wrangler costs $189 per month, while liability-only insurance is $112 per month.
Not necessarily. Insurance plans often only cover normal vehicle use on regulated roads, so if you plan to use your Jeep’s off-road capability, it’s a good idea to check your policy terms closely or talk to customer service to make sure your policy covers off-road driving.
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