Nissan Maxima Car Insurance Quotes (2025)
The Nissan Maxima costs an average of $164 per month to insure, though your rate may vary based on multiple factors.
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Nissan discontinued the Maxima in 2023, but it may still be a good choice for used-car buyers looking for a four-door sedan.[?]
Insuring a Maxima costs an average of $114 per month for basic liability coverage and $215 for full-coverage insurance. How much you’ll pay for car insurance will depend on your model year, coverage levels, driving history, and more.
Here’s what you need to know about finding car insurance for a Nissan Maxima, including average costs by model year, state, and more.
Quick Facts
The Nissan Maxima is relatively expensive to insure compared to other Nissan vehicle models. Average rates for the Maxima decrease for older models.
USAA, GEICO, and State Farm offer some of the cheapest rates for Maxima drivers on average.
Nissan Maxima vehicle owners pay an annual average of $2,580 for full-coverage insurance and $1,368 for liability-only insurance.
Cost of Nissan Maxima insurance by model year
One factor that insurance companies consider when setting rates is the value of your car. A vehicle that’s less costly to replace will typically cost less to insure.[?] Older Maxima models that have depreciated more will typically qualify for lower rates than more recent models.
Here’s a look at average monthly insurance rates for Nissan Maximas by model year.
Model Year  | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| 2023 | $145 | $272 |
| 2022 | $137 | $258 |
| 2021 | $135 | $254 |
| 2020 | $125 | $236 |
| 2019 | $124 | $234 |
| 2018 | $121 | $228 |
| 2017 | $124 | $233 |
| 2016 | $122 | $229 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The average resale value of a 2023 Nissan Maxima is $24,160, according to Kelley Blue Book (KBB). As the last model year, the 2023 model is also the most expensive to insure. Some insurers offer lower rates than others, so it’s smart to compare quotes from multiple insurers.
Below, you can compare average quotes from top insurance companies for the 2023 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $71 $136 State Farm $84 $163 Allstate $93 $182 GEICO $104 $201 American Family $107 $209 Nationwide $132 $250 Travelers $139 $264 Progressive $154 $215 Farmers $165 $318 Liberty Mutual $264 $345 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Nissan Maxima has a current resale value of $21,723, though it may vary based on the vehicle’s mileage, condition, and more.
Compare average car insurance rates for a 2022 Nissan Maxima from different insurance companies below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $67 $129 State Farm $79 $155 Allstate $88 $173 GEICO $99 $191 American Family $101 $199 Nationwide $125 $237 Travelers $132 $250 Progressive $145 $204 Farmers $156 $302 Liberty Mutual $249 $328 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Nissan Maxima has an average resale value of $18,810, though it’s not much cheaper to insure than the 2022 model.
Here’s a look at average rates from different insurance companies for the 2021 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $66 $127 State Farm $78 $152 Allstate $86 $170 GEICO $97 $188 American Family $100 $196 Nationwide $123 $234 Travelers $130 $246 Progressive $143 $201 Farmers $154 $297 Liberty Mutual $246 $323 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Maxima has an average resale value of $15,785. With the lower resale value than more recent models comes a slightly steeper dropoff in the cost to insure it.
Check out the table below to see average rates for different insurers.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $118 State Farm $73 $142 Allstate $80 $158 GEICO $90 $175 American Family $93 $182 Nationwide $114 $217 Travelers $120 $229 Progressive $133 $186 Farmers $143 $276 Liberty Mutual $228 $300 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
With a 2019 Nissan Maxima, you have an average resale value of $13,214. That said, it’s roughly the same price to insure as a 2020 model.
Here’s a look at average rates from different insurers for the 2019 model.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $117 State Farm $72 $140 Allstate $79 $157 GEICO $89 $173 American Family $92 $180 Nationwide $113 $215 Travelers $119 $227 Progressive $131 $185 Farmers $141 $274 Liberty Mutual $226 $297 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Nissan Maxima has an average resale value of $10,160. Below are some average quotes for the 2018 model from different insurance companies.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $59 $114 State Farm $70 $137 Allstate $77 $153 GEICO $87 $169 American Family $90 $176 Nationwide $110 $210 Travelers $116 $221 Progressive $128 $180 Farmers $138 $267 Liberty Mutual $220 $290 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
While the 2017 Maxima has an average resale value of $9,243, it’s actually marginally more expensive to insure compared to the 2018 model.
Compare average rates from some of the cheapest insurers below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $61 $117 State Farm $72 $140 Allstate $79 $156 GEICO $89 $172 American Family $92 $179 Nationwide $113 $214 Travelers $119 $226 Progressive $131 $184 Farmers $141 $273 Liberty Mutual $226 $296 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
A 2016 Nissan Maxima has an average resale value of $8,321. Start your search for car insurance for your 2016 model from some of the top insurance companies listed below.
Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageUSAA $60 $115 State Farm $71 $137 Allstate $78 $153 GEICO $88 $169 American Family $90 $176 Nationwide $111 $211 Travelers $117 $222 Progressive $129 $181 Farmers $139 $268 Liberty Mutual $222 $291 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Nissan Maxima insurance by state
Your state and ZIP code play a significant role in determining your car insurance rate. Location-based factors that can affect insurance costs include a state’s weather trends, average costs of vehicle repairs and medical expenses, and rates of accidents, theft, and insurance fraud.
Here’s a look at the average monthly cost to insure a Nissan Maxima for each U.S. state, according to Insurify data.
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How to ensure you have enough coverage on your Nissan Maxima
How much coverage you need will depend on your budget, vehicle condition, vehicle model year, and more. Depending on your situation, you may choose to select more or less coverage for your Nissan Maxima.
Here’s what you should know about your different coverage options.
Nissan Maxima car insurance FAQs
The following information can help answer your remaining questions about insuring your Nissan Maxima.
USAA, GEICO, and State Farm offer the lowest average rates for Nissan Maxima drivers. That said, each insurance company approaches pricing differently, so it’s a good idea to shop around and compare quotes from multiple insurers.
The Nissan Maxima tends to be a bit more expensive to insure than similar midsize sedans. For example, insuring a Nissan Maxima costs more on average than the average cost to insure a Honda Accord or a Toyota Camry, according to Insurify data.
The average cost to insure a Nissan Maxima is $164 per month. By coverage level, drivers pay an average of $114 per month for liability-only coverage or $215 for full-coverage insurance.
After 42 years of production, Nissan shut down the Maxima line after releasing the 2023 model. According to the manufacturer, the decision was due to the company’s shift to focus on electric vehicles. The company also cited that sales of the model were struggling as consumers gravitated more to SUVs.[?]
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