Homeowners Insurance Knowledge

Insurify's insurance experts guide you through the basics of home insurance insurance.

Travelers Homeowners Insurance Reviews: Is it the best choice for you?

Travelers Homeowners Insurance Reviews: Is it the best choice for you?

Let us help you decide if Travelers Homeowners Insurance is the right choice for you and your family.
By Courtney Levin|October 6, 2025
Condo Hazard Insurance: What It Is and How It Works

Condo Hazard Insurance: What It Is and How It Works

Condo hazard insurance can provide meaningful protection for your possessions, but it won’t cover every loss you may face.
By Miranda Marquit |October 6, 2025
Texas Hurricane Insurance: Complete Guide for Homeowners in 2025

Texas Hurricane Insurance: Complete Guide for Homeowners in 2025

Texas is prone to hurricanes. Fortunately, several insurance policies can help.
By Aly J. Yale|October 6, 2025
How to Change Homeowners Insurance Companies

How to Change Homeowners Insurance Companies

You can change your home insurance company, but you may face a cancellation fee if you terminate coverage before your policy ends.
By Sarah Archambault|October 6, 2025
Texas Windstorm Insurance and TWIA

Texas Windstorm Insurance and TWIA

The Texas Windstorm Insurance Association (TWIA) offers last-resort insurance to homeowners in some parts of Texas.
By Aly J. Yale|October 6, 2025
What Is HO-6 Insurance? Guide to HO-6 Condo Insurance Policies

What Is HO-6 Insurance? Guide to HO-6 Condo Insurance Policies

Your mortgage lender, condo board, or homeowners association may require you to purchase HO-6 insurance.
By Courtney Washington|October 6, 2025
What Is Other Structures Coverage in Home Insurance?

What Is Other Structures Coverage in Home Insurance?

Other structures coverage protects permanent structures on your property, like a fence, shed, or freestanding garage.
By Anna Baluch|October 6, 2025
Well Water vs. City Water: Which Is Better?

Well Water vs. City Water: Which Is Better?

Well water and city water vary by cost and water quality regulations. Learn more about each water source and find out which one fits your needs.
By Sarah Archambault|October 2, 2025
Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Most U.S. Homeowners Worry About Increasingly Expensive Insurance Costs, Survey Finds

Seventy-five percent of American homeowners think home insurance will soon be unaffordable, according to Realtor.com’s research.
By Katie Powers|September 30, 2025
Home Insurers Recommitting to California Market

Home Insurers Recommitting to California Market

Five home insurers, including three of the 10 largest, have returned or recommitted to the state’s embattled insurance market
By Chris Schafer|September 30, 2025
With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

With National Flood Insurance Program Set to Expire, Fewer Are Buying Flood Coverage

The NFIP has shed nearly 12,000 policies since August 2024, and more communities are forgoing participation in the federal program.
By Evelyn Pimplaskar|September 29, 2025
California Set to Launch First Public Wildfire Model for Home Insurance

California Set to Launch First Public Wildfire Model for Home Insurance

Model could help regulators and homeowners better understand rate increases.
By Katie Powers|September 24, 2025
More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

More Florida Homeowners Suing Over Denied Insurance Claims, Report Finds

Following tort reform, insurers are denying more claims, and more homeowners are taking legal action, Weiss Ratings says.
By Evelyn Pimplaskar|September 22, 2025
For 61% of Gen Z Renters, Emotion — More Than Financial Security — Drives Homeownership Desires

For 61% of Gen Z Renters, Emotion — More Than Financial Security — Drives Homeownership Desires

Nearly all Gen Z renters want to be homeowners, but over a third can’t afford a down payment.
By Julia Taliesin|September 16, 2025
What Is the Florida Homestead Exemption?

What Is the Florida Homestead Exemption?

The Florida Homestead Exemption is a property tax break that can potentially reduce the taxable value of your property by as much as $50,000.
By Nick Dauk|September 11, 2025
How to File a Flood Insurance Claim

How to File a Flood Insurance Claim

You typically have 60 days from the flood to file a flood insurance claim. Make sure to document the damage thoroughly and as soon as you can.
By Emily Guy Birken|September 8, 2025
How Do Home Insurance Companies Pay Out Claims?

How Do Home Insurance Companies Pay Out Claims?

Home insurance companies typically issue claim settlements within one month. The money will go to you, your mortgage company, or the contractor.
By Elizabeth Rivelli|September 4, 2025
Home Warranty vs. Home Insurance: Key Differences

Home Warranty vs. Home Insurance: Key Differences

Home warranties protect your home’s appliances and systems. Home insurance covers your home’s structure, personal belongings, and liability risk.
By Janet Berry-Johnson|September 4, 2025