Best Car Insurance in Vermont (2025)

State Farm, GEICO, and USAA offer the best car insurance policies in Vermont.

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Finding good, affordable car insurance can be challenging. People have different needs and price points, and insurance companies vary in the services they offer. No single insurance company is the best for everyone, so you should make sure you’re getting the right coverage.

Insurify’s data experts crunched the numbers on 50 insurance companies to help you find the best car insurance in Vermont.

Best car insurance companies in Vermont

If you’re looking for high-quality insurance in the Green Mountain State, start with these companies.

State Farm: Best overall

GEICO: Best for insurer financial stability

Dairyland: Best for SR-22 insurance

Foremost: Best for retirees

USAA: Best for military and veterans

  • Our editorial team analyzed regional and national auto insurance companies that sell policies in Vermont to assess which offers the best rates, coverage options, customer service, and savings. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.

How to get the best car insurance in Vermont

Use these time-tested ways to get cheap car insurance without sacrificing coverage quality.

Average cost of car insurance in Vermont

Residents of the Green Mountain State pay an average monthly premium of $103 for coverage. That’s compared to an average of $140 per month for the rest of the U.S.

The average cost of Vermont car insurance could also change in the near future. A state law passed in 2023 commissioned a study of how auto repair practices affect car insurance costs, with results expected in early 2025.2 State regulators could use this information to adjust how pricing works for auto insurance policies in Vermont.

Best car insurance in Vermont FAQs

Whether you’re looking for state-minimum coverage or a full-coverage policy, the answers to these commonly asked questions can help you ensure you’re getting the most from your auto insurance.

  • How much is car insurance in Vermont?

    Vermont drivers pay an average of $103 per month for auto insurance. On average, liability-only coverage costs $64 monthly, and full coverage costs $142.

  • What are the best car insurance companies in Vermont?

    State Farm, GEICO, Dairyland, Foremost, and USAA offer the best coverage in Vermont, according to Insurify data. These companies offer the best pricing, coverage options, and customer service.

  • What is the required auto insurance coverage amount in Vermont?

    Vermont requires drivers to have an auto insurance policy with a liability limit of $25,000 per person (up to $50,000 per accident) or $10,000 for property damage.3

Lindsay VanSomeren
Lindsay VanSomeren

Lindsay VanSomeren is a freelance personal finance writer living in Suquamish, WA. Her work has appeared with FICO, Credit Karma, The Balance, and more. She enjoys helping people learn how to manage their money better so they can live the life they want.

Lindsay has been a contributor at Insurify since October 2022.