Everyone has different priorities when it comes to car insurance. With so many available options, finding an insurance company that meets your needs and budget can feel overwhelming.
To narrow down your decision, Insurify’s editorial team analyzed 50 car insurance companies to help you find the best car insurance in Virginia.
Best car insurance companies in Virginia
The best car insurance companies in Virginia offer a range of coverage options, high customer satisfaction, and affordable pricing. Here are our top five picks for the best insurance companies in Virginia.
State Farm: Best car insurance company overall
USAA: Best car insurance company for military members
Erie: Best car insurance company for customer satisfaction
Auto-Owners: Best car insurance company for budget-friendly insurance
GEICO: Best car insurance company for usage-based insurance
How to get the best car insurance in Virginia
To find the best auto insurance policies in Virginia, consider the following tips:
Average cost of car insurance in Virginia
The average cost of auto insurance in Virginia is $112 per month for liability coverage and $180 per month for full coverage. This is less than the national averages of $104 for liability average and $184 for full coverage.
As of July 1, 2024, the Virginia General Assembly instituted new laws to remove the option to pay a $500 fee rather than maintain insurance coverage. Now, all vehicles registered in Virginia have to meet minimum auto liability insurance limits.
As of Jan. 1, 2025, Virginia drivers need to meet new state insurance minimums. Increasing coverage may result in higher rates, so it could be a good time to shop around.