Kia last produced the Stinger model in 2023. The 2023 Kia Stinger had an MSRP ranging from $37,865 to $53,065. Here are the average monthly premiums for the 2023 Kia Stinger from different insurance companies.
Kia Stinger drivers pay an average of $138 per month for liability coverage and $260 for full-coverage insurance. This is higher than the average cost to insure a Kia vehicle, at $106 per month for liability coverage and $199 for full coverage. Ultimately, car insurance costs will depend on factors like your coverage level, vehicle model year, location, and more.
Here’s what you should know about car insurance costs for a Kia Stinger, including average rates by vehicle model year and state.
Cost of Kia Stinger insurance by model year
The average car insurance premium for Kia Stingers is $199 per month, according to Insurify data. USAA offers the lowest premiums on average, followed by GEICO, State Farm, and Allstate.
Below, you can compare average monthly quotes by Kia Stinger model year.
In 2022, a new Kia Stinger had a starting MSRP ranging between $37,435 and $54,635, depending on the vehicle trim.
Below, you can see average premiums from several insurance companies for the 2022 Kia Stinger.
The 2021 Kia Stinger’s original MSRP ranged from $34,135 to $53,435. If you drive a 2021 Stinger, you can compare average premiums from different insurance companies below.
Drivers who bought a new 2020 Kia Stinger faced an original MSRP ranging from $34,125 to $53,335. Here’s what several insurance companies charge for this vehicle model, on average.
Kia followed up on its debut success with the 2019 Stinger model, which originally retailed between $33,985 and $51,195. Below, you can compare average car insurance rates from different insurance companies for this model.
The Kia Stinger debuted in 2018, offering the performance of high-end sports sedans at an affordable price. It had an MSRP that ranged from $32,800 to $50,100.
Compare average car insurance quotes for the 2018 Kia Stinger below.
Average cost of Kia insurance by state
Where you live has a big effect on your car insurance premiums. This is because states regulate how insurance markets operate, and drivers face different risks in each state. In fact, many insurance companies use a methodology to calculate your rates, right down to your ZIP code, based on claims frequency and accident rates.2
Here are the average car insurance costs across all Kia models by state. Alaska and Hawaii are not included due to lack of data.
How to ensure you have enough coverage on your Kia Stinger
You have to carry a minimum level of liability coverage in every state except New Hampshire. You may need to pay higher rates for full-coverage insurance if you have a vehicle loan or lease, but states don’t require it. Even if you have a paid-off vehicle, it can still be a good idea to buy full coverage to protect your vehicle.
Learn more about what common coverage options pay for below.
Kia Stinger car insurance FAQs
The following information can help answer your remaining questions about finding the right policy for your Kia Stinger.
USAA charges the lowest Stinger insurance rates, at $64 per month for minimum coverage and $132 for full coverage, based on Insurify data. USAA is available only to drivers with military connections, though. For non-military drivers, GEICO offers the lowest insurance costs on average, at $73 per month for liability and $157 for full coverage.
Kia Stingers are more expensive to insure than many other Kia models. But the Kia Stinger has comparable insurance rates to similar vehicle models, including the BMW 4 Series, the Genesis G70, and the Mercedes-Benz C-Class.
The average monthly insurance rates for a Kia Stinger are $138 for liability-only coverage and $260 for full coverage. Your premium will depend on your vehicle model year, driving history, and more.
Some auto insurance companies began refusing to cover certain Kia models due to high auto theft rates and electrical problems that became apparent after a 2021 TikTok video went viral. Since then, the auto manufacturer has offered fixes and reimbursement for affected models.
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