Shopping for car insurance can be difficult. Each driver has different needs and a unique driving history. West Virginia drivers pay an average of $83 per month for liability insurance and $150 for full-coverage car insurance.

Various factors can affect your car insurance rates, such as your age, location, and ZIP code. Although you can’t control some of these factors, you can still find cheaper rates by comparing car insurance quotes.

Insurify analyzed 50 car insurance companies to determine the best car insurance companies in West Virginia. Here’s what you need to know about finding the best car insurance in the Mountain State.

Best car insurance companies in West Virginia

West Virginia has many excellent car insurance companies, but some stand out from the rest. Insurify analyzed various factors like coverage offerings, average costs, available discounts, and industry ratings to determine five of the best car insurance companies for West Virginia drivers.

Learn more about the best car insurance options in West Virginia below.

Erie: Best overall

State Farm: Best for affordability

Progressive: Best for customer service

USAA: Best for military families

GEICO: Best for discounts

How to get the best car insurance in West Virginia

You can use the tips below if you’re looking to get the best car insurance for your needs in Virginia.

Average cost of car insurance in West Virginia

The overall average cost of car insurance in West Virginia is $116 per month, compared to the national average rate of $144 per month. West Virginia drivers pay an average rate of $83 per month for liability coverage and $150 for full coverage.

The cost of a full-coverage car insurance policy in West Virginia increased by 5% from 2023 to 2024, from an average of $1,811 to $1,906 for one year’s worth of coverage. This is likely due in part to the increased prices of vehicle repairs and increases in the number of claims.3 Insurify projects an additional 1% increase in 2025.4