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Farmers Ends Cap on New Home Policies in California
Insurer credits regulatory reforms in decision to lift ban on selling over 9,500 new policies per month.
|November 26, 2025
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NY Needs Home Insurance Reform, Industry Watchers Tell Regulators
Rising premiums, fewer options, denied claims, and policy cancellations are growing the crisis, NY Senate committee hears.
|November 24, 2025
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LA County Investigating State Farm’s Handling of January Wildfire Claims
Policyholders complain of slow-walking, underpayments, and denials, county says.
|November 24, 2025
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Average Cost of Homeowners Insurance (2025)
Homeowners in the U.S. pay an average of $2,532 per year for home insurance, but rates vary significantly by state, city, insurer, and coverage amount.
|November 24, 2025
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Landlord Insurance: Coverage, Costs, and How to Choose a Policy
Landlord insurance covers property damage, liability claims, and lost rental income. If you own a rental home, it offers essential protection for your property.
|November 21, 2025
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Vacant and Unoccupied Home Insurance: Coverages, Costs, and How to Buy It
A standard homeowners insurance policy doesn’t cover a vacant property, so you’ll need vacant home insurance to protect an empty house.
|November 20, 2025
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Flood Insurance Costs Could Soar 64% Without Government-Backed NFIP
Nine in 10 Americans with flood insurance get their coverage through the heavily subsidized National Flood Insurance Program (NFIP). If the NFIP ends, Americans could see average flood insurance costs rise by about $600 annually.
|November 19, 2025
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5 Best Naples Homeowners Insurance Companies (2025)
Security First, USAA, and Nationwide offer some of the best homeowners insurance policies in Naples, Florida.
|November 18, 2025
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Risking It All: 1 in 6 Homeowners in the Most Climate-Vulnerable States Skip Home Insurance
In the 10 states where average incomes are lowest, the rate rises to nearly 1 in 5 uninsured homes, indicating that affordability is also a factor.
|November 13, 2025
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Condo Insurance in Florida: Costs, Coverage, and Requirements
On average, condo owners pay $1,829 annually for condo insurance in the Sunshine State.
|November 10, 2025
Manufactured and Mobile Home Insurance in Florida (2025)
Mobile home insurance can protect your home from unforeseen events like theft and fires.
|November 3, 2025
Florida Flood Insurance: Complete Guide for Homeowners in 2025
Florida homeowners in high-risk flood areas need flood insurance. You can buy coverage from private insurers or through the National Flood Insurance Program (NFIP).
|November 3, 2025
Lower Disaster Losses for Insurers Won’t Add Up to Lower Rates for Homeowners
A quiet catastrophe year gives insurance companies a break. Still, La Niña, wildfire risks, and severe storms mean homeowners should stay alert and proactive.
|October 30, 2025
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USAA Seeking Another 7% Home Insurance Increase in California
The proposed increase would affect 350,000 Californians.
|October 29, 2025
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What Manufactured and Mobile Home Insurance Covers (2025)
Insurance for manufactured and mobile homes covers damage to the structure, your personal belongings, and provides liability coverage.
|October 28, 2025
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Holiday Shopping Survey: Porch Pirates and Tariffs Threaten Gift-Giving in 2025
Americans face more risks than porch pirates this holiday season. While 46% of Americans have fallen victim to package theft, another 79% say tariffs will cause them to adjust their shopping plans.
|October 27, 2025
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Hurricane Insurance in Florida: What Homeowners Need to Know
Learn what hurricane insurance includes, what’s required, how deductibles work, and whether you have enough coverage to rebuild your house after a storm.
|October 27, 2025
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Condo Insurance Guide: Coverage, Cost, and How It Works
Condo insurance (HO-6) protects your unit, belongings, and liability where your condo association’s master policy leaves off.
|October 24, 2025