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Nearly 33M Coastal Homes at Risk From ‘Very Active’ Hurricane Season, Report Says
Potential losses — both insured and uninsured — could reach trillions of dollars, information services company reports.
|June 12, 2024
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Best High-Risk Home Insurance (2025)
American Family, Liberty Mutual, and AIG offer some of the best high-risk homeowners insurance options.
|June 11, 2024
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Ask an Agent: Does Homeowners Insurance Cover Fourth of July Fireworks Damage?
Independence Day celebrations can lead to insurance premium increases or policy cancellations. Here’s how homeowners can stay safe.
|June 10, 2024
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Does Home Insurance Cover Water Damage?
Homeowners insurance covers some types of water damage that results from a covered peril. But the damage must be accidental and sudden.
|June 7, 2024
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What Is Loss Assessment Coverage, and Who Needs It?
Loss assessment coverage reimburses you when condo or homeowners associations levy special assessments under certain circumstances.
|June 6, 2024
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Washington State Requires Insurers to Better Explain Auto, Home Rate Increases
Policyholders getting rate hikes at renewal must request explanations in writing for now, but automatic notices are coming in 2027.
|June 6, 2024
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What Is Personal Liability Homeowners Insurance?
If someone is injured on your property, or you cause injury or property damage to someone else while away from home, personal liability coverage protects you financially.
|June 6, 2024
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Relief in Sight? 9 Home Insurers Cut Rates in Florida
Rate decreases are an early signal reforms are working, regulators say.
|June 6, 2024
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What Is a 4-Point Home Inspection?
A 4-point inspection checks your house’s roof, HVAC, plumbing, and electrical systems to ensure the home is in good shape before an insurance company issues a policy.
|June 5, 2024
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Oklahoma Approves Grant Program for Homeowners to Build Climate-Resilient Homes
New legislation provides financial support for homeowners to build or retrofit homes to be more resilient to tornadoes, windstorms, and hail.
|June 3, 2024
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Florida Insurer Fined for Treatment of Policyholders After Hurricane Ian
Insurance regulators fined Heritage Property & Casualty Insurance $1 million for how it processed claims after Hurricane Ian.
|June 3, 2024
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Are Home Insurance Premiums Tax Deductible in 2025?
Homeowners insurance isn’t tax deductible for most homeowners, but you can take advantage of several other tax breaks for homeowners.
|May 29, 2024
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Home Insurance Rates Set to Jump 10% for Texans on State’s FAIR Plan
The increase applies to new and renewing homeowners, condominium, dwelling, and renters policies.
|May 29, 2024
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Can’t Cover Your Home Insurance Deductible? New Disaster Insurance Could Help
Insurance offering could help homeowners and renters cover financial gaps between high deductibles and limited savings.
|May 28, 2024
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Louisiana Insurance Reform Allows Insurers to Raise Rates Before State Approves Hikes
Insurers can also drop 5% or more of their policies annually — for no reason at all.
|May 22, 2024
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8 Insurers Get Greenlight to Enter Florida Home Insurance Market
Insurer approval shows the state’s market is strengthening, Florida insurance office says.
|May 14, 2024
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Different States, Same Problem: A Home Insurance Crisis
California and Florida take different approaches to escalating costs, climate change, severe weather events, and shrinking markets, but neither has found a perfect solution.
|May 9, 2024
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Do Texas Floods Herald the Devastating Hurricane Season Experts Warn Of?
Latest weather disaster brings fatal losses and massive property damage – and flood risks are only increasing in the Lone Star State.
|May 7, 2024