The Jeep Compass is an appealing option if you’re shopping for an affordable compact SUV. With a starting manufacturer’s suggested retail price (MSRP) of $26,900, the Compass gets high consumer ratings from Kelley Blue Book (KBB), earning 4.4 out of 5 stars.1 Additionally, the vehicle received an overall safety rating of 4 out of 5 stars from the National Highway Traffic Safety Administration (NHTSA).2

The average cost of car insurance for a Jeep Compass is $99 per month for liability-only coverage and $185 for full coverage, according to Insurify data. Here’s what you should know about finding car insurance for your Jeep Compass.

Cost of Jeep Compass insurance by model year

The average monthly Jeep Compass insurance premium is $142. But your premium depends on factors including your age and gender, driving history, ZIP code, and coverage types you choose.3

USAA has the cheapest average Jeep car insurance rates, but coverage is available only to military members and their families. State Farm and Allstate also have some of the cheapest car insurance rates for the Jeep Compass.

The table below shows average monthly quotes by model year for full-coverage and liability-only policies.

  • Your vehicle’s cost is one of many factors determining your insurance premium, and the 2025 Jeep Compass has a $26,900 starting MSRP. Below are insurance rates by company for the 2025 Jeep Compass.

  • Jeep Compass prices vary by model year and trim level. The starting MSRP for a 2024 Jeep Compass Sport trim model is $27,495, according to KBB. The following table shows some of the most affordable Jeep Compass insurers and their average costs.

  • The 2023 Jeep Compass had an original starting MSRP of $29,995, according to KBB. Below are full-coverage and liability-only rates from several of the best car insurance companies for this model year.

  • The original starting MSRP for the 2022 Jeep Compass model was $30,380, according to KBB. See below for a price comparison from several of the cheapest insurers.

  • The starting 2021 Jeep Compass MSRP was $27,490, according to KBB. The table below shows average Compass insurance costs for full coverage and liability-only coverage.

  • In 2020, the Jeep Compass had a $26,775 starting MSRP, according to KBB. If you’re insuring this model year, the table below shows the cheapest average full coverage and liability-only rates.

  • The starting MSRP for the 2019 Jeep Compass was $25,790, according to KBB. The following table shows average insurance costs per month for this model year.

  • The 2018 Jeep Compass had an original MSRP of $25,590, according to KBB. Average monthly rates for some of the most affordable Jeep Compass insurance companies are shown in the table below.

  • The 2017 Jeep Compass had a base MSRP of $24,385, according to KBB. Below are the top insurance companies for this model year and their average monthly premiums.

  • The 2016 Jeep Compass had a starting MSRP of $24,140 when it was released, according to KBB. The table below breaks down the average costs from several insurance companies.

Average cost of Jeep insurance by state

The cost of Jeep insurance doesn’t just vary by the model year — it can vary significantly by state. Each state’s minimum coverage requirements, theft rates, population density, and number of accidents all factor into how companies calculate insurance premiums.

The map below provides an overview of average Jeep insurance costs by state. Alaska and Hawaii are not included due to lack of data.

How to ensure you have enough coverage on your Jeep Compass

When shopping for car insurance, make sure you have the right coverage for your Jeep Compass so you don’t put yourself or your vehicle at risk. The following are common insurance coverages to consider:4

Be sure to use a quote tool and research available discounts to find the best coverage. Some insurers offer accident forgiveness, telematics, and bundling discounts to help lower your insurance costs.

Jeep Compass car insurance FAQs

The answers to some frequently asked questions about Jeep Compass car insurance can provide additional information as you shop for coverage.

  • USAA provides some of the cheapest Jeep Compass insurance, with rates averaging $45 per month for liability-only coverage. Your insurance quote depends on variables like your driver profile, claim history, deductibles, and the coverage you choose.

  • No. A Jeep Compass isn’t expensive to insure, although at $142 per month, it’s slightly more than for comparable vehicles. The national average insurance cost for all vehicles in the U.S. is $195 per month for full coverage and $105 for liability-only coverage.

  • State-minimum liability coverage for a Jeep Compass costs an average of $99 per month, according to Insurify data. Full-coverage car insurance premiums are more expensive, costing an average of $185 per month.

  • Not really. Jeep models aren’t particularly high-risk vehicles and come with various safety features. In fact, a specific 2022 Jeep Compass model was an Insurance Institute for Highway Safety (IIHS) Top Safety Pick for small SUVs/four-door SUVs.5

Melanie Lockert
Melanie Lockert

Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.

Melanie has been a contributor at Insurify since November 2022.

Jeep Compass Car Insurance Quotes (2025) | Insurify