The 2025 Subaru BRZ has a manufacturer’s suggested retail price (MSRP) of $31,210 for the entry-level Premium trim and $36,360 for the top-tier tS. This table shows average monthly rates for the 2025 model year by insurer.
Known for its powerful handling, the Subaru BRZ is a popular two-door, rear-wheel-drive sports car. The average car insurance rate for the BRZ is $131 per month for liability-only insurance and $246 per month for full coverage.
Compared to similar vehicles, such as the Mazda MX-5 Miata and the Ford Mustang, the BRZ has higher car insurance costs. But it’s more affordable to insure than its companion car, the Toyota GR86.
Here’s what you need to know about auto insurance for the Subaru BRZ.
Cost of Subaru BRZ insurance by model year
Your car’s model year — as well as other factors like your location, age, and driving record — help determine your car insurance costs. The 2022 Subaru BRZ has the cheapest average car insurance premiums, at $100 per month. Rates for the 2016 BRZ are the most expensive, at $212 per month.
Here are the average monthly quotes for Subaru BRZs by year.
The 2024 Subaru BRZ has an MSRP of $31,315.1 It features a 228 horsepower, 2.4-liter flat-four engine and comes in a six-speed manual or a six-speed automatic transmission. In 2024, Subaru introduced the tS trim level, featuring a retuned suspension, upgraded brakes, and 18-inch dark-gray alloy wheels.
Average monthly quotes for the 2024 BRZ aren’t included below due to insufficient data.
The 2023 Subaru BRZ has an MSRP in the $29,615 to $33,815 range, depending on the trim level. This table highlights average premiums for the 2023 BRZ by car insurance company.
The MSRP for the new 2022 Subaru BRZ was between $28,990 and $31,490. The 2022 edition is a fully remodeled version after taking a year off in 2021. It features rear-wheel drive, stiffer steering, and 228 horsepower. Here’s a look at car insurance costs for the 2022 model year, broken down by insurer.
The 2020 model year has a starting MSRP of $29,745. Below, you can see the cheapest car insurance companies for the 2020 BRZ.
The 2019 BRZ has a starting MSRP between $26,680 for the entry-level model and $31,025 for the highest-level trim. This table shows the average premiums for the 2019 BRZ.
The 2018 model year has a starting MSRP of $26,455. Here’s an overview of premiums for the 2018 BRZ from the cheapest insurers.
The starting MSRP for the 2017 BRZ is $26,315. Below, you’ll find the most affordable rates for the 2017 BRZ by insurance company.
The 2016 BRZ has an MSRP between $26,772 and $28,485. Here, you can see which car insurance companies offer the cheapest premiums for the 2016 model year.
Average cost of Subaru insurance by state
Where you live, down to your ZIP code, affects your car insurance rates. Insurers consider the crime and vandalism rates, accident rates, and the climate where you live when setting your premium.
In the table below, you’ll find average Subaru insurance costs by state. Alaska and Hawaii are not included due to lack of data.
How to ensure you have enough coverage on your Subaru BRZ
Every state except New Hampshire requires drivers to carry a minimum level of car insurance. But you may also invest in optional coverages, like full coverage, for additional protection.
Here are several of the most common insurance coverages for the BRZ:2
Subaru BRZ car insurance FAQs
If you own a Subaru BRZ or are in the market for one, these questions may help you as you search for the lowest rates.
USAA offers the most affordable premiums for the BRZ, with average rates of $60 per month for liability insurance and $126 for full coverage. USAA only serves the military community, but you can also find cheap rates from other insurers like GEICO and State Farm.
Car insurance rates for the BRZ are higher than those for similar vehicles, like the Mazda MX-5 Miata and the Ford Mustang. But they’re lower than its companion car, the Toyota GR86, and luxury cars from automakers like BMW, Lexus, and Mercedes-Benz.
Drivers who buy or lease a BRZ pay average monthly car insurance premiums of $131 for liability insurance and $246 for full coverage. Your location, age, credit, gender, and driving history will affect your exact car insurance costs.
Yes. Although sports cars aren’t traditionally seen as beginner friendly, the BRZ is highly rated by third-party studies.3 It’s a solid pick if you’re in search of an affordable sporty car for its safety, performance, and advanced features.4 But it may not be the right car if you can’t drive a manual transmission and don’t want to upgrade to an automatic.
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Insurance Writer
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