Volkswagen Tiguan Car Insurance Quotes (2025)

The average cost of Tiguan insurance is $100 per month for liability insurance and $187 per month for full coverage, but rates vary based on factors like model year, location, and insurance company.

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The Volkswagen Tiguan is a budget-friendly compact SUV. It was Volkswagen’s bestselling model worldwide in 2024. The average cost of Volkswagen Tiguan car insurance is $100 per month for minimum coverage and $187 per month for full coverage.

The manufacturer’s suggested retail price (MSRP) of the 2025 Tiguan is on par with the cost of similar makes and models, like the Honda CR-V and Mazda CX-5. But average Tiguan insurance premiums are more expensive than the average rates for competitor vehicles.

Here’s what you need to know about finding affordable Tiguan insurance.

Cost of Volkswagen Tiguan insurance by model year

On average, insurance for a Tiguan is $143 per month, but premiums depend on the vehicle’s model year. For example, the average rate for a 2023 Tiguan is much higher than the average premium for a 2022 model.

Volkswagen Tiguan car insurance rates also vary depending on the insurer. Based on Insurify’s data, the cheapest Tiguan car insurance company is USAA. For drivers who don’t qualify for USAA car insurance, GEICO is the second-cheapest insurer.

Below, you can see the average cost of Tiguan insurance by model year.

  • The MSRP of the 2025 Volkswagen Tiguan is $29,495 for the front-wheel drive (FWD) model and $30,995 for the all-wheel drive (AWD) model. Unlike the past couple years, the 2025 edition comes with two rows of seats instead of three. That said, it’s equipped with plenty of new technology, safety features, and a 201-horsepower engine.

    Volkswagen is releasing the 2025 Tiguan later this year, so average monthly quotes are unavailable.

  • The MSRP for the 2024 Volkswagen Tiguan is $28,880.1 The following table shows the average cost of 2024 Tiguan car insurance from several insurance companies.

  • The MSRP for the 2023 Volkswagen Tiguan base model is $26,950. For the SEL R-Line model — the highest trim level — the price goes up to $37,680. In this table, you can see the average car insurance rates for the 2023 Tiguan from several auto insurance companies.

  • The starting price of the 2022 Volkswagen Tiguan is $26,490, with several more expensive models available. If you’re interested in purchasing a 2022 Tiguan, here are the average monthly car insurance premiums from several insurers.

  • The 2021 Volkswagen Tiguan has an MSRP of $25,245. Below are the average car insurance premiums for the 2021 model from a few different insurance companies.

  • The starting price of the 2020 Volkswagen Tiguan base model is $24,945. The highest trim level of the 2020 Tiguan, the SE R-Line Black with 4Motion, has an MSRP of $38,795. In the following table, you can see the average cost of Tiguan insurance for the 2020 model.

  • The starting price of the 2019 Volkswagen Tiguan FWD model is $24,295. For the AWD model, the MSRP is a little more expensive, at $25,595. Here are the average monthly 2019 Tiguan insurance costs from several reputable auto insurance companies.

  • The 2018 Volkswagen Tiguan base model starts at $25,345, with several higher trim levels available. The table below shows the average monthly auto insurance premium for the 2018 Tiguan model.

  • The starting price of the 2017 Volkswagen Tiguan is $25,860. If you’re thinking about purchasing a 2017 Tiguan, here are the average car insurance premiums from several insurance companies.

  • The MSRP for a 2016 Volkswagen Tiguan is $25,755 for the base model and $37,285 for the highest trim level. Below, you can see the average cost of insuring a 2016 Tiguan.

Average cost of Volkswagen insurance by state

In most states, your location, even down to your ZIP code, plays a big part in how much you pay for insurance. Different areas have higher crime and vandalism rates, more or less traffic, and higher repair costs.2

The map below shows how the average cost of Volkswagen car insurance varies by state. Data isn’t available for Alaska and Hawaii.

How to ensure you have enough coverage on your Volkswagen Tiguan

If you own a Volkswagen Tiguan or are thinking about buying one, it’s important to have enough insurance coverage to protect your vehicle in the event of an accident. In addition to the standard liability coverage, here are some coverage types that you might want to consider adding to a Tiguan insurance policy:3

Volkswagen Tiguan car insurance FAQs

If you’re thinking about purchasing a Volkswagen Tiguan, here’s some additional information that can help you find the best policy at the lowest price.

  • Based on Insurify data, USAA has the cheapest Volkswagen Tiguan insurance. But USAA only insures military personnel and their families. If you don’t qualify for USAA, GEICO and State Farm also offer affordable premiums.

  • Not really. But Volkswagen Tiguans are more expensive to insure than similar vehicles. For example, the total average insurance cost for a Tiguan is $143, higher than the average premium for a Honda CR-V at $121 and a Mazda CX-5 at $133. That said, Tiguan insurance premiums are slightly lower than the average rate for all Volkswagens, which is $147 per month.

  • The average cost to insure a Volkswagen Tiguan is $100 per month for liability-only coverage and $187 per month for full coverage. To compare, the U.S. national average for all vehicles is $195 for full coverage and $105 for liability-only coverage.

  • Yes. Volkswagen Tiguans are more expensive to maintain than similar competitor models. The average annual maintenance cost for a Tiguan is $730, which is higher than the average of $521 for all compact SUVs.4

Elizabeth Rivelli
Elizabeth Rivelli

Elizabeth Rivelli is a freelance writer covering insurance and personal finance. She has extensive knowledge of various insurance lines, including property and casualty, health, and life insurance. Her byline has been featured in dozens of publications, including Investopedia, Forbes, Bankrate, NextAdvisor, and Insurance.com. 

Elizabeth has been a contributor at Insurify since October 2022.