The Lexus IS 350 F Sport is a sportier version of Lexus’ base IS sedan.1 It’s a popular luxury sedan known for its sleek design and strong performance. On average, insuring a Lexus IS 350 F Sport costs about $122 per month for liability coverage and $229 for full-coverage insurance, according to Insurify data.

The Lexus IS 350 F Sport tends to cost slightly more, on average, to insure than similar vehicles in its class, like the BMW 3 Series or the Audi A4, according to Insurify data.

Here’s what you should know about insuring your Lexus IS 350 F Sport, including average insurance premiums by model year and state.

Cost of Lexus IS 350 F Sport insurance by model year

The average cost to insure a Lexus IS is $229 per month for full-coverage insurance and $122 for liability-only coverage. Premiums vary by model year, but USAA consistently offers some of the lowest rates for eligible drivers.

Below, you can see average insurance costs for the IS 350 F Sport by model year.

  • The 2025 Lexus IS 350 F Sport has a manufacturer’s suggested retail price (MSRP) of $47,010. Insurance rates for this model will likely vary based on your driving record, location, and the coverages you choose.

    The table below shows the average monthly insurance quotes from several major insurance companies for this year’s Lexus IS 350 F Sport model.

  • The 2024 Lexus IS 350 F Sport has a fair purchase price of $42,450, according to Kelley Blue Book (KBB). Your driving history and location will affect the cost to insure this vehicle’s 2024 model.

    Below, you can compare average monthly insurance quotes from different insurance companies for the 2024 Lexus IS 350 F Sport.

  • The 2023 Lexus IS 350 F Sport has a fair purchase price of $39,024. Insurance rates for this model vary depending on your driver profile, ZIP code, and other factors.

    Below is a table showing the average monthly quotes from different insurance companies for the 2023 model.

  • The 2022 Lexus IS 350 F Sport has a KBB fair purchase price of $39,238. The table below shows the average monthly quotes for this car from multiple insurance companies.

  • The 2021 Lexus IS 350 F Sport has a KBB fair purchase price of $35,955. Here are average monthly insurance quotes from several reputable insurance companies for the 2021 model.

  • The 2020 Lexus IS 350 F Sport has a KBB fair purchase price of $30,664. The table below compares average insurance rates from different companies for the 2020 model.

  • The 2019 Lexus IS 350 F Sport has a KBB fair purchase price of $27,200. While your insurance rates will vary, the table below includes average monthly quotes for the 2019 model.

  • The 2018 Lexus IS 350 F Sport has a KBB fair purchase price of $26,098. Below, you can compare average car insurance rates for the 2018 Lexus IS 350 F Sport model.

  • The 2017 Lexus IS 350 F Sport has a KBB fair purchase price of $24,046. The table below shows average monthly quotes for this model from several insurance companies.

  • The 2016 Lexus IS 350 F Sport has a KBB fair purchase price of $19,903. On average, insuring a 2016 model is less expensive than insuring more recent models.

    Below, you can compare average car insurance costs for the 2016 model from different insurance companies.

Average cost of Lexus insurance by state

Insurance premiums for your Lexus vehicle will vary depending on where you live. Factors like state insurance laws, local accident rates, repair costs, and crime rates all affect what you pay for coverage. For example, drivers in high-density cities or in locations with frequent severe weather conditions often pay more for coverage than drivers in rural areas or places with mild weather.2

The table below shows the average monthly quote for a Lexus vehicle by state. Alaska and Hawaii are not included due to lack of data.

How to ensure you have enough coverage on your Lexus IS 350 F Sport

Choosing the right insurance coverage for your Lexus IS 350 F Sport goes beyond meeting your state’s minimum requirements. Lexuses are high-value vehicles, so it’s essential to protect them from major accidents and everyday risks like theft and vandalism.

Here are the essential car insurance coverages to consider to protect your vehicle.

Lexus 350 F Sport car insurance FAQs

The following information can help answer your remaining questions about insuring your Lexus IS 350 F Sport.

  • USAA has the lowest average premiums, at $117 per month for full-coverage insurance and $56 for liability-only coverage. But USAA only offers coverage to drivers with a military connection. GEICO and State Farm are two other affordable insurers.

  • The Lexus 350 F Sport is performance-oriented, making it potentially more expensive to insure than other luxury sedans. Lexus vehicles also have safety features like driver assist technology, automatic high beams, and a pre-collision system, which can lower car insurance premiums.

  • The average cost to insure a Lexus IS 350 F Sport is $229 per month for full coverage and $175 for liability-only coverage. Your actual premium depends on factors like your driving record, location, claims history, and coverage limits.

  • Sports cars are usually more expensive to insure because they can drive fast, have more powerful engines, and are often costly to repair. Insurance companies consider these factors when assessing the risk of accidents and theft.

Janet Berry-Johnson
Janet Berry-Johnson

Janet Berry-Johnson, CPA is a freelance writer with a background in accounting and income tax planning and preparation. She's passionate about making complicated financial topics accessible to readers. She lives in Omaha, Nebraska with her husband and son and their rescue dog, Dexter. Visit her website at www.jberryjohnson.com.

Janet has been a contributor at Insurify since October 2022.

Lexus IS 350 F Sport Car Insurance Quotes (2025) | Insurify