Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

What Is Coastal Home Insurance, and Who Needs It?

What Is Coastal Home Insurance, and Who Needs It?

Coastal home insurance is a comprehensive set of insurance policies and endorsements that financially protect homes located in a high-risk area on or near the coast.
By Daria Kelly Uhlig|October 6, 2025
North Carolina Hurricane Insurance: What to Know

North Carolina Hurricane Insurance: What to Know

North Carolina experiences hurricanes on a regular basis, so homeowners should consider purchasing hurricane-related coverages.
By A.M. Steinbach|October 6, 2025
How to Protect Your Home From Tornado Damage

How to Protect Your Home From Tornado Damage

Homeowners insurance covers tornado damage in most states. But homeowners in certain states at high risk of tornadoes might need additional coverage.
By Courtney Washington|October 6, 2025
Hazard Insurance in Texas: A Complete Guide for Homeowners in 2025

Hazard Insurance in Texas: A Complete Guide for Homeowners in 2025

Texas hazard insurance protects your home’s structure from common hazards like hail, tornadoes, and hurricanes.
By Alani Asis|October 6, 2025
Georgia Flood Insurance: Complete Guide for Homeowners in 2025

Georgia Flood Insurance: Complete Guide for Homeowners in 2025

It’s a good idea to have flood insurance in Georgia, which you can purchase from the National Flood Insurance Program (NFIP) and private insurers.
By Anna Baluch|October 6, 2025
Comprehensive List of Home Insurance Discounts (2025)

Comprehensive List of Home Insurance Discounts (2025)

Most insurance companies offer home insurance discounts. Here’s how to find the best deals for your property coverage.
By Christy Rakoczy|October 6, 2025
Home Insurance Coverage for Townhomes (2025)

Home Insurance Coverage for Townhomes (2025)

If you own a townhouse, mortgage lenders often require you to carry insurance. The type of townhome insurance you need may depend on your homeowners association.
By Sarah Sharkey|October 6, 2025
How to Manage Your Home Insurance Renewal

How to Manage Your Home Insurance Renewal

Some home insurance policies renew automatically. If yours doesn’t, it’s important to understand when and how to renew your policy.
By Elizabeth Rivelli|October 6, 2025
Am I in a Flood Zone?

Am I in a Flood Zone?

Your home’s flood zone plays a role in your total insurance costs. Here’s how to determine if you’re in a flood zone.
By Aly J. Yale|October 6, 2025
What Is Windstorm Insurance, and Who Needs It?

What Is Windstorm Insurance, and Who Needs It?

Windstorm insurance protects your home and property from damage caused by high winds, including hurricanes and tornadoes.
By Janet Berry-Johnson|October 6, 2025
North Carolina Flood Insurance: Complete Guide for Homeowners in 2025

North Carolina Flood Insurance: Complete Guide for Homeowners in 2025

North Carolina homeowners need flood insurance from the National Flood Insurance Program (NFIP) or a private insurer to protect their homes from the state’s increased risk of floods.
By Taylor Milam-Samuel |October 6, 2025
Amica Home Insurance Review: Ratings and Quotes (2025)

Amica Home Insurance Review: Ratings and Quotes (2025)

Competitive insurance rates and excellent customer service have made Amica one of the highest-rated homeowners insurance companies in the U.S.
By Daria Kelly Uhlig|October 6, 2025
AAA Home Insurance Review: Ratings and Quotes (2025)

AAA Home Insurance Review: Ratings and Quotes (2025)

AAA works with several regional insurance companies to provide homeowners insurance.
By Daria Kelly Uhlig|October 6, 2025
California Flood Insurance: Complete Guide for Homeowners in 2025

California Flood Insurance: Complete Guide for Homeowners in 2025

Floods are more common in California than you think. Protect your home with flood insurance from the National Flood Insurance Program (NFIP) or a private insurance company.
By Amy Beardsley|October 6, 2025
Earthquake Insurance for Washington Residents: Is It Worth It?

Earthquake Insurance for Washington Residents: Is It Worth It?

Washington has the second-highest earthquake risk across the entire United States. Earthquake insurance can help protect your home and belongings against damage from an earthquake.
By Jessica Martel|October 6, 2025
Virginia Flood Insurance: Complete Guide for Homeowners in 2025

Virginia Flood Insurance: Complete Guide for Homeowners in 2025

Flood insurance is essential for Virginia homeowners who want to protect their homes and property from flood damage.
By Janet Berry-Johnson|October 6, 2025
What an HO-3 Insurance Policy Covers

What an HO-3 Insurance Policy Covers

An HO-3 is the most common type of home insurance policy. While it may cost more, HO-3 is widely available and provides more comprehensive coverage than other policies.
By Choncé Maddox|October 6, 2025
7 Ways to Lower Your Home Insurance Costs (2025)

7 Ways to Lower Your Home Insurance Costs (2025)

You can lower your home insurance costs by shopping around for coverage, saving with discounts, and increasing your deductible.
By Erin Gobler|October 6, 2025