Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Is Flood Insurance Tax-Deductible?

Is Flood Insurance Tax-Deductible?

You can’t deduct flood insurance premiums on your income tax return. But you may be able to claim deductions for certain other home-related expenses.
By Emily Guy Birken|May 6, 2025
Best Atlanta Homeowners Insurance Quotes (2025)

Best Atlanta Homeowners Insurance Quotes (2025)

Allstate, Auto-Owners, and Chubb offer the best homeowners insurance policies in Atlanta.
By Jamie Johnson|May 6, 2025
Best Spokane Homeowners Insurance Quotes (2025)

Best Spokane Homeowners Insurance Quotes (2025)

Nationwide, Chubb, and Allstate offer the best homeowners insurance policies in Spokane.
By Amy Beardsley|May 6, 2025
CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured

CA Homeowners Sue Top Insurers, Allege ‘Collusion’ Left Thousands of Wildfire Victims Underinsured

Dual suits charge insurers ‘colluded’ to ‘eliminate competition’ and push high-risk policies to state’s insurer of last resort.
By Katie Powers|May 6, 2025
Best Memphis Homeowners Insurance Quotes (2025)

Best Memphis Homeowners Insurance Quotes (2025)

Allstate, Auto-Owners, and Foremost offer the best homeowners insurance policies in Memphis, Tennessee.
By Taylor Milam-Samuel |May 6, 2025
Earthquake Insurance: A Complete Guide for Homeowners (2025)

Earthquake Insurance: A Complete Guide for Homeowners (2025)

If you live in a high-risk area, adding earthquake insurance to your homeowners policy can better protect your property.
By Kim Porter|May 5, 2025
Best Anchorage Homeowners Insurance Quotes (2025)

Best Anchorage Homeowners Insurance Quotes (2025)

State Farm and Allstate offer the cheapest homeowners insurance policies on average in Anchorage.
By Elizabeth Rivelli|May 5, 2025
Best Pittsburgh Homeowners Insurance Quotes (2025)

Best Pittsburgh Homeowners Insurance Quotes (2025)

Allstate, Westfield, and Erie offer the best homeowners insurance policies in Pittsburgh.
By Melanie Lockert|May 5, 2025
Best Tucson Homeowners Insurance Quotes (2025)

Best Tucson Homeowners Insurance Quotes (2025)

American Family, USAA, and Chubb offer the best homeowners insurance policies in Tucson, Arizona.
By Anna Baluch|May 5, 2025
House Fire Statistics: Trends, Risks, and Causes

House Fire Statistics: Trends, Risks, and Causes

The NFPA reported an estimate of 352,500 house fires in 2023, marking a 6% decrease from 2022. Though there has been a reduction in home fires, learn more about house fire statistics, including common causes, wildfires, and costs.
By Jennifer Connolly|April 29, 2025
Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa Homeowners Could See 19% Spike in Home Insurance Rates, Report Predicts

Iowa ranks No. 3 on Insurify’s list of states where home insurance premiums are rising the fastest.
By Sara Getman|April 29, 2025
15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

15% Spike in Home Insurance Rates on the Way for Minnesotans, Report Predicts

Homeowners insurance costs rose 20% in 2024, climbing on a sharp increase in expensive disasters and rising repair costs, Insurify’s report notes.
By Julia Taliesin|April 29, 2025
Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Bipartisan Bill Aims to Extend National Flood Insurance Program Before September Deadline

Lawmakers move to break a years-long cycle of short-term extensions for FEMA’s flood insurance program, providing stability for millions of American homeowners.
By Cassie Sheets|April 29, 2025
Best San Diego Homeowners Insurance Quotes (2025)

Best San Diego Homeowners Insurance Quotes (2025)

Chubb, Allstate, and USAA offer the best homeowners insurance policies in San Diego.
By Jessica Martel|April 28, 2025
Best Reno Homeowners Insurance Quotes (2025)

Best Reno Homeowners Insurance Quotes (2025)

American Family, State Farm, and Allstate offer some of the best homeowners insurance policies in Reno, Nevada.
By Jessica Martel|April 28, 2025
California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

California May Limit How Insurers Can Use Aerial Photos of Policyholders’ Homes

Some companies have used ‘flawed aerial imagery’ to cancel or non-renew policies, state’s top insurance regulator says
By Sara Getman|April 28, 2025
Best Mobile, Alabama, Homeowners Insurance Quotes (2025)

Best Mobile, Alabama, Homeowners Insurance Quotes (2025)

Allstate, State Farm, and USAA offer some of the best homeowners insurance policies in Mobile, Alabama.
By Amy Beardsley|April 28, 2025
Best Myrtle Beach Homeowners Insurance Quotes (2025)

Best Myrtle Beach Homeowners Insurance Quotes (2025)

Heritage Insurance Holdings, Cincinnati Insurance, and ASI offer some of the cheapest homeowners insurance policies in Myrtle Beach.
By Jamie Johnson|April 25, 2025