Best Car Insurance in Washington (2025)
State Farm, Direct Auto, and GEICO are three of the best insurance companies in Washington, thanks to their affordable rates, excellent customer satisfaction, and other factors.
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Finding the right car insurance policy can be challenging. Every driver has different priorities, so there’s no single best option for everyone. We analyzed 50 car insurance companies to help you find the best car insurance companies in Washington.
Best car insurance companies in Washington
You have plenty of insurers to choose from when shopping for a new auto policy, but you should find one that fits your needs. We determined the five best car insurance companies in Washington based on their average rates, discounts, customer satisfaction, and other factors.
State Farm: Best overall
Direct Auto: Best for cheap premiums
GEICO: Best for discounts
Allstate: Best for usage-based insurance
USAA: Best for military families
Our editorial team analyzed regional and national auto insurance companies that sell policies in Washington to assess which offer the best rates, coverage options, customer service, and savings to drivers. We prioritized competitive rates, 24/7 customer service, low-mileage discounts or programs, safe driving discounts, homeownership discounts or bundling options, and specialty or supplemental coverages.
How to get the best car insurance in Washington
When shopping for car insurance, you should feel confident you’re making the right choice. Here are a few tips to help you find the best car insurance in Washington.
Average cost of car insurance in Washington
The average cost of car insurance in Washington is $130 per month. Drivers pay an average rate of $92 per month for liability insurance and $167 per month for full coverage.
Washington drivers’ insurance premiums are cheaper than the national average despite some risk factors, like a high rate of uninsured drivers. But the state’s low population density and minimum insurance requirements help keep premiums low.
Best car insurance in Washington FAQs
You should be sure you’re making the right decisions when shopping for car insurance. We’ve answered a few common questions to help you find the best car insurance in the state.
How much is car insurance in Washington?
Washington drivers pay an average of $130 monthly for car insurance. The average cost for liability-only coverage is $92 per month, while full-coverage insurance costs $167.
What are the best car insurance companies in Washington?
Washington’s best car insurance companies include State Farm, Direct Auto, GEICO, Allstate, and USAA. But the right insurer for you depends on factors like your budget, driving history, and demographics.
What is the required auto insurance coverage amount in Washington?
Washington state drivers must have at least $25,000 per person and $50,000 per accident of bodily injury liability insurance, and at least $10,000 of property damage liability insurance.3 Remember that this coverage provides only minimal protection — you could have high out-of-pocket costs if you’re in an accident.
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