Cost of Auto Insurance for a Used Mercury (2025)

The average cost to insure a used Mercury vehicle is $123 per month.

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Cheapest recent rates

Drivers using Insurify have found quotes as cheap as $41/mo for liability only and $58/mo for full coverage.

*Quotes generated for Insurify users within the last 10 days. Last updated on December 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on December 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from December 1, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

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Founded in 1938, the Ford Motor Company discontinued its Mercury brand in 2011.[?] Used Mercury vehicles can be a good option for both experienced and young drivers.

The average cost of full-coverage insurance for a Mercury vehicle is $149 per month, compared to the national average cost of $177 for all makes and models. The average cost of liability-only insurance for a Mercury is $96, versus the national average of $100.

Quick Facts
  • The Mercury Monterey minivan is the brand’s least expensive car to insure, on average.

  • The most expensive Mercury vehicle to insure is the Milan.

  • Mercury car insurance rates vary by insurance company and vehicle model.

Cost of Mercury insurance by model

Several factors determine how much you pay for car insurance, including your age, location, credit history, driving record, claims history, and more. But the type and model of the car you drive also affect costs.

Here’s a look at average auto insurance rates for different Mercury models.

Mercury Model
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Average Quote: Liability Only
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Average Quote: Full Coverage
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Grand Marquis$98$158
Mariner$94$149
Milan$106$155
Mountaineer$92$133
Sable$93$138
Montego$105$152
Monterey$68$116
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

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Cheapest Mercury insurance by model

Vehicle factors, like the model year, trim level, and safety features, can affect the cost of car insurance for your Mercury. New vehicles are typically more expensive to insure than older, less valuable cars. Because Ford doesn’t manufacture Mercury vehicles anymore, these vehicles are at least 14 years old. This can result in affordable car insurance rates for most owners of Mercury cars.

Learn more about the brand’s models in the following sections.

  • The Grand Marquis is a full-size sedan with large, comfortable seats and a generously sized trunk. The Kelley Blue Book (KBB) Fair Purchase Price for a used 2011 Grand Marquis is $8,055.

    In the table below, you’ll find cheap car insurance premiums for a Mercury Grand Marquis.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
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    Average Quote: Full Coverage
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    USAA$35$75
    State Farm$39$83
    GEICO$40$86
    Allstate$47$103
    American Family$58$131
    Progressive$65$117
    Liberty Mutual$67$131
    Travelers$68$151
    Farmers$80$178
    The General$91$189
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

  • Introduced in 2005, the Mercury Mariner is a compact SUV. Some of these 20-year-old vehicles are still on the road today. The average cost of a used 2011 Sport Utility 4D Mariner is $6,141, according to KBB.

    Here are the average auto insurance premiums for a used Mercury Mariner sorted by car insurance company and coverage type.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
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    USAA$33$71
    State Farm$37$79
    GEICO$38$82
    Allstate$44$98
    American Family$55$125
    Progressive$61$111
    Liberty Mutual$63$125
    Travelers$65$143
    Farmers$76$168
    The General$87$179
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The Mercury Milan is a midsize sedan last released in 2011. The model has an all-wheel drive option, and standard features include one-touch front power windows, an eight-way power driver seat, and cruise control. The KBB Fair Purchase Price for the vehicle is $7,310.

    Here are the average car insurance quotes for used Milan vehicles.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$34$74
    State Farm$38$81
    GEICO$39$84
    Allstate$46$101
    American Family$57$129
    Progressive$63$115
    Liberty Mutual$66$129
    Travelers$67$148
    Farmers$78$174
    The General$90$186
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The Mercury Montego is a full-size family sedan known for its height. It has higher rates for car insurance on average than most other models in the Mercury lineup. The 2007 model of the vehicle has a KBB Fair Purchase Price of $4,375.

    The table below shows average car insurance quotes for the Montego.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$33$72
    State Farm$38$80
    GEICO$38$83
    Allstate$45$99
    American Family$56$126
    Progressive$62$112
    Liberty Mutual$64$126
    Travelers$66$145
    Farmers$77$171
    The General$88$182
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The Mercury Monterey is a minivan with a long list of safety features. It earned great scores during crash tests, which may partially explain why it’s the least expensive Mercury vehicle to insure on average. The 2007 model of the vehicle has a KBB Fair Purchase Price of $4,160.

    Here are average car insurance quotes for the Mercury Monterey.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$25$55
    State Farm$29$61
    GEICO$29$63
    Allstate$35$76
    American Family$43$97
    Progressive$48$86
    Liberty Mutual$49$97
    Travelers$50$111
    Farmers$59$131
    The General$67$139
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

  • The Mercury Mountaineer is a midsize SUV that was manufactured between 1996 and 2010. Even though it’s larger than the Mariner, it’s cheaper to insure on average. The 2010 Mountaineer model has a KBB Fair Purchase Price of $5,512.

    Here are average monthly car insurance quotes for the Mountaineer.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$29$64
    State Farm$33$70
    GEICO$34$73
    Allstate$40$87
    American Family$49$111
    Progressive$55$99
    Liberty Mutual$57$111
    Travelers$58$128
    Farmers$68$150
    The General$77$160
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

  • Last manufactured in 2009, the Mercury Sable is a large sedan. Average car insurance rates for the Sable are lower than rates for the Milan, another sedan from Mercury. The KBB Fair Purchase Price for the 2009 model of the vehicle is $5,441.

    Below, you’ll find the cheapest auto insurance quotes for the Sable.

    Insurance Company
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    USAA$30$66
    State Farm$34$73
    GEICO$35$75
    Allstate$41$90
    American Family$51$115
    Progressive$56$102
    Liberty Mutual$58$115
    Travelers$60$132
    Farmers$70$155
    The General$80$165
    Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best companies for Mercury car insurance

Three of the best national car insurance companies for Mercury auto insurance include USAA, State Farm, and GEICO. Your budget and unique insurance needs will determine the best insurance company for you.

Best for active military members, veterans, and their families: USAA

Best for customer satisfaction: State Farm

Best for drivers 25 and older: GEICO

How to ensure you have enough coverage on your Mercury

You have a number of insurance coverage options to choose from for your Mercury vehicle. In addition to your state’s minimum requirements, you may want to purchase more robust coverage.

Here are some of the standard and optional car insurance coverage types you can consider:

Mercury car insurance FAQs

Finding the lowest rates and right auto insurance as a Mercury driver will depend on your age, ZIP code, credit history, driving record, and auto insurance discounts. The following information should answer your remaining questions about Mercury car insurance.

  • Some of the cheapest Mercury insurance quotes come from USAA, State Farm, and GEICO, according to Insurify data. Auto insurance prices vary greatly and depend on personal information like your gender, age, driving record, and more. For example, people with a clean driving record pay lower rates than drivers with past violations.

    That’s why you should compare several insurers and consider their average rates, coverage options, and discounts.

  • Full-coverage car insurance for Mercury drivers is $149 on average, which is less than the national average of $177. The average cost of liability insurance for a Mercury is $96, which is also a bit lower than the national average of $100.

    Car insurance costs for your Mercury will depend on the vehicle model and year, as well as a variety of factors, like your age, gender, marital status, driving record, claims history, and location.

  • No. Ford doesn’t manufacture Mercury models anymore. Mercury closed in 2011. You can still purchase a used Mercury vehicle. If you do, you should shop around and compare quotes from different companies to lock in cheap car insurance coverage that meets your needs.

Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Anna has been a contributor at Insurify since December 2022.

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