Cost of Subaru Forester Car Insurance (2025)
The average monthly premium for a Subaru Forester is $83 for a minimum-coverage policy.
Excellent
Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.
Subaru owners pay an average monthly cost of $83 for liability insurance and $169 for full-coverage insurance on their Forester. Insurers take many factors into account when setting your price, including your car’s age and condition, your age and marital status, education level, credit history, driving record, location, and more.
Foresters are a favorite of a wide variety of drivers thanks to their high safety ratings, reliability, performance, and affordability. Foresters cost a similar amount as compact SUV competitors like the Honda CR-V. Your Forester’s make and model will affect your insurance premium, but comparing multiple companies can help you secure the cheapest rates.
Cost of Subaru Forester insurance
Car insurance companies typically charge Subaru Forester drivers a monthly average rate of $83 for liability coverage and $169 for full coverage.
If you’re looking for the cheapest insurance, USAA has the lowest rates. But the company only offers coverage for military members and their families. Otherwise, State Farm is your best bet.
2023 Subaru Forester insurance
The MSRP on a new 2023 Subaru Forester is $27,620.2 The following table shows the typical car insurance rates that insurers offer for these new Subarus:
2022 Subaru Forester insurance
Moving back to older models, a 2022 Subaru Forester cost $27,070 as a brand-new vehicle.3 Here’s how companies are pricing insurance rates on these cars:
2021 Subaru Forester insurance
Buying one of these cars in 2021 would set you back $25,845.4 Today, Subaru Forester insurance costs for these model years are as follows based on insurance quotes from Insurify:
2020 Subaru Forester insurance
Buying a vehicle model from the 2020 design year would cost $25,505.5 Insurers typically charge auto insurance premiums in line with the following table:
2019 Subaru Forester insurance
When it was new, a typical 2019 Subaru Forester retailed for $25,270.6 If you have this model year, here’s a breakdown of insurance costs with different insurers:
Subaru Forester car insurance coverages
It may be tempting to choose the bare-minimum amount of coverage in order to get the lowest car insurance costs, but make sure you consider other options, too. The top insurance companies may offer these options for a reasonable rate, and they could really protect you in the event of a major accident.
Subaru Forester insurance FAQs
If you’re still unsure about which company to choose for insurance, here are some common answers to help give you more context.
Which company has the cheapest Subaru Forester insurance?
USAA charges the lowest Subaru insurance costs, followed by State Farm. You may be able to get cheaper rates if you have a clean driving record with no violations.
Are Subaru Foresters expensive to insure?
No — at least not compared to similarly sized SUVs. Foresters are actually the cheapest car to insure, according to Insurify’s car insurance comparison study. You may pay higher insurance rates if you have a history of recent accidents and tickets, so it pays to be a safe driver.
How much does it cost to insure a Subaru Forester?
The average monthly Subaru Forester insurance rates are $83 for state-minimum liability coverage and $169 for full-coverage car insurance.
How much is insurance on a 2015 Subaru Forester?
Unfortunately, car insurance quotes and information only extend back to 2019. For that Subaru model, the monthly cost of car insurance for a full-coverage single-car policy is $266. Car insurance rates are cheaper for older cars because they hold less value. A 2015 Forester driver can expect to pay less than a 2019 Forester driver if they have a clean record, for example.
)
)
)