Toyota Camry Car Insurance Quotes (2025)
Toyota Camry drivers pay an average of $155 per month for car insurance.
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The Toyota Camry has been the bestselling midsize sedan in the United States for 21 years.1 The average monthly cost to insure a 2025 Toyota Camry is $271 for full coverage and $148 for liability-only coverage.
Although the Camry isn’t the cheapest midsize car on the market, it’s also not the most expensive.2 Similar-sized cars that might suit your needs include the Tesla Model 3 and Honda Accord.
If you’re already an owner or looking to secure lower rates, here’s how to find the best coverage for the nation’s bestselling midsize sedan.
Cost of Toyota Camry insurance by model year
Your insurance premiums depend on a variety of factors, such as the model year of your Camry, your age, gender, driving record, ZIP code, marital status, credit history, and even the safety features of your vehicle.
See how Toyota Camry insurance costs compare by model year in the table below.
The 2025 Toyota Camry has a starting MSRP of $29,795, with the Camry XSE having a higher MSRP of $35,995.3
In Kelley Blue Book (KBB)’s list of Best Mid-Size Cars of 2025, the 2025 Camry ranks at No. 1, tied with the 2025 Honda Accord.4
Below are the average liability-only and full-coverage car insurance quotes for the 2025 Camry.
Depending on the model options, the MSRP for the 2024 Toyota Camry ranges between $27,515 and $34,580. Here are the average auto insurance premiums for a 2024 Camry from multiple insurers.
The MSRP of the 2023 Toyota Camry started at $27,415. The table below shows average car insurance quotes for the 2023 Camry.
The original MSRP for the 2022 Toyota Camry started at $26,840.
The original MSRP for the 2021 Toyota Camry ranged between $26,040 and $33,255.
The original MSRP for a 2020 Toyota Camry was $25,420 for the L Sedan 4D version.
The 2019 Toyota Camry had a starting MSRP of $25,420.
The original MSRP for a 2018 Toyota Camry started at $24,565.
The original MSRP for the 2017 Toyota Camry ranged between $24,314 and $28,469.
The original MSRP of the 2016 Toyota Camry started at $24,314.
Average cost of Toyota insurance by state
Many individual rating factors — such as your location and ZIP code — can influence your car insurance rates. In the chart below, you can see how much drivers pay for car insurance in different states across all Toyota models.
How to ensure you have enough coverage on your Toyota Camry
Car insurance rates vary depending on the level of car insurance coverage you get. The best rates also depend on the type of car you have.
For example, if you have an older model Camry, your premiums are typically more affordable because the overall value of your older Camry has depreciated over time.
Every state in the U.S. except New Hampshire requires you to carry a minimum amount of liability coverage for your vehicle. But it’s a good idea to purchase more coverage than the minimum to protect yourself against unforeseen events.
Here are some optional coverages you can add to your policy:5
Toyota Camry car insurance FAQs
If you’re shopping for Toyota Camry insurance, this additional information may help as you research your coverage options.
USAA continually offers the most affordable rates for coverage on a Toyota Camry, with average monthly quotes of $66 for liability-only insurance and $138 for full coverage for the 2025 Camry. But USAA coverage is available only to current and former members of the military and their families.
If you can’t get USAA coverage, State Farm offers the second-cheapest rates for Toyota Camry owners.
No. Toyota Camrys are generally a very affordable vehicle to insure. This is due to the vehicle’s moderate price point and suite of safety features.
The average monthly costs for full-coverage and liability-only insurance for a 2025 Toyota Camry are $271 and $148, respectively. But the rates you pay will vary based on the model year of your Camry, as well as your age, driving history, marital status, gender, and more.
Older vehicles are cheaper to insure because they carry less value. This means a smaller payout from your insurance company if the vehicle is totaled in an accident.
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