Kia Telluride Car Insurance Quotes (2025)
The overall average cost to insure a Kia Telluride is $149 per month, though your premium will depend on your model year, state, and more.
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On average, Kia Telluride drivers pay $195 per month for full coverage and $104 for liability-only coverage. This is comparable to insurance costs for other midsize SUVs, like the Hyundai Palisade and the Honda Pilot. Kia’s popular midsize SUV has earned solid rankings from J.D. Power and Kelley Blue Book.
Here’s what you need to know about finding car insurance for your Kia Telluride, including insurance costs by model year and state.
Quick Facts
The 2025 Kia Telluride earned the top ranking in Kelley Blue Book’s list of Best Mid-Size SUVs of 2025.[?]
USAA, State Farm, and Allstate offer some of the cheapest insurance premiums for Kia Telluride drivers.
The 2025 Kia Telluride has a starting MSRP of $36,390 and 10 available trims to choose from.
Cost of Kia Telluride insurance by model year
The average cost of insurance for a Kia Telluride is $195 per month for full-coverage insurance and $104 for liability-only coverage. On average, USAA, State Farm, and Allstate offer the cheapest coverage for the Kia Telluride.
Compare average quotes by model year below.
Model Year  | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2025 | $104 | $196 |
| 2024 | $105 | $198 |
| 2023 | $94 | $177 |
| 2022 | $96 | $181 |
| 2021 | $107 | $201 |
| 2020 | $113 | $213 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Kia’s 2025 Telluride has 10 available vehicle trims and a starting MSRP of $36,390. The most expensive Kia Telluride is the SX Prestige X Pro, with a starting MSRP of $53,685.[?]
The following table highlights the cheapest average monthly quotes from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $51 $98 State Farm $60 $118 Allstate $67 $131 GEICO $75 $145 American Family $77 $151 Nationwide $95 $180 Travelers $100 $190 Progressive $110 $155 Farmers $119 $229 Liberty Mutual $189 $249 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Kia Telluride had an original MSRP ranging from $36,190 for the base model to $52,385 for the SXP X-Line model.
Here are some of the insurance companies offering the cheapest average monthly insurance premiums.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $51 $99 State Farm $61 $119 Allstate $67 $133 GEICO $76 $147 American Family $78 $152 Nationwide $96 $182 Travelers $101 $192 Progressive $111 $156 Farmers $120 $232 Liberty Mutual $191 $251 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
In 2023, the starting MSRP for a Kia Telluride ranged from $35,890 to $51,985, depending on vehicle trim.
The table below highlights some of the insurance companies offering the cheapest average premiums for a 2023 Telluride.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $46 $89 State Farm $55 $106 Allstate $60 $119 GEICO $68 $131 American Family $70 $136 Nationwide $86 $163 Travelers $90 $172 Progressive $100 $140 Farmers $107 $207 Liberty Mutual $171 $225 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Kia Telluride had a starting MSRP of $33,390 with four different trim models. The most expensive model, the Telluride SX, had an MSRP of $45,190.
Below, you can compare average car insurance rates for the 2022 Telluride from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $47 $91 State Farm $56 $109 Allstate $61 $121 GEICO $69 $134 American Family $71 $139 Nationwide $87 $167 Travelers $92 $176 Progressive $102 $143 Farmers $109 $212 Liberty Mutual $175 $230 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Kia Telluride had four trim options and a starting MSRP of $32,190. The most expensive trim, the Telluride SX, had an MSRP of $44,390.
Here are the insurers offering the best average premiums on a 2021 Telluride.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $52 $101 State Farm $62 $121 Allstate $68 $135 GEICO $77 $149 American Family $79 $155 Nationwide $97 $185 Travelers $103 $195 Progressive $113 $159 Farmers $122 $235 Liberty Mutual $195 $255 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Kia Telluride had a starting MSRP of $31,890. Of the four available trims, the SX was the most expensive, with an MSRP of $43,790.
The table shows the insurance companies offering the best average insurance quotes for the 2020 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $55 $107 State Farm $66 $128 Allstate $72 $143 GEICO $81 $158 American Family $84 $164 Nationwide $103 $196 Travelers $108 $207 Progressive $120 $168 Farmers $129 $249 Liberty Mutual $206 $271 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Kia insurance by state
Car insurance companies consider your state, city, and ZIP code when determining car insurance premiums.[?] Your monthly premiums can vary greatly depending on where you live.
The map below outlines the average monthly insurance quotes for Kias by state. Alaska and Hawaii are not included due to lack of data.
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How to ensure you have enough coverage on your Kia Telluride
To determine if you have enough auto insurance coverage on your Kia Telluride, consider the following protections:
Kia Telluride car insurance FAQs
The following information can help answer your remaining questions about insuring your Kia Telluride.
USAA offers the cheapest insurance for Kia Telluride drivers, with average rates of $48 per month for liability coverage and $100 for full-coverage insurance. GEICO, State Farm, and Allstate are three other affordable insurers. Premiums vary depending on factors such as your driving record, your location, your age, and the type of insurance you want.
With an average rate of $195 per month for full-coverage insurance, the Kia Telluride has comparable insurance costs to other midsize SUVs, including the Hyundai Palisade and the Honda Pilot.
The overall average cost to insure a Kia Telluride is $149 per month, or $1,788 per year. On average, Kia Telluride drivers pay $195 per month for full coverage and $104 for liability coverage.
In 2023, a few insurance companies, including State Farm and Progressive, began declining new policies for some Kia vehicles due to higher theft risks. Certain Kia vehicles lacked engine immobilizers, which made them easier to steal.
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