Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Too Many Americans Are Mistaken About Insurance: Surveys Say

Too Many Americans Are Mistaken About Insurance: Surveys Say

Flood and homeowners insurance seem to cause the most confusion, polls by Trusted Choice and Insurify reveal.
By Evelyn Pimplaskar|July 2, 2024
Does Homeowners Insurance Cover Pest Control?

Does Homeowners Insurance Cover Pest Control?

Most homeowners insurance policies don’t cover pest control.
By Sarah Sharkey|July 1, 2024
Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Florida Regulators: Execs of Bankrupt Insurers Illegally Took New Roles

Insurers could lose their right to sell policies in the state if they retain leaders in question.
By Chris Schafer|June 27, 2024
Homeowners Insurance Canceled Because of the Roof? What’s Next

Homeowners Insurance Canceled Because of the Roof? What’s Next

Insurers can choose not to renew your homeowners policy for an old or neglected roof. But you can take steps to prevent this from happening.
By Joe Dyton|June 26, 2024
How to Get Cheap Homeowners Insurance With Bad Credit

How to Get Cheap Homeowners Insurance With Bad Credit

You can lock in affordable home insurance coverage with bad credit, but you’ll need to shop around and explore your options.
By Anna Baluch|June 26, 2024
Wildfire Risks Spark Insurance Woes for Utility Companies

Wildfire Risks Spark Insurance Woes for Utility Companies

Shrinking options and escalating costs for power companies mirror the home insurance crises facing consumers.
By Evelyn Pimplaskar|June 26, 2024
Florida’s Largest Home Insurer Seeks 14% Rate Increase

Florida’s Largest Home Insurer Seeks 14% Rate Increase

The proposal, approved by the board of Citizens Property Insurance, could take effect Jan. 1, 2025.
By Chris Schafer|June 26, 2024
How and When to Self-Insure Your Home

How and When to Self-Insure Your Home

Self-insuring your home isn’t for everyone, and it might not be the cash savings you think.
By Athena Valentine Lent|June 24, 2024
Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Drone Footage of Roofs Not Enough to Justify Dropping Home Policies, PA Regulators Say

Insurers should verify roof damage with physical inspections, insurance department says.
By Julia Taliesin|June 24, 2024
What Is a Home Insurance Broker?

What Is a Home Insurance Broker?

Insurance brokers can find and build homeowners policies on your behalf, saving you time and money when shopping for coverage.
By Stephanie Colestock|June 21, 2024
Step-by-Step Guide to Making a Home Inventory Checklist

Step-by-Step Guide to Making a Home Inventory Checklist

A home inventory checklist records your property, including descriptions, estimated values, and more.
By Alani Asis|June 21, 2024
Does Early Storm Data Herald a Harrowing Hail Season Ahead?

Does Early Storm Data Herald a Harrowing Hail Season Ahead?

The frequency of hailstorms soared in early 2024, well before the official start of hail season, federal data shows.
By Evelyn Pimplaskar|June 20, 2024
California OKs Predictive Modeling for Home Insurance — With a Catch

California OKs Predictive Modeling for Home Insurance — With a Catch

Insurers must do more business in high-risk areas under new regulations from state insurance department.
By Evelyn Pimplaskar|June 20, 2024
Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Texas Home Insurers Send Non-Renewals as Hurricane Season Approaches

Homeowners in some high-risk areas will need to find new coverage with the season in full swing.
By Chris Schafer|June 18, 2024
How to Get Homeowners Insurance With a Bad Roof

How to Get Homeowners Insurance With a Bad Roof

Your roof protects your home from the elements, so you may find it more costly or difficult to buy homeowners insurance coverage with an old or damaged roof.
By Stephanie Colestock|June 14, 2024
Best Condo Insurance Companies (2025)

Best Condo Insurance Companies (2025)

Allstate, American Family, and Amica Mutual offer the best condo insurance.
By Jamie Johnson|June 14, 2024
Is Earthquake Insurance Worth It?

Is Earthquake Insurance Worth It?

If you live in a high-risk area and can’t afford to cover rebuilding costs after a major quake, earthquake insurance may be a wise investment to protect your finances.
By Amy Beardsley|June 13, 2024
Does Homeowners Insurance Cover Trampolines?

Does Homeowners Insurance Cover Trampolines?

Whether home insurance covers trampolines depends on the insurance company and your unique situation.
By Anna Baluch|June 13, 2024