Cost of Porsche Car Insurance (2025)
The average monthly Porsche insurance premium is $177, but rates vary based on your location, the model, insurance company, and other factors.
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Porsche is one of the most well-known manufacturers of high-performance luxury vehicles and sports cars in the world. In 2024, Porsche delivered more than 76,000 vehicles in the U.S., a record in the company’s history.1
Most Porsche models have a high price tag and above-average insurance premiums. But Porsche insurance premiums are lower than some comparable brands. The average monthly cost of Porsche insurance is $123 for liability-only coverage and $232 for full coverage.
Cost of Porsche insurance by model
Porsche car insurance premiums depend on a variety of factors, including the model you own. In the following table, you can see the average monthly cost of Porsche insurance by model.
Cheapest Porsche insurance by model
The Porsche 911 is one of the manufacturer’s bestselling vehicles. In 2024, the company sold 14,128 Porsche 911 models — a record for the company and nearly a 21% increase from the year before. Porsche sells a variety of 911 models, which range in price from $127,000 to more than $260,000.2
The Porsche Boxster is one of the company’s lower-priced vehicles. The 2025 718 Boxster has a manufacturer’s suggested retail price (MSRP) of $74,900. The two-seater sports car can go from 0 mph to 60 mph in less than five seconds and has a top speed of 171 mph.
The Porsche Carrera starts at $127,700, but, depending on the model you choose, you could pay upward of $190,000. The 911 Carrera, which is the cheapest model, goes 0 mph to 60 mph in less than four seconds and can reach a top speed of 183 mph.
Average monthly quotes aren’t included below due to insufficient data.
The Porsche Cayenne is another top-selling model. In 2024, Porsche sold 22,432 Cayenne vehicles in the U.S., an increase of nearly 10% from the year prior. The Porsche Cayenne comes in two body styles: a coupe ($91,900) and an SUV ($86,800).
The Porsche Cayman is similar to the 718 Boxster, but the Cayman has a slightly lower MSRP of $72,800. These two vehicles have similar performance but different body styles. Namely, the Cayman has a fixed roof, whereas the 718 Boxster has a soft-top convertible roof.
The Porsche Macan was the company’s highest-selling vehicle in 2024. More than 25,000 Macan vehicles were delivered in the U.S. last year, but sales were down slightly from 2023. The 2025 gas-powered Porsche Macan retails for $63,100, and the electric version starts at $75,300.
In 2024, Porsche delivered just less than 4,000 Panamera vehicles in the U.S., making it one of the least popular models in the lineup. The Porsche Panamera starts at $106,300, but there are a variety of models to choose from, which top out at more than $230,000.
The Porsche Taycan, a fully electric vehicle, is one of two sedans the company sells. In 2024, Porsche delivered 4,747 Taycans in the U.S., which was down significantly from 7,570 deliveries in 2023. The 2025 Taycan starts at $100,300, the Taycan 4 Cross Turismo starts at $112,000, and the Taycan GTS Sport Turismo starts at $150,700.
Average monthly quotes aren’t included below due to insufficient data.
Best companies for Porsche car insurance
Many reputable auto insurance companies sell Porsche car insurance. These are some of the best and cheapest companies for Porsche insurance:
USAA: Best for low premiums
GEICO: Best for discounts
State Farm: Best for customer satisfaction
Average cost of Porsche insurance by state
The cost of Porsche car insurance differs based on your location. In the chart below, you can see the average Porsche insurance premium in 48 states and Washington, D.C.
Data isn’t available for Alaska and Hawaii.
How to get insurance through Porsche
Eligible Porsche owners can purchase car insurance through the company. Porsche Auto Insurance is available for model year vehicles 1981 or newer that are garaged in Arizona, Florida, Georgia, Ohio, Oregon, Tennessee, and Texas.
Porsche offers two insurance plans: a pay-per-mile plan and an unlimited mileage plan. Insured vehicles are covered at their agreed value, which you choose when you sign up. If your Porsche is totaled, you’ll get reimbursed for the full agreed value of your vehicle plus the cost of custom accessories and parts.
Additionally, Porsche Auto Insurance customers can get priority vehicle repairs at all Porsche-Approved Collision Centers, and original equipment manufacturer (OEM) parts are automatically approved with every claim.
Porsche offers standard minimum-coverage and full-coverage policies with comprehensive and collision insurance. You can also get coverage for stored vehicles. If your vehicle qualifies for Porsche Auto Insurance, you can get a quote online or call (800) 400-4128.
How to ensure you have enough coverage on your Porsche
Whether you drive your Porsche daily or you store it for special occasions, it’s important to have enough coverage to protect your investment. Here are some of the most valuable coverages you should consider getting for your Porsche.
Porsche insurance FAQs
If you own a Porsche or are thinking about buying one, it’s important to choose the best insurance policy for your needs. Here’s some additional information that can be helpful as you shop for coverage.
USAA offers the cheapest Porsche insurance premiums, based on Insurify data. But USAA only insures military personnel and their immediate family members. If you don’t qualify for USAA, GEICO is the second-cheapest insurer.
Porsches can be very expensive to insure. The average cost of Porsche insurance is $232 per month for full coverage and $123 per month for liability-only coverage. To compare, the U.S. national average for all vehicles is $195 per month for full coverage and $105 per month for liability-only coverage.
The average Porsche Macan insurance premium is $240 per month for full coverage and $127 per month for liability-only coverage. Porsche Macan insurance rates are slightly higher than the average cost of Porsche insurance for all models.
The Porsche Boxster is the cheapest Porsche to insure. The average cost of car insurance for a Porsche Boxster is $174 per month for full coverage and $92 per month for liability-only coverage.
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