Subaru WRX Car Insurance Quotes (2025)
Subaru WRX drivers pay an average of $177 per month for car insurance.
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Subaru WRX drivers pay an average of $123 per month for liability-only coverage and $231 per month for a full-coverage policy, according to Insurify data. This four-door all-wheel drive (AWD) sporty car offers a high-performance driving experience with 271 horsepower and comes in manual and automatic transmissions.1
Generally, drivers pay more to insure a Subaru WRX than other Subarus. This guide explores what you need to know about finding affordable car insurance for your Subaru WRX.
Cost of Subaru WRX insurance by model year
Many vehicle-specific factors affect how much your insurance costs. The age of your vehicle is one of many factors insurance companies consider when determining premiums. After all, vehicle age affects which safety features are included, the safety ratings, and the vehicle’s current value.
Beyond the model year, different trim levels may come with different insurance costs. For example, expect a more expensive vehicle model to lead to higher insurance costs.
According to Insurify data, the 2019 model is the cheapest Subaru WRX to insure at an average of $133 per month. The table below highlights the average monthly costs across different model years.
The 2025 Subaru WRX comes with a starting MSRP of $35,750, which is fairly affordable compared to other similar sporty cars. Editions with higher trim levels range from $40,000 to $45,000.
The 2025 WRX comes in manual and automatic transmission. On average, it costs $178 per month to insure this model year, making it the most expensive option on this list.
The 2024 Subaru WRX has an average current value of $33,855.2 It costs an average of $173 per month to insure this model year.
The table below shows average full-coverage policy costs for this model across various insurance companies.
It costs an average of $154 per month to insure a 2023 Subaru WRX, which has an average value of $31,625.
The table below shows average full-coverage policy costs for this model across insurance companies.
The 2022 Subaru WRX has a current value of $24,128 and costs an average of $141 per month to insure.
The table below shows the average full-coverage insurance costs across insurers for this model year.
With an MSRP of $22,167, the 2021 Subaru WRX costs an average of $141 per month to insure.
The table below breaks down average full-coverage costs for this model year from top insurance companies.
The 2020 Subaru WRX has an MSRP of $20,265 and costs an average of $139 per month to insure.
The table below displays the average full-coverage insurance costs by company for this model year.
The 2019 Subaru WRX costs an average of $133 per month to insure, making it the most affordable model year to afford in this list. Its current MSRP is $15,960.
The table below highlights the average full-coverage insurance costs for the 2019 model.
The 2018 Subaru WRX has a current price of $14,903. On average, it costs $144 per month to insure this model year.
The table below explores average full-coverage rates from top insurance companies for this model year.
The 2017 Subaru WRX costs an average of $161 per month to insure. It has an MSRP of $14,379.
The table below includes the average monthly full-coverage car insurance rates for this vehicle across different companies.
The 2016 Subaru WRX has a current MSRP of $14,141. On average, it costs $141 per month to insure.
The table below highlights average auto insurance premiums for full coverage across various companies.
Average cost of Subaru insurance by state
Location has a big effect on your car insurance premiums, with drivers in some U.S. states paying significantly more for car insurance. For auto insurance companies, location is connected to risk and various state laws, which can each affect your premiums.3
Even drivers in different ZIP codes within the same state can face vastly different insurance premiums. For example, drivers in a ZIP code with high population density might pay more for car insurance due to higher accident risk.
Of course, location isn’t the only factor. Insurers also consider your driving profile, driving history, your insurance history, and more when determining rates.
The following table shows how the average costs to insure a Subaru vary by state. Data isn’t available for Alaska and Hawaii.
How to ensure you have enough coverage on your Subaru WRX
When selecting an insurance policy for your Subaru WRX, getting the right coverage matters. As you explore your coverage options, keep the following coverage types in mind:4
While a minimum-coverage policy is typically the most affordable option, opting for more robust coverage levels could better protect your wallet in the long run. Depending on your situation, paying the full-coverage rate could be worth it.
In order to keep your insurance costs as low as possible, comparison shop to find car insurance quotes across different companies. Additionally, find out if you qualify for any discounts and consider raising your deductible to lock in a lower premium.
Subaru WRX car insurance FAQs
The following answers may help answer your remaining questions about car insurance for a Subaru WRX.
USAA and GEICO offer the cheapest rates for WRXs at $188 and $140 for full coverage, respectively.
Not really. A Subaru WRX costs an average of $2,124 per year to insure. This is slightly lower than the average annual cost across all drivers and vehicles for a full-coverage policy of $2,313.
A Subaru WRX costs an average of $177 per month to insure. A state-minimum coverage policy costs about $123, and a full-coverage policy costs an average of $231.
Like all vehicles, the Subaru WRX depreciates in value over time. But it tends to depreciate at a slower pace than other similar vehicles.5
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