Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

State Auto Home Insurance Review: Ratings and Quotes (2025)

State Auto Home Insurance Review: Ratings and Quotes (2025)

State Auto has many coverage options, but homeowners are dissatisfied with its customer service.
By Alani Asis|January 24, 2025
Swyfft Home Insurance Review: Ratings and Quotes (2025)

Swyfft Home Insurance Review: Ratings and Quotes (2025)

Swyfft offers technology-focused home insurance with a fast claims process. Learn how the company works and the pros and cons of buying a policy.
By Jamie Johnson|January 23, 2025
Auto-Owners Home Insurance Review: Ratings and Quotes (2025)

Auto-Owners Home Insurance Review: Ratings and Quotes (2025)

Auto-Owners offers competitive rates for its home insurance, but its limited availability means it’s not for everyone.
By Miranda Marquit |January 22, 2025
Tower Hill Insurance Exchange Reviews: Ratings and Quotes (2025)

Tower Hill Insurance Exchange Reviews: Ratings and Quotes (2025)

Tower Hill focuses on home insurance in the Florida market but serves 17 other states through its subsidiaries.
By Anna Baluch|January 17, 2025
Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Oklahoma Reminds Insurers to Play Fair If They Want to Use AI

Established laws apply to new technology, the state’s insurance commissioner says.
By Julia Taliesin|January 15, 2025
Travelers Home Insurance Review: Ratings and Quotes (2025)

Travelers Home Insurance Review: Ratings and Quotes (2025)

Travelers offers a robust lineup of home insurance options and competitive quotes. But consumer reviews indicate it falls short in customer service.
By Sarah Sharkey|January 15, 2025
California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

California Bars Home Insurers from Shedding Policies in Wildfire-Hit Areas

State insurance commissioner issues one-year moratorium that stops insurers from canceling or non-renewing policies in Southern California areas affected by wildfires.
By Chris Schafer|January 15, 2025
What to Do If You’re Facing Home Insurance Cancellation

What to Do If You’re Facing Home Insurance Cancellation

Call your insurance company right away to understand the reason behind the home insurance cancellation, and start gathering quotes from new insurers.
By Amy Beardsley|January 7, 2025
Farmers Insurance Taking on More Policies in California

Farmers Insurance Taking on More Policies in California

Farmers is reopening property insurance lines and increasing bandwidth for more new home insurance policies each month.
By Katie Powers|January 7, 2025
Does Home Insurance Cover Termite Damage?

Does Home Insurance Cover Termite Damage?

Home insurance doesn’t cover termite damage. But you can take action to protect your home from termites.
By Sarah Sharkey|January 6, 2025
What Is Service Line Coverage, and Is It Right for You?

What Is Service Line Coverage, and Is It Right for You?

When underground utility lines fail, repairs can cost thousands. This optional coverage can protect your finances.
By Amy Beardsley|January 3, 2025
What Is a Property Survey, and How Do You Get One?

What Is a Property Survey, and How Do You Get One?

A property survey illustrates key elements of your property, like boundaries, structures, and topographical features. You can get one by hiring a licensed surveyor.
By Alani Asis|January 3, 2025
The Most Affordable and Unaffordable Cities to Buy a Home on a Median Household Income of $81,000

The Most Affordable and Unaffordable Cities to Buy a Home on a Median Household Income of $81,000

Cities like Knoxville and Savannah, which once proved to be affordable options for people earning less than six figures, are now pricing out middle-income buyers.
By Cassie Sheets|December 19, 2024
New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits

New Mexico’s Last-Resort Home Insurer May Get $50M to Expand, Raise Coverage Limits

Plans to expand the FAIR Plan could soon increase access to insurance for many homeowners in New Mexico.
By Katie Powers|December 19, 2024
Does Homeowners Insurance Cover Trampolines?

Does Homeowners Insurance Cover Trampolines?

Homeowners insurance can cover trampolines, but coverage varies by company. Discover what insurers require and how to protect your family.
By Amy Beardsley|December 17, 2024
Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry

Florida’s Insurer of Last Resort Leaving Hurricane Victims High and Dry

Citizens Property Insurance’s high rate of claim denial is a continuing trend.
By Sara Getman|December 11, 2024
How to Prevent Home Burglaries

How to Prevent Home Burglaries

The U.S. had more than 839,000 burglaries in 2023, according to data from the FBI. See what steps you can take to secure your home against break-ins.
By Jessica Martel|December 10, 2024
Another Insurer Hiking Homeowners Rates in California

Another Insurer Hiking Homeowners Rates in California

MAPFRE gets OK from state regulators to raise rates by 6.5% for more than 8,000 home, renters, and condo policyholders.
By Evelyn Pimplaskar|December 10, 2024