Range Rover Car Insurance Quotes (2025)
Insuring a Range Rover costs an average of $185 per month, but you can find cheaper rates if you compare quotes.
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The average cost of car insurance for a Range Rover is $185 per month. Drivers pay $129 on average for liability-only insurance and $242 for full-coverage car insurance. In 2024, Range Rover sold nearly 22,200 vehicles in the U.S. — a record for the brand.1 But it’s one of the more expensive luxury SUVs on the market, with the 2025 base model costing $109,375.
This article details the original retail prices of Range Rovers for model years 2016 to 2024 and identifies the insurers with the cheapest rates. You’ll also learn how to find the coverage you need and compare car insurance quotes.
Cost of Range Rover insurance by model year
Drivers pay an average of $185 per month to insure their Range Rovers, with liability-only coverage costing $129 and full coverage costing $242 on average. USAA is the cheapest car insurance company on average for Range Rovers, but it’s only available to military members and their families. State Farm offers the cheapest average rates to non-military Range Rover drivers.
The 2025 Range Rover has a high manufacturer’s suggested retail price (MSRP) of $109,375 for the base level and $235,475 for the high-end model, according to Kelley Blue Book (KBB).2 Average monthly quotes for the 2025 Land Rover Range Rover aren’t included below due to insufficient data.
The MSRP for the 2024 Range Rover ranged from $108,875 for the base model to $235,475 for its top-of-the-line model, according to KBB.3 Check out the table below for the cheapest car insurance companies on average for the 2024 Range Rover.
The 2023 Range Rover had a base MSRP of $104,500, according to KBB.4 See the table below to find out which insurers offer the cheapest rates on average for the 2023 Range Rover.
The 2022 Range Rover’s MSRP ranged from $94,575 to $212,475, according to KBB.5 Find out which car insurance companies have the cheapest average rates for the 2022 Range Rover in the table below.
The 2021 Range Rover’s MSRP ranged from $94,450 to $212,350.6 Check out the table below to see which insurance companies offer some of the cheapest rates for the 2021 Range Rover.
The 2020 Range Rover’s cost ranged from $93,335 to $210,850, according to KBB.7 The table below shows some of the cheapest car insurance companies for the 2020 Range Rover.
The 2019 Range Rover’s starting price was $92,055 and went up to $210,795.8 The table below highlights the cheapest car insurance companies for the 2019 Range Rover, on average.
The 2018 Range Rover’s base MSRP was $90,125 and went up to $208,895, according to KBB.9 See the table below for the cheapest car insurance companies on average for the 2018 Range Rover.
The 2017 Range Rover’s MSRP ranged from $87,545 to $200,945, according to KBB.10 Check out the table below to see which insurers offer the cheapest average rates for the 2017 Range Rover.
The 2016 Range Rover’s MSRP ranged from $86,845 to $200,490, according to KBB.11 The table below shows which car insurance companies offer the cheapest average rates for the 2016 Range Rover.
Average cost of Land Rover insurance by state
Where you live also significantly affects how much you pay for your Range Rover’s insurance. The table below reflects how Range Rover car insurance prices can vary by state.
How to ensure you have enough coverage on your Range Rover
Once you’ve purchased your Range Rover, you’ll need car insurance before hitting the road. Because vehicle repairs can be expensive, having adequate coverage on your Range Rover is essential.12
If you finance or lease your vehicle, a full-coverage policy is usually required. Some of the most common coverages to consider include the following:13
Range Rover car insurance FAQs
Finding the best car insurance for your Range Rover can be challenging. The answers to these frequently asked questions about Range Rover insurance may provide additional information.
USAA has the cheapest Range Rover insurance, with an average monthly rate of $123 for full coverage. But the insurer offers coverage only to military members and their families. GEICO offers the second-cheapest rates for Range Rovers, with an average monthly cost of $146 for full coverage, and GEICO’s coverage is available to anyone.
Range Rovers are expensive to insure compared to the average car, but not among other luxury SUVs. Full coverage for a Range Rover costs an average of $242 per month. That’s slightly cheaper than insuring a similar luxury SUV, like the Mercedes-Benz GLS, but more expensive than the average cost to insure a car with full coverage, which averages $195 per month.
Insuring a Range Rover costs an average of $185 per month. Drivers pay an average of $129 per month for liability coverage and $242 for full coverage.
A Land Rover Discovery costs an average of $178 per month to insure. Discovery drivers pay an average of $124 per month for liability coverage and $233 for full coverage.
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