Our editorial team analyzed regional and national auto insurance companies that sell policies in Vermont to assess which offers the best rates, coverage options, customer service, and savings. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
Finding good, affordable car insurance can be challenging. People have different needs and price points, and insurance companies vary in the services they offer. No single insurance company is the best for everyone, so you should make sure you’re getting the right coverage.
Insurify’s data experts crunched the numbers on 50 insurance companies to help you find the best car insurance in Vermont.
Best car insurance companies in Vermont
If you’re looking for high-quality insurance in the Green Mountain State, start with these companies.
State Farm: Best overall
GEICO: Best for insurer financial stability
Dairyland: Best for SR-22 insurance
Foremost: Best for retirees
USAA: Best for military and veterans
How to get the best car insurance in Vermont
Use these time-tested ways to get cheap car insurance without sacrificing coverage quality.
Average cost of car insurance in Vermont
Residents of the Green Mountain State pay an average monthly premium of $110 for coverage. That’s compared to an average of $144 per month for the rest of the U.S.
The average cost of Vermont car insurance could also change in the near future. A state law passed in 2023 commissioned a study of how auto repair practices affect car insurance costs, with results expected in early 2025.2 State regulators could use this information to adjust how pricing works for auto insurance policies in Vermont.