Best Car Insurance in Washington (2025)

State Farm, Direct Auto, and GEICO are three of the best insurance companies in Washington, thanks to their affordable rates, excellent customer satisfaction, and other factors.

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Finding the right car insurance policy can be challenging. Every driver has different priorities, so there’s no single best option for everyone. We analyzed 50 car insurance companies to help you find the best car insurance companies in Washington.

Best car insurance companies in Washington

You have plenty of insurers to choose from when shopping for a new auto policy, but you should find one that fits your needs. We determined the five best car insurance companies in Washington based on their average rates, discounts, customer satisfaction, and other factors.

State Farm: Best overall

Direct Auto: Best for cheap premiums

GEICO: Best for discounts

Allstate: Best for usage-based insurance

USAA: Best for military families

How to get the best car insurance in Washington

When shopping for car insurance, you should feel confident you’re making the right choice. Here are a few tips to help you find the best car insurance in Washington.

Average cost of car insurance in Washington

The average cost of car insurance in Washington is $130 per month. Drivers pay an average rate of $92 per month for liability insurance and $169 per month for full coverage.

Washington drivers’ insurance premiums are cheaper than the national average despite some risk factors, like a high rate of uninsured drivers. But the state’s low population density and minimum insurance requirements help keep premiums low.