Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Last-Resort Insurers Becoming First Choice for Homeowners

Last-Resort Insurers Becoming First Choice for Homeowners

High cost and high enrollment a sign of the industry’s desperate times in some states.
By Chris Schafer|December 12, 2023
FL Budget Takes Aim at Insurance Crisis

FL Budget Takes Aim at Insurance Crisis

More than $500 million tabbed for home insurance relief measures.
By Evelyn Pimplaskar|December 7, 2023
PA Launches Flood Insurance Task Force

PA Launches Flood Insurance Task Force

Move follows a year of 147 costly and deadly floods in the state.
By Evelyn Pimplaskar|December 5, 2023
Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?

Would Homeowners Insurance Cover Kevin McCallister’s Destruction in ‘Home Alone’?

A licensed insurance agent weighs in on the McCallisters’ hefty repair bill, and a personal injury attorney analyzes the Wet Bandits’ case.
By Cassie Sheets|December 1, 2023
Judge Greenlights Coverage Expansion for CA FAIR Plan

Judge Greenlights Coverage Expansion for CA FAIR Plan

Expansion would bring last-resort home policies more on par with standard home insurance coverage.
By Evelyn Pimplaskar|November 30, 2023
NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks

NY, NJ Home Sellers and Landlords Must Now Disclose Flood Risks

Disclosures could help buyers avoid costly claims on previously flooded properties.
By Evelyn Pimplaskar|November 27, 2023
Government Shutdown Could Stall Home Purchases

Government Shutdown Could Stall Home Purchases

Stopgap spending bill funds National Flood Insurance Program (NFIP) through Feb. 2, 2024.
By Chris Schafer|November 22, 2023
7 Things Landlords Can’t Do (And One That They Can)

7 Things Landlords Can’t Do (And One That They Can)

State and federal regulations specify the rights and responsibilities of both property owners and tenants.
By Courtney Washington|November 21, 2023
How Virginia Wildfires Could Impact Home Insurance Rates

How Virginia Wildfires Could Impact Home Insurance Rates

Two massive wildfires have led to a state of emergency in Virginia, and their effects could burn homeowners across the state.
By Cassie Sheets|November 15, 2023
Maui Wildfire Insurance Claims Already Top $1.3 Billion

Maui Wildfire Insurance Claims Already Top $1.3 Billion

But damages may go as high as $6 billion, experts predict.
By Evelyn Pimplaskar|November 13, 2023
What to Know About California’s New Plan to Bolster Home Insurance Market

What to Know About California’s New Plan to Bolster Home Insurance Market

Sustainable Insurance Strategy aims to entice insurers to stay or return to the Golden State’s home insurance marketplace.
By Evelyn Pimplaskar|November 6, 2023
Louisiana Homeowners Can Still Get $10K for Roof Improvements

Louisiana Homeowners Can Still Get $10K for Roof Improvements

Next round of grant awards opens at noon on Nov. 6, Louisiana Department of Insurance says.
By Chris Schafer|October 27, 2023
New Michigan Slip-and-Fall Law Leaves Property Owners More Liable for Damages

New Michigan Slip-and-Fall Law Leaves Property Owners More Liable for Damages

Michigan homeowners and businesses have more responsibility to address hazards after a recent State Supreme Court decision favoring slip-and-fall victims.
By Cassie Sheets|October 24, 2023
Slide Insurance to Pick Up 86K Farmers Home Insurance Policies in Florida

Slide Insurance to Pick Up 86K Farmers Home Insurance Policies in Florida

Tampa-based startup acquired renewal rights after Farmers decided to stop selling home coverage in the Sunshine State.
By Evelyn Pimplaskar|October 24, 2023
NEXT Insurance Set to Raise $100M+ in Late VC Funding Round

NEXT Insurance Set to Raise $100M+ in Late VC Funding Round

The digital agency caters to small businesses looking to quickly compare business insurance quotes.
By Cassie Sheets|October 23, 2023
High Premiums Keep Florida Homeowners Stuck with State’s Insurer of Last Resort

High Premiums Keep Florida Homeowners Stuck with State’s Insurer of Last Resort

Private insurers are meant to help the not-for-profit Citizens Property Insurance Corp. reduce its role. But homeowners are seeing sky-high premium offers.
By Evelyn Pimplaskar|October 19, 2023
Progressive Dropping 100K Home, Landlord Policies in Florida

Progressive Dropping 100K Home, Landlord Policies in Florida

Insurer is one of many curtailing business in or exiting the Sunshine State.
By Evelyn Pimplaskar|October 11, 2023
New Insurify Housing Market Report Reveals Top Markets to Watch

New Insurify Housing Market Report Reveals Top Markets to Watch

Cities in the Sun Belt continue to provide a promising future for new homebuyers, with cities in Florida, North Carolina, and South Carolina dominating most of the top 20 cities with home markets to watch.
By Cassie Sheets|September 5, 2023