Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

What Happens If You Can’t Get Home Insurance?

What Happens If You Can’t Get Home Insurance?

Even if an insurer has denied you coverage in the past, you can find ways to lock in home insurance coverage.
By Anna Baluch|March 14, 2024
What Happens When Your Home Insurance Lapses?

What Happens When Your Home Insurance Lapses?

A lapse leaves you on the hook financially for any damages that occur to your home and could make it more difficult to get coverage in the future.
By Sarah Sharkey|March 12, 2024
Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?

Are Rising Home Insurance Costs Sinking Western Florida’s Real Estate Market?

Florida home insurance prices rose 14% in 2023, Insurify data shows.
By Chris Schafer|March 7, 2024
How Insurify Scores Home Insurance Companies

How Insurify Scores Home Insurance Companies

We rate insurers on 8 key factors, including affordability and customer service, to help you decide which company is best for your needs.
By Courtney Mikulski|February 14, 2024
Earthquake Insurance for California Residents: Is It Worth It?

Earthquake Insurance for California Residents: Is It Worth It?

Depending on where you live in the Golden State, earthquake insurance may be a necessity.
By Jamie Johnson|February 13, 2024
Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund

Florida May Issue Bonds to Shore Up Hurricane Catastrophe Fund

State could borrow between $1.5 and $3.8 billion in the effort.
By Chris Schafer|February 6, 2024
When to Hire a Home Insurance Claim Lawyer (2025)

When to Hire a Home Insurance Claim Lawyer (2025)

Most homeowners can handle home insurance claims directly, but sometimes a lawyer can help negotiate a better settlement.
By Sarah Archambault|February 5, 2024
North Carolina Home Insurers Seek 42%+ Rate Hike

North Carolina Home Insurers Seek 42%+ Rate Hike

Some homeowners warn increases would be financially catastrophic.
By Chris Schafer|February 5, 2024
Does Homeowners Insurance Cover Dog Bites?

Does Homeowners Insurance Cover Dog Bites?

Home insurance covers dog bites in most situations, but breed restrictions may mean your policy doesn’t include dog-related liability.
By Amy Beardsley|February 2, 2024
10 Best Cities for Homebuyers With a Household Income of $75,000

10 Best Cities for Homebuyers With a Household Income of $75,000

Revitalization projects and inexpensive housing make these cities attractive to homebuyers on a budget.
By Cassie Sheets|February 1, 2024
The Hartford Halts New Home Policies in CA

The Hartford Halts New Home Policies in CA

Insurer will continue to renew existing homeowners policies
By Evelyn Pimplaskar|January 31, 2024
Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances

Florida Weighs Tying Home Insurance to Unpaid Mortgage Balances

But bills may not cut costs and would increase homeowners’ financial risk, experts say
By Evelyn Pimplaskar|January 23, 2024
What Is the 80/20 Rule in Home Insurance?

What Is the 80/20 Rule in Home Insurance?

Following the 80/20 rule could help ensure you’ll get the payout amount you need if you ever have to file a home insurance claim.
By Miranda Marquit |January 18, 2024
Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States

Soaring Home Insurance Costs Could Push Homeowners Out of These 10 States

Climate catastrophes are driving insurers and homebuyers out of high-risk areas like Florida, but the American dream of homeownership lives on in less disaster-prone states.
By Cassie Sheets|January 18, 2024
What Is an Escrow Shortage?

What Is an Escrow Shortage?

When the total of your mortgage escrow account falls below the amount you need to pay property taxes and insurance premiums, you have an escrow shortage.
By Daria Kelly Uhlig|January 4, 2024
5 Best Home Warranty Companies of 2025

5 Best Home Warranty Companies of 2025

The best home warranty companies include Liberty Home Guard, American Residential Warranty, and the Home Service Club.
By Sarah Sharkey|December 20, 2023
Why Renters Insurance Is Always Worth It

Why Renters Insurance Is Always Worth It

Renters insurance is a low-cost way to protect your belongings and your financial well-being.
By Daria Kelly Uhlig|December 19, 2023
Questions to Ask When Buying a House

Questions to Ask When Buying a House

Information on finances, the home’s condition, and the neighborhood are critical for first-time homebuyers.
By Alani Asis|December 15, 2023