Porsche Cayman Car Insurance Quotes (2025)
It costs $181 per month to insure a Porsche Cayman, on average.
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The Porsche Cayman is a sleek, high-performance sports car perfect for enthusiasts. But it comes at a cost. Insurance for a Porsche Cayman costs an average of $236 per month for full coverage and $125 per month for liability-only coverage. And a 2025 Cayman has a starting MSRP of $74,795 but goes up to over $166,000 depending on the trim level.
Average rates for your Cayman can vary depending on the insurance company and factors like the car’s age, your age, your driving record, your accident history, and location. With so many different factors affecting premiums, it’s a good idea to see how car insurance rates compare across insurance companies.
Here’s what you need to know about finding car insurance for your Cayman.
Quick Facts
USAA, GEICO, and State Farm offer the cheapest rates for the Cayman.
Older Porsche Cayman models are generally cheaper to insure, with the 2016 model being the cheapest.
The Cayman comes standard with a six-speed manual transmission.
Cost of Porsche Cayman insurance by model year
Car insurance for a Porsche Cayman costs $181 per month on average, higher than the national averages of $177 per month for full coverage and $100 per month for liability-only coverage.
The Cayman is a high-value car, so you’ll likely need to carry full-coverage insurance and higher levels of coverage, which increases your monthly premium.
Check out rates by model year in the table below.
Model Year  | Average Monthly Quote |
|---|---|
| 2025 | $233 |
| 2024 | $225 |
| 2023 | $225 |
| 2022 | $215 |
| 2021 | $205 |
| 2020 | $199 |
| 2019 | $196 |
| 2018 | $190 |
| 2017 | $186 |
| 2016 | $182 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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The 2025 Porsche 718 Cayman has a starting MSRP of $74,795.[?] On average, insurance for this model year costs $304 per month for full coverage and $162 for liability-only coverage. Here are the cheapest rates for a 2025 Cayman.
Insurance CompanyAverage Monthly QuoteUSAA $116 State Farm $138 Allstate $154 GEICO $171 American Family $177 Progressive $206 Nationwide $214 Travelers $226 Farmers $271 Liberty Mutual $341 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2024 Porsche 718 Cayman had a starting MSRP of $69,950 and an average monthly quote of $225. Here are some of the cheapest insurance companies for a 2024 Cayman.
Insurance CompanyAverage Monthly QuoteUSAA $112 State Farm $133 Allstate $149 GEICO $165 American Family $171 Progressive $199 Nationwide $206 Travelers $218 Farmers $261 Liberty Mutual $329 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2023 Porsche 718 Cayman had a starting MSRP of $67,160. It has very similar average premiums to the 2024 Cayman, as you can see below.
Insurance CompanyAverage Monthly QuoteUSAA $112 State Farm $133 Allstate $148 GEICO $166 American Family $171 Progressive $198 Nationwide $206 Travelers $217 Farmers $261 Liberty Mutual $328 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2022 Porsche 718 Cayman had a starting MSRP of $63,200. If you want full-coverage insurance, it costs $281 per month on average. Liability insurance is cheaper, at an average of $149 per month.
Here are the cheapest average rates for a 2022 Cayman.
Insurance CompanyAverage Monthly QuoteUSAA $107 State Farm $128 Allstate $142 GEICO $158 American Family $163 Progressive $190 Nationwide $198 Travelers $208 Farmers $250 Liberty Mutual $314 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2021 Porsche 718 Cayman had a starting MSRP of $54,869. USAA and State Farm offer the cheapest rates for the 2021 Cayman, and you can see other rates for this model year in the table below.
Insurance CompanyAverage Monthly QuoteUSAA $102 State Farm $121 Allstate $135 GEICO $150 American Family $156 Progressive $181 Nationwide $188 Travelers $198 Farmers $237 Liberty Mutual $299 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2020 Porsche 718 Cayman had a starting MSRP of $51,736 and an average insurance rate of $199 per month. But 2020 Cayman drivers can find cheaper rates, as shown below.
Insurance CompanyAverage Monthly QuoteUSAA $99 State Farm $118 Allstate $131 GEICO $146 American Family $151 Progressive $176 Nationwide $183 Travelers $192 Farmers $231 Liberty Mutual $291 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2019 Porsche 718 Cayman had a starting MSRP of $45,698, with USAA and State Farm offering the cheapest average rates.
Insurance CompanyAverage Monthly QuoteUSAA $98 State Farm $116 Allstate $129 GEICO $144 American Family $149 Progressive $173 Nationwide $180 Travelers $189 Farmers $227 Liberty Mutual $286 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2018 Porsche 718 Cayman had a starting MSRP of $45,119. On average, a full-coverage policy for a 2018 Cayman costs $248 per month, and a liability-only policy costs $132.
The table below shows the cheapest rates for a 2018 Cayman.
Insurance CompanyAverage Monthly QuoteUSAA $95 State Farm $113 Allstate $125 GEICO $140 American Family $145 Progressive $168 Nationwide $174 Travelers $184 Farmers $220 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2017 Porsche 718 Cayman had a starting MSRP of $39,544. You can see the cheapest rates for a 2017 Cayman in the table below, with USAA and State Farm offering the lowest rates for this model year.
Insurance CompanyAverage Monthly QuoteUSAA $93 State Farm $111 Allstate $123 GEICO $137 American Family $141 Progressive $165 Nationwide $171 Travelers $180 Farmers $216 Liberty Mutual $272 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
The 2016 Porsche 718 Cayman had a starting MSRP of $37,557. The 2016 edition has the cheapest rates, as shown below.
Insurance CompanyAverage Monthly QuoteUSAA $91 State Farm $108 Allstate $120 GEICO $133 American Family $138 Progressive $161 Nationwide $167 Travelers $176 Farmers $211 Liberty Mutual $265 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Average cost of Porsche insurance by state
Car insurance rates can vary widely depending on your state, city, and even ZIP code.[?] In the map below, you can see the average monthly cost of Porsche car insurance across the U.S. Alaska and Hawaii are not included due to lack of data.
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How to ensure you have enough coverage on your Porsche Cayman
All 50 states have “financial responsibility” laws, which require drivers to either carry car insurance or prove they can pay for expenses after causing an accident.[?] But due to its high value, you should consider carrying some additional coverages for your Porsche Cayman, including:
Porsche Cayman car insurance FAQs
If you’re still curious about car insurance rates for Porsche Cayman cars, see the answers to common questions below.
USAA has the cheapest Porsche Cayman insurance. But the company offers insurance only to military members, veterans, select federal agency employees, and their families. If you don’t fit that minimum requirement, consider checking State Farm and GEICO for Porsche Cayman insurance.
Yes. Car insurance for a Porsche Cayman costs $181 per month, on average. Being a high-value sports car means it’s more expensive to fix. Plus, the car doesn’t have great safety ratings, which contributes to higher rates.[?] In comparison to other Porches, the Cayman is cheaper than the Macan and Panamera but more expensive than the 911 and the Boxster.
Porsche Cayman drivers pay an average of $181 per month for car insurance. Cayman insurance costs an average of $236 per month for full coverage and $125 per month for liability coverage.
Yes. The average car insurance rate for all Porsche vehicles is $177 per month, which is more than the national average of $138. Brands known for their safety and with lower value, such as Honda and Toyota, cost around $140 per month to insure.
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