The starting MSRP on a new 2025 Porsche Macan is $64,958 for the base level and $90,995 for the highest GTS trim level.2 The following table shows average rates from top insurers.
The average cost of a Porsche Macan is $127 per month for minimum liability insurance and $240 per month for full coverage. The Macan is a compact SUV that came onto the scene in 2015 and has since become one of Porsche’s bestsellers. While the Macan is one of the most affordable Porsches and cheaper than competitor vehicles like the Genesis GV70 and the Lexus NX, the Macan is more expensive to insure.
Here’s what you need to know about the Porsche Macan, how much insurance you need to properly protect your vehicle, and how to find affordable coverage.
Cost of Porsche Macan insurance by model year
The cost of insurance for a Porsche Macan can vary based on the size, trim level, safety features, and model year. Newer models tend to cost more to insure.1 The average car insurance premium for a Macan is $183 per month, and USAA offers the cheapest rates.
The following table highlights the average monthly cost of coverage for different model years of the Porsche Macan.
A 2024 Porsche Macan starts at $62,550 and goes up to $87,650 for the GTS trim. The table below highlights the average rates by insurer.
When new, the 2023 Porsche Macan Sport Utility 4D had an MSRP of $58,950. Currently, this model has an MSRP of $47,696.
Here’s a look at the insurance companies offering the lowest rates for this model year.
The 2022 Porsche Macan had a starting MSRP of $56,250 that went up to $81,250 for the GTS trim level. Check out the table to see which insurers offer the lowest rates for the 2022 model.
The cost of a new Porsche Macan in 2021 was $53,450 for the base trim level, and the highest level — the Turbo Sport Utility 4D — was originally $85,950. The following table highlights the insurers with the cheapest premiums.
A new 2020 Porsche Macan basic trim Sport Utility 4D had an MSRP of $52,250, and the Turbo trim started at $84,950. Currently, a 2020 base trim Macan has a more affordable MSRP of $29,172.
Here are the average car insurance premiums that the top car insurance companies are charging for a 2020 Porsche Macan.
In 2019, a new Porsche Macan Sport Utility 4D had an MSRP of $51,680, and the higher S Sport Utility 4D trim had an MSRP of $60,380. The following table highlights the insurance companies offering the lowest rates for this model year.
A new Porsche Macan Sport Utility 4D had an MSRP of $49,340 in 2018, and the Turbo trim started at $89,240. Currently, the 2018 base trim Macan has a much more affordable MSRP of $20,986.
Here’s a look at the insurance companies offering the lowest rates for the 2018 model.
The MSRP for a new Porsche Macan Sport Utility 4D in 2017 was $49,040. The Turbo trim was priced at $89,240. The table below lists the insurers offering the best rates for this model year.
When new, a 2016 Porsche Macan S Sport Utility 4D had an MSRP of $54,730. The Turbo trim started at $75,470. Now, the 2016 base Macan has an MSRP of $16,824, making it the cheapest edition.
Take a look at the insurance companies offering the best premiums for this model year.
Average cost of Porsche insurance by state
Where you live is an important factor in determining your car insurance premiums. Insurers consider your location — even down to the ZIP code — because every area has different amounts of drivers on the road, accident rates, theft and vandalism rates, and repair costs.3
In the map below, you can see how Porsche insurance costs vary across all models by state. Alaska and Hawaii are not included due to lack of data.
How to ensure you have enough coverage on your Porsche Macan
Every state except New Hampshire requires drivers to carry a minimum amount of liability insurance. But if you don’t own your Macan outright, your lender may require you to carry full coverage. Plus, since Porsches have higher repair costs, having more coverage can help with this.
To ensure your Porsche Macan has the proper protection, here are the most common types of coverage:
Porsche Macan car insurance FAQs
The Porsche Macan is a high-value car that isn’t cheap to insure, but it’s possible to find more affordable coverage. Here’s more information to help you decide which insurance company is right for you.
USAA offers the cheapest insurance for the Porsche Macan, but USAA coverage is only available to active military members, veterans, and their families. GEICO and State Farm also offer affordable rates.
The Porsche Macan is more expensive to insure than the average vehicle. This is because the Macan is considered a luxury vehicle. Insurance for luxury vehicles is typically more expensive because they cost more to repair and are at higher risk of theft.
The average cost of an insurance policy for a Porsche Macan is $127 per month for liability coverage and $240 per month for full coverage. Your costs can vary based on a variety of other factors, including where you live, your age, gender, driving record, car model, and the amount and type of insurance you choose.
Yes. Porsche vehicles are one of the most expensive car brands to maintain, according to data from Kelley Blue Book.4 Over a 10-year period, Porsche owners spend more than $14,000 on vehicle maintenance.
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