Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Landlord Insurance for Condos: What to Know

Landlord Insurance for Condos: What to Know

Landlord insurance covers damages and liability when you’re renting your property. Insuring your condo as a landlord is a little different since the entire structure isn’t yours to insure.
By Julia Taliesin|October 6, 2025
Hurricane Insurance: A Complete Guide for Homeowners

Hurricane Insurance: A Complete Guide for Homeowners

Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
By Jess Ullrich|October 6, 2025
Homeowners Insurance Guide for First-Time Homebuyers

Homeowners Insurance Guide for First-Time Homebuyers

A home is a big investment for you and your mortgage lender, so you’ll need to have homeowners insurance before you can close on a house.
By Julia Taliesin|October 6, 2025
Flood Insurance in Florida: What to Know

Flood Insurance in Florida: What to Know

Flood insurance costs are rising. Florida homeowners in high-risk flood areas will see the biggest impact.
By Julia Taliesin|October 6, 2025
Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo Insurance vs. Homeowners Insurance: Learn the Differences

Condo and homeowners insurance serve the same purpose, protecting your home and belongings. But they differ greatly when it comes to coverage and cost.
By Joe Dyton|October 6, 2025
Houston Flood Insurance: Complete Guide for Homeowners in 2025

Houston Flood Insurance: Complete Guide for Homeowners in 2025

Flood insurance through the National Flood Insurance Program (NFIP) or a private insurer can protect your Houston home from flood damage.
By Anna Baluch|October 6, 2025
Does Homeowners Insurance Cover Wildfires?

Does Homeowners Insurance Cover Wildfires?

A standard homeowners insurance policy will typically cover losses due to fire, including wildfires, but you’ll need to check your policy for exclusions.
By Lindsay Frankel|October 6, 2025
Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake Insurance for Utah Residents: Is It Worth It?

Earthquake insurance is an added cost, but it can save you money in the long run in an earthquake-prone state like Utah.
By Erin Gobler|October 6, 2025
Does Homeowners Insurance Cover Plumbing Problems?

Does Homeowners Insurance Cover Plumbing Problems?

Standard homeowners insurance policies cover most, but not all, types of plumbing issues.
By A.M. Steinbach|October 6, 2025
What Does Hazard Insurance Cover?

What Does Hazard Insurance Cover?

Hazard insurance covers the cost of repairing or rebuilding your home’s structure if it’s damaged by an emergency that your homeowners insurance policy covers.
By Daria Kelly Uhlig|October 6, 2025
Cheap Home Insurance Quotes by State (2025)

Cheap Home Insurance Quotes by State (2025)

Average home insurance premiums range from Vermont at just $78 per month to Florida at $470 per month.
By Stephanie Colestock|October 6, 2025
Guide to Flood Insurance in New Jersey

Guide to Flood Insurance in New Jersey

Flood insurance usually isn’t required for New Jersey homeowners. But if you live in a high-risk flood area, you might need to purchase flood insurance to qualify for a mortgage.
By Sarah Sharkey|October 6, 2025
Colorado Flood Insurance: Complete Guide for Homeowners in 2025

Colorado Flood Insurance: Complete Guide for Homeowners in 2025

Homeowners in Colorado at risk of flooding can purchase flood insurance from the National Flood Insurance Program (NFIP) or a private insurance company.
By Anna Baluch|October 6, 2025
Louisiana Flood Insurance: Complete Guide for Homeowners in 2025

Louisiana Flood Insurance: Complete Guide for Homeowners in 2025

To protect their homes from flood damage, Louisiana homeowners can purchase flood insurance through the NFIP or a private flood insurer.
By Elizabeth Rivelli|October 6, 2025
Flood Insurance: What It Covers and Who Needs It

Flood Insurance: What It Covers and Who Needs It

Flood insurance provides financial protection for property owners against damage caused by flooding, ensuring coverage for losses that standard home insurance policies don’t cover.
By Janet Berry-Johnson|October 6, 2025
Does Homeowners Insurance Cover Fire Damage?

Does Homeowners Insurance Cover Fire Damage?

Most standard home insurance policies cover fire damage. But if you live in an area prone to wildfires, you may have trouble finding affordable coverage.
By Aly J. Yale|October 6, 2025
Best Birmingham Homeowners Insurance Quotes (2025)

Best Birmingham Homeowners Insurance Quotes (2025)

Allstate, Travelers, and Foremost offer the best homeowners insurance policies in Birmingham, Alabama.
By Melanie Lockert|October 6, 2025
How to Buy Home Insurance (2025)

How to Buy Home Insurance (2025)

When purchasing home insurance, consider how much coverage you need, what you can afford, and if there are any specific risks in your area.
By Sarah Archambault|October 6, 2025