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Florida Insurance Crisis: Why Rates Are High, and What You Can Do
Explore the roots of Florida’s home insurance crisis, from hurricanes and lawsuits to market reforms. Learn how to protect your property and wallet.
|October 20, 2025

Florida Hurricane Deductible: A Complete Guide for Homeowners
Hurricane deductibles in Florida take precedence over your regular deductible until the hurricane has subsided.
|October 17, 2025
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What State Farm Home Systems Protection Covers
State Farm’s home systems protection is an add-on coverage to your home insurance policy that covers accidental electrical and mechanical breakdowns of your appliances.
|October 17, 2025
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How Long Can a Mortgage Company Hold an Insurance Check?
Your mortgage company can hold your insurance check until the repairs are complete, but they have to release funds within a certain time.
|October 17, 2025
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What Your Home’s Protection Class Is and How to Find It
Your home’s protection class is a grade that Insurance Services Office, Inc. (ISO) gives to homes based on their proximity to fire protection services in a community.
|October 17, 2025
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How Much Is Homeowners Insurance on a $200,000 House?
The cost to rebuild your home after a major claim is only one factor affecting the cost of insuring your house.
|October 17, 2025
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How Much Is Homeowners Insurance on a $150,000 House? (2025)
The average annual cost of homeowners insurance for a $150,000 home is $1,511.
|October 17, 2025
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Frontline Home Insurance Review: Ratings and Quotes (2025)
Frontline sells home insurance in five storm-prone states.
|October 17, 2025
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Chubb Home Insurance Review: Ratings and Quotes (2025)
Don’t let Chubb’s luxury reputation fool you — the company protects homes of all sizes with comprehensive coverage and surprisingly competitive rates.
|October 17, 2025
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How to Get Anonymous Home Insurance Quotes Online (2025)
It’s difficult to get accurate insurance quotes without giving some personal information, but you have ways to minimize your risk of spam.
|October 17, 2025
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Cheapest Homeowners Insurance for Seniors (2025)
Your age won’t affect your home insurance rate, but several other factors will.
|October 17, 2025
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Compare Home Insurance Quotes Online in Minutes
Compare home insurance quotes side by side to find the cheapest rate for coverage that’ll protect your home and personal belongings.
|October 17, 2025
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Florida Property Tax Exemptions and Discounts
Sunshine State homeowners can save up to $50,000 in property taxes with Florida’s homestead exemption.
|October 16, 2025
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High-Value Home Insurance (2025)
Chubb and Westfield offer some of the best home insurance coverage for homes worth more than $750,000.
|October 15, 2025
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Do You Need Windstorm Insurance in Florida?
Most homeowners in Florida, especially those in coastal regions, need windstorm insurance.
|October 15, 2025
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5 Best Home Insurance Companies (2025)
State Farm and American Family are two of the best home insurance companies.
|October 14, 2025
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Cheapest Home Insurance Quotes (2025)
Metropolitan, American Family, and Cincinnati Insurance are the cheapest national home insurance companies.
|October 14, 2025
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Water Damage Statistics: Exploring Costs and Insurance Claims
Flood damage costs the U.S. billions of dollars annually, with Florida and Louisiana leading with the highest single-family dwelling losses in 2024.
|October 8, 2025