Nissan Maxima Car Insurance Quotes (2025)
The Nissan Maxima costs an average of $164 per month to insure, though your rate may vary based on multiple factors.
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Nissan discontinued the Maxima in 2023, but it may still be a good choice for used-car buyers looking for a four-door sedan.1
Insuring a Maxima costs an average of $114 per month for basic liability coverage and $215 for full-coverage insurance. How much you’ll pay for car insurance will depend on your model year, coverage levels, driving history, and more.
Here’s what you need to know about finding car insurance for a Nissan Maxima, including average costs by model year, state, and more.
Cost of Nissan Maxima insurance by model year
One factor that insurance companies consider when setting rates is the value of your car. A vehicle that’s less costly to replace will typically cost less to insure.2 Older Maxima models that have depreciated more will typically qualify for lower rates than more recent models.
Here’s a look at average monthly insurance rates for Nissan Maximas by model year.
The average resale value of a 2023 Nissan Maxima is $24,160, according to Kelley Blue Book (KBB). As the last model year, the 2023 model is also the most expensive to insure. Some insurers offer lower rates than others, so it’s smart to compare quotes from multiple insurers.
Below, you can compare average quotes from top insurance companies for the 2023 model.
The 2022 Nissan Maxima has a current resale value of $21,723, though it may vary based on the vehicle’s mileage, condition, and more.
Compare average car insurance rates for a 2022 Nissan Maxima from different insurance companies below.
The 2021 Nissan Maxima has an average resale value of $18,810, though it’s not much cheaper to insure than the 2022 model.
Here’s a look at average rates from different insurance companies for the 2021 model.
The 2020 Maxima has an average resale value of $15,785. With the lower resale value than more recent models comes a slightly steeper dropoff in the cost to insure it.
Check out the table below to see average rates for different insurers.
With a 2019 Nissan Maxima, you have an average resale value of $13,214. That said, it’s roughly the same price to insure as a 2020 model.
Here’s a look at average rates from different insurers for the 2019 model.
The 2018 Nissan Maxima has an average resale value of $10,160. Below are some average quotes for the 2018 model from different insurance companies.
While the 2017 Maxima has an average resale value of $9,243, it’s actually marginally more expensive to insure compared to the 2018 model.
Compare average rates from some of the cheapest insurers below.
A 2016 Nissan Maxima has an average resale value of $8,321. Start your search for car insurance for your 2016 model from some of the top insurance companies listed below.
Average cost of Nissan Maxima insurance by state
Your state and ZIP code play a significant role in determining your car insurance rate. Location-based factors that can affect insurance costs include a state’s weather trends, average costs of vehicle repairs and medical expenses, and rates of accidents, theft, and insurance fraud.
Here’s a look at the average monthly cost to insure a Nissan Maxima for each U.S. state, according to Insurify data.
How to ensure you have enough coverage on your Nissan Maxima
How much coverage you need will depend on your budget, vehicle condition, vehicle model year, and more. Depending on your situation, you may choose to select more or less coverage for your Nissan Maxima.
Here’s what you should know about your different coverage options.
Nissan Maxima car insurance FAQs
The following information can help answer your remaining questions about insuring your Nissan Maxima.
USAA, GEICO, and State Farm offer the lowest average rates for Nissan Maxima drivers. That said, each insurance company approaches pricing differently, so it’s a good idea to shop around and compare quotes from multiple insurers.
The Nissan Maxima tends to be a bit more expensive to insure than similar midsize sedans. For example, insuring a Nissan Maxima costs more on average than the average cost to insure a Honda Accord or a Toyota Camry, according to Insurify data.
The average cost to insure a Nissan Maxima is $164 per month. By coverage level, drivers pay an average of $114 per month for liability-only coverage or $215 for full-coverage insurance.
After 42 years of production, Nissan shut down the Maxima line after releasing the 2023 model. According to the manufacturer, the decision was due to the company’s shift to focus on electric vehicles. The company also cited that sales of the model were struggling as consumers gravitated more to SUVs.5
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